ZIP Code 54901: Population, Income, Housing

State: WI

Total population: 37,294 Household income: $61,794 Rent: $962

Overview

Total population

37,294

Rent

$962

Year built

1959

Household income

$61,794

Per capita income

$29,965

Poverty rate

21.2%

Unemployment rate

N/A

Household size

2.3 persons

Rent over 30% of income

40.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Wisconsin

County

Winnebago County

City

Oshkosh

Total population

37,294

Adults over 25

22,224

Total households

14,109

Household size

2.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$61,794

Per capita income

$29,965

Poverty rate

21.2%

Unemployment rate

N/A

Rent over 30% of income

40.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$962

Year built

1959

Households that rent

50.4%

Households that own

49.6%

Rooms per home (all homes)

5.4

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

81.9%

Black

6.1%

Asian

3.4%

Two or more races

6.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

4.4%

Not Hispanic or Latino

95.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

16,911 (91.8%)

Commute time to work

19 mins

Work from home

1,517 (8.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

28.3%

High school graduate or GED

35.5%

Some college or associate degree

12.8%

Bachelor’s degree or higher

23.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 54901 with: Winnebago County, WI Oshkosh, WI Wisconsin United States

ZIP 54901

Total population37,294

Rent$962

Year built1959

Household income$61,794

Per capita income$29,965

Poverty rate21.2%

Unemployment rateN/A

Winnebago County, WI

Total population171,769

Rent$965

Year built1975

Household income$74,925

Per capita income$40,938

Poverty rate11.3%

Unemployment rate2.5%

Oshkosh, WI

Total population66,729

Rent$935

Year built1971

Household income$62,188

Per capita income$33,003

Poverty rate17.5%

Unemployment rate2.7%

Wisconsin State

Total population5,914,872

Rent$1,087

Year built1975

Household income$77,485

Per capita income$43,373

Poverty rate10.6%

Unemployment rate3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP54901	CountyWinnebago, WI	CityOshkosh, WI	StateWisconsin	CountryUnited States
Total population	37,294	171,769	66,729	5,914,872	334,922,499
Rent	$962	$965	$935	$1,087	$1,413
Year built	1959	1975	1971	1975	1980
Household income	$61,794	$74,925	$62,188	$77,485	$80,734
Per capita income	$29,965	$40,938	$33,003	$43,373	$44,673
Poverty rate	21.2%	11.3%	17.5%	10.6%	12.5%
Unemployment rate	N/A	2.5%	2.7%	3%	4%

View the full multi-level comparison →

Summary for 54901

Rent & Income

In 54901, the typical monthly rent is $962 and the typical household income is $61,794. Rent here is similar to Oshkosh and lower than Wisconsin, and household income is similar to Oshkosh and lower than Wisconsin. The estimated poverty rate is 21.2%, which is higher than in both Oshkosh and Wisconsin.

Housing & Affordability

Renters make up about 50.4% of households, indicating a relatively balanced mix of renters and owners. About 40.5% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 23.4% of adults holding a bachelor’s degree or higher.

ZIP 54901 — Rent vs Household Income

ZIP 54901 — Poverty

How ZIP 54901 compares in Wisconsin (45 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$962	6 / 45	from lower rent	$810 – $1,672
Household income	$61,794	35 / 45	from higher income	$45,642 – $135,023
Poverty rate	21.2%	39 / 45	from lower poverty	2.7% – 39.6%

Rankings are calculated among ZIP Codes in Wisconsin with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 54901

Rent

In terms of rental prices, this ZIP stands 6th out of 45 ZIP Codes in Wisconsin. Across Wisconsin, figures vary from $810 in ZIP 54220 up to $1,672 in ZIP 53593.

Household income

When comparing household incomes, ZIP Code 54901 stands 35th out of 45 ZIP Codes. Throughout Wisconsin, numbers span from $45,642 in ZIP 53218 up to $135,023 in ZIP 53593.

Poverty rate

Looking at poverty indicators, this ZIP stands 39th out of 45 ZIP Codes. At the state level, values extend from 2.7% in ZIP 53593 up to 39.6% in ZIP 53703.

💰 Rent in ZIP Code 54901 (with Utilities)

Estimated Monthly Rent: $962 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 54901

Annual Household Income: $61,794

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 54901

Estimated Rate: 21.2%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 54901

In ZIP Code 54901, households that rent: 7,109 (50.4%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	7,109	50.4%
Owner-Occupied	7,000	49.6%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 54901

In ZIP Code 54901, cost-burdened renters (households spending over 30% of income on housing): 2,879 (40.5%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,879	40.5%
Other renter households	4,230	59.5%
Total renter households	7,109	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 54901

Less than High School: 6,298 people (28.3%)

Includes adults who did not complete high school.

High School Graduate or GED: 7,891 people (35.5%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,839 people (12.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,196 people (23.4%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 22,224

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.