ZIP Code 12203: Population, Income, Housing

State: NY

Total population: 30,771 Household income: $83,147 Rent: $1,409

Overview

Total population

30,771

Rent

$1,409

Year built

1961

Household income

$83,147

Per capita income

$49,686

Poverty rate

13.9%

Unemployment rate

N/A

Household size

2.0 persons

Rent over 30% of income

44.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New York

County

Albany County

City

Albany

Total population

30,771

Adults over 25

20,249

Total households

13,810

Household size

2.0 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$83,147

Per capita income

$49,686

Poverty rate

13.9%

Unemployment rate

N/A

Rent over 30% of income

44.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,409

Year built

1961

Households that rent

50.5%

Households that own

49.5%

Rooms per home (all homes)

5.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

67.6%

Black

11.5%

Asian

8.3%

Two or more races

8.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

8.4%

Not Hispanic or Latino

91.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

13,661 (82.2%)

Commute time to work

18 mins

Work from home

2,954 (17.8%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

17%

High school graduate or GED

16.8%

Some college or associate degree

9.3%

Bachelor’s degree or higher

56.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 12203 with: Albany County, NY Albany metro area, NY New York State United States

ZIP 12203

Total population30,771

Rent$1,409

Year built1961

Household income$83,147

Per capita income$49,686

Poverty rate13.9%

Unemployment rateN/A

Albany County, NY

Total population317,018

Rent$1,313

Year built1964

Household income$85,333

Per capita income$48,210

Poverty rate13%

Unemployment rate3.1%

Albany Metro Area, NY

Total population906,052

Rent$1,280

Year built1969

Household income$88,074

Per capita income$49,088

Poverty rate11.2%

Unemployment rate3.3%

New York State

Total population19,852,366

Rent$1,621

Year built1959

Household income$85,974

Per capita income$50,712

Poverty rate14%

Unemployment rate4.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP12203	CountyAlbany, NY	Metro AreaAlbany metro area, NY	StateNew York	CountryUnited States
Total population	30,771	317,018	906,052	19,852,366	334,922,499
Rent	$1,409	$1,313	$1,280	$1,621	$1,413
Year built	1961	1964	1969	1959	1980
Household income	$83,147	$85,333	$88,074	$85,974	$80,734
Per capita income	$49,686	$48,210	$49,088	$50,712	$44,673
Poverty rate	13.9%	13%	11.2%	14%	12.5%
Unemployment rate	N/A	3.1%	3.3%	4.3%	4%

View the full multi-level comparison →

Summary for 12203

Rent & Income

In 12203, the typical monthly rent is $1,409 and the typical household income is $83,147. Rent here is lower than New York, and household income is similar to New York. The estimated poverty rate is 13.9%.

Housing & Affordability

Renters make up about 50.5% of households, indicating a relatively balanced mix of renters and owners. About 44.2% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 56.9% of adults holding a bachelor’s degree or higher.

ZIP 12203 — Rent vs Household Income

ZIP 12203 — Poverty

How ZIP 12203 compares in New York State (210 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,409	41 / 210	from lower rent	$784 – $3,433
Household income	$83,147	116 / 210	from higher income	$24,086 – $250,001
Poverty rate	13.9%	109 / 210	from lower poverty	2% – 45.2%

Rankings are calculated among ZIP Codes in New York State with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 12203

Rent

Rent-wise, this area comes 41st out of 210 ZIP Codes in New York State. At the state level, values extend from $784 in ZIP 14701 up to $3,433 in ZIP 10016.

Household income

Looking at income levels, ZIP Code 12203 holds the 116th out of 210 ZIP Codes. In New York State as a whole, the range goes from $24,086 in ZIP 10454 up to $250,001 in ZIP 10583.

Poverty rate

Regarding poverty rate, ZIP Code 12203 ranks 109th out of 210 ZIP Codes. Statewide, values range from 2% in ZIP 11710 up to 45.2% in ZIP 10454.

💰 Rent in ZIP Code 12203 (with Utilities)

Estimated Monthly Rent: $1,409 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 12203

Annual Household Income: $83,147

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 12203

Estimated Rate: 13.9%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 12203

In ZIP Code 12203, households that rent: 6,968 (50.5%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	6,968	50.5%
Owner-Occupied	6,842	49.5%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 12203

In ZIP Code 12203, cost-burdened renters (households spending over 30% of income on housing): 3,080 (44.2%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	3,080	44.2%
Other renter households	3,888	55.8%
Total renter households	6,968	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 12203

Less than High School: 3,450 people (17%)

Includes adults who did not complete high school.

High School Graduate or GED: 3,396 people (16.8%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 1,874 people (9.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 11,529 people (56.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 20,249

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.