ZIP Code 14701: Population, Income, Housing

State: NY
Total population: 38,461 Household income: $49,685 Rent: $784

Overview

Total population
38,461
Rent
$784
Year built
1942
Household income
$49,685
Per capita income
$28,734
Poverty rate
22%
Unemployment rate
N/A
Household size
2.2 persons
Rent over 30% of income
48.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
New York
County
Chautauqua County
City
Jamestown
Total population
38,461
Adults over 25
26,926
Total households
16,921
Household size
2.2 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$49,685
Per capita income
$28,734
Poverty rate
22%
Unemployment rate
N/A
Rent over 30% of income
48.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$784
Year built
1942
Households that rent
42.8%
Households that own
57.2%
Rooms per home (all homes)
5.8

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
86.8%
Black
3%
Asian
0.7%
Two or more races
6.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
8.9%
Not Hispanic or Latino
91.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
14,529 (91.8%)
Commute time to work
16 mins
Work from home
1,302 (8.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
22.9%
High school graduate or GED
33%
Some college or associate degree
20.2%
Bachelor’s degree or higher
24%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 14701 with: Chautauqua County, NY New York State United States

ZIP 14701

Total population38,461
Rent$784
Year built1942
Household income$49,685
Per capita income$28,734
Poverty rate22%
Unemployment rateN/A

Chautauqua County, NY

Total population125,544
Rent$812
Year built1953
Household income$58,351
Per capita income$32,691
Poverty rate17.4%
Unemployment rate4.2%

New York State

Total population19,852,366
Rent$1,621
Year built1959
Household income$85,974
Per capita income$50,712
Poverty rate14%
Unemployment rate4.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP14701 CountyChautauqua, NYStateNew YorkCountryUnited States
Total population38,461125,54419,852,366334,922,499
Rent$784$812$1,621$1,413
Year built1942195319591980
Household income$49,685$58,351$85,974$80,734
Per capita income$28,734$32,691$50,712$44,673
Poverty rate22%17.4%14%12.5%
Unemployment rateN/A4.2%4.3%4%

View the full multi-level comparison →

 

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Summary for 14701

Rent & Income

In 14701, the typical monthly rent is $784 and the typical household income is $49,685. Rent here is lower than New York, and household income is lower than New York. The estimated poverty rate is 22%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 42.8% of households. About 48.3% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 24% of adults holding a bachelor’s degree or higher.


 

ZIP 14701 — Rent vs Household Income

 


 

ZIP 14701 — Poverty

 


 

How ZIP 14701 compares in New York State (210 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $784 1 / 210 from lower rent $784 – $3,433
Household income $49,685 190 / 210 from higher income $24,086 – $250,001
Poverty rate 22% 171 / 210 from lower poverty 2% – 45.2%

Rankings are calculated among ZIP Codes in New York State with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 14701

Rent

In terms of rental prices, this ZIP stands 1st out of 210 ZIP Codes in New York State. Across New York State, figures vary from $784 in ZIP 14701 up to $3,433 in ZIP 10016.

Household income

When comparing household incomes, ZIP Code 14701 stands 190th out of 210 ZIP Codes. Throughout New York State, numbers span from $24,086 in ZIP 10454 up to $250,001 in ZIP 10583.

Poverty rate

Looking at poverty indicators, this ZIP stands 171st out of 210 ZIP Codes. At the state level, values extend from 2% in ZIP 11710 up to 45.2% in ZIP 10454.

 


💰 Rent in ZIP Code 14701 (with Utilities)

Estimated Monthly Rent: $784 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 14701

Annual Household Income: $49,685

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 14701

Estimated Rate: 22%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 14701

In ZIP Code 14701, households that rent: 7,236 (42.8%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 7,236 42.8%
Owner-Occupied 9,685 57.2%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 14701

In ZIP Code 14701, cost-burdened renters (households spending over 30% of income on housing): 3,496 (48.3%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,496 48.3%
Other renter households 3,740 51.7%
Total renter households 7,236 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 14701

Less than High School: 6,154 people (22.9%)

Includes adults who did not complete high school.

High School Graduate or GED: 8,894 people (33%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 5,429 people (20.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 6,449 people (24%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 26,926


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.