ZIP Code 97702: Population, Income, Housing

State: OR

Total population: 54,657 Household income: $96,112 Rent: $1,994

Overview

Total population

54,657

Rent

$1,994

Year built

2000

Household income

$96,112

Per capita income

$55,948

Poverty rate

7.8%

Unemployment rate

N/A

Household size

2.4 persons

Rent over 30% of income

43.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Oregon

County

Deschutes County

City

Bend

Total population

54,657

Adults over 25

40,574

Total households

22,396

Household size

2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$96,112

Per capita income

$55,948

Poverty rate

7.8%

Unemployment rate

N/A

Rent over 30% of income

43.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,994

Year built

2000

Households that rent

28.5%

Households that own

71.5%

Rooms per home (all homes)

5.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

86.4%

Black

0.2%

Asian

0.8%

Two or more races

9.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

9.9%

Not Hispanic or Latino

90.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

21,691 (76.8%)

Commute time to work

18 mins

Work from home

6,568 (23.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

24.1%

High school graduate or GED

18.2%

Some college or associate degree

9.3%

Bachelor’s degree or higher

48.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 97702 with: Deschutes County, OR Bend metro area, OR Oregon United States

ZIP 97702

Total population54,657

Rent$1,994

Year built2000

Household income$96,112

Per capita income$55,948

Poverty rate7.8%

Unemployment rateN/A

Deschutes County, OR

Total population206,334

Rent$1,787

Year built1998

Household income$92,758

Per capita income$53,083

Poverty rate8.8%

Unemployment rate4.2%

Bend Metro Area, OR

Total population257,814

Rent$1,697

Year built1997

Household income$89,788

Per capita income$50,147

Poverty rate9.5%

Unemployment rate4.2%

Oregon State

Total population4,254,293

Rent$1,525

Year built1981

Household income$83,011

Per capita income$45,612

Poverty rate11.9%

Unemployment rate4.2%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP97702	CountyDeschutes, OR	Metro AreaBend metro area, OR	StateOregon	CountryUnited States
Total population	54,657	206,334	257,814	4,254,293	334,922,499
Rent	$1,994	$1,787	$1,697	$1,525	$1,413
Year built	2000	1998	1997	1981	1980
Household income	$96,112	$92,758	$89,788	$83,011	$80,734
Per capita income	$55,948	$53,083	$50,147	$45,612	$44,673
Poverty rate	7.8%	8.8%	9.5%	11.9%	12.5%
Unemployment rate	N/A	4.2%	4.2%	4.2%	4%

View the full multi-level comparison →

Summary for 97702

Rent & Income

In 97702, the typical monthly rent is $1,994 and the typical household income is $96,112. Rent here is higher than Oregon, and household income is higher than Oregon. The estimated poverty rate is 7.8%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 28.5% of households. About 43.2% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 48.4% of adults holding a bachelor’s degree or higher.

ZIP 97702 — Rent vs Household Income

ZIP 97702 — Poverty

How ZIP 97702 compares in Oregon (57 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,994	54 / 57	from lower rent	$1,022 – $2,102
Household income	$96,112	25 / 57	from higher income	$52,022 – $161,570
Poverty rate	7.8%	12 / 57	from lower poverty	5.1% – 28.5%

Rankings are calculated among ZIP Codes in Oregon with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 97702

Rent

Looking at rent levels, ZIP Code 97702 places 54th out of 57 ZIP Codes in Oregon. Throughout Oregon, numbers span from $1,022 in ZIP 97603 up to $2,102 in ZIP 97068.

Household income

In terms of earnings, this ZIP comes 25th out of 57 ZIP Codes. At the state level, values extend from $52,022 in ZIP 97401 up to $161,570 in ZIP 97229.

Poverty rate

In terms of poverty rate, ZIP Code 97702 comes 12th out of 57 ZIP Codes. In Oregon as a whole, the range goes from 5.1% in ZIP 97007 up to 28.5% in ZIP 97401.

💰 Rent in ZIP Code 97702 (with Utilities)

Estimated Monthly Rent: $1,994 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 97702

Annual Household Income: $96,112

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 97702

Estimated Rate: 7.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 97702

In ZIP Code 97702, households that rent: 6,384 (28.5%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	6,384	28.5%
Owner-Occupied	16,012	71.5%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 97702

In ZIP Code 97702, cost-burdened renters (households spending over 30% of income on housing): 2,759 (43.2%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,759	43.2%
Other renter households	3,625	56.8%
Total renter households	6,384	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 97702

Less than High School: 9,780 people (24.1%)

Includes adults who did not complete high school.

High School Graduate or GED: 7,381 people (18.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,769 people (9.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 19,644 people (48.4%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 40,574

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.