ZIP Code 54220: Population, Income, Housing

State: WI
Total population: 40,949 Household income: $66,035 Rent: $810

Overview

Total population
40,949
Rent
$810
Year built
1962
Household income
$66,035
Per capita income
$37,576
Poverty rate
11.5%
Unemployment rate
N/A
Household size
2.3 persons
Rent over 30% of income
29.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Wisconsin
County
Manitowoc County
City
Manitowoc
Total population
40,949
Adults over 25
29,687
Total households
17,670
Household size
2.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$66,035
Per capita income
$37,576
Poverty rate
11.5%
Unemployment rate
N/A
Rent over 30% of income
29.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$810
Year built
1962
Households that rent
28.5%
Households that own
71.5%
Rooms per home (all homes)
5.7

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
86.3%
Black
1.3%
Asian
4%
Two or more races
6.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
6%
Not Hispanic or Latino
94%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
18,045 (93%)
Commute time to work
19 mins
Work from home
1,359 (7%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
27.5%
High school graduate or GED
34.5%
Some college or associate degree
13.3%
Bachelor’s degree or higher
24.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 54220 with: Manitowoc County, WI Wisconsin United States

ZIP 54220

Total population40,949
Rent$810
Year built1962
Household income$66,035
Per capita income$37,576
Poverty rate11.5%
Unemployment rateN/A

Manitowoc County, WI

Total population81,406
Rent$797
Year built1964
Household income$69,148
Per capita income$38,222
Poverty rate9.6%
Unemployment rate2.8%

Wisconsin State

Total population5,914,872
Rent$1,087
Year built1975
Household income$77,485
Per capita income$43,373
Poverty rate10.6%
Unemployment rate3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP54220 CountyManitowoc, WIStateWisconsinCountryUnited States
Total population40,94981,4065,914,872334,922,499
Rent$810$797$1,087$1,413
Year built1962196419751980
Household income$66,035$69,148$77,485$80,734
Per capita income$37,576$38,222$43,373$44,673
Poverty rate11.5%9.6%10.6%12.5%
Unemployment rateN/A2.8%3%4%

View the full multi-level comparison →

 

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Summary for 54220

Rent & Income

In 54220, the typical monthly rent is $810 and the typical household income is $66,035. Rent here is lower than Wisconsin, and household income is lower than Wisconsin. The estimated poverty rate is 11.5%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 28.5% of households. Around 29.2% of renters are cost-burdened, indicating a moderate level of rent pressure.

Education & Employment

Educational attainment is moderate, with about 24.6% of adults holding a bachelor’s degree or higher.


 

ZIP 54220 — Rent vs Household Income

 


 

ZIP 54220 — Poverty

 


 

How ZIP 54220 compares in Wisconsin (45 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $810 1 / 45 from lower rent $810 – $1,672
Household income $66,035 31 / 45 from higher income $45,642 – $135,023
Poverty rate 11.5% 24 / 45 from lower poverty 2.7% – 39.6%

Rankings are calculated among ZIP Codes in Wisconsin with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 54220

Rent

When it comes to rent, ZIP Code 54220 ranks 1st out of 45 ZIP Codes in Wisconsin. Statewide, values range from $810 in ZIP 54220 up to $1,672 in ZIP 53593.

Household income

Income-wise, this area is placed 31st out of 45 ZIP Codes. Across Wisconsin, figures vary from $45,642 in ZIP 53218 up to $135,023 in ZIP 53593.

Poverty rate

When it comes to poverty, ZIP Code 54220 places 24th out of 45 ZIP Codes. Throughout Wisconsin, numbers span from 2.7% in ZIP 53593 up to 39.6% in ZIP 53703.

 


💰 Rent in ZIP Code 54220 (with Utilities)

Estimated Monthly Rent: $810 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 54220

Annual Household Income: $66,035

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 54220

Estimated Rate: 11.5%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 54220

In ZIP Code 54220, households that rent: 5,041 (28.5%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 5,041 28.5%
Owner-Occupied 12,629 71.5%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 54220

In ZIP Code 54220, cost-burdened renters (households spending over 30% of income on housing): 1,473 (29.2%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 1,473 29.2%
Other renter households 3,568 70.8%
Total renter households 5,041 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 54220

Less than High School: 8,175 people (27.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 10,243 people (34.5%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,961 people (13.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 7,308 people (24.6%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,687


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.