ZIP Code 97401: Population, Income, Housing

State: OR

Total population: 49,437 Household income: $52,022 Rent: $1,366

Overview

Total population

49,437

Rent

$1,366

Year built

1984

Household income

$52,022

Per capita income

$37,712

Poverty rate

28.5%

Unemployment rate

N/A

Household size

2.0 persons

Rent over 30% of income

59.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Oregon

County

Lane County

City

Eugene

Total population

49,437

Adults over 25

29,438

Total households

23,569

Household size

2.0 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$52,022

Per capita income

$37,712

Poverty rate

28.5%

Unemployment rate

N/A

Rent over 30% of income

59.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,366

Year built

1984

Households that rent

70.9%

Households that own

29.1%

Rooms per home (all homes)

4.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

76.3%

Black

1.6%

Asian

5.9%

Two or more races

11.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

9.9%

Not Hispanic or Latino

90.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

20,776 (83.4%)

Commute time to work

16 mins

Work from home

4,146 (16.6%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

26.8%

High school graduate or GED

15.7%

Some college or associate degree

9.2%

Bachelor’s degree or higher

48.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 97401 with: Lane County, OR Eugene, OR Eugene metro area, OR Oregon United States

ZIP 97401

Total population49,437

Rent$1,366

Year built1984

Household income$52,022

Per capita income$37,712

Poverty rate28.5%

Unemployment rateN/A

Lane County, OR

Total population384,207

Rent$1,355

Year built1977

Household income$71,544

Per capita income$39,088

Poverty rate15.3%

Unemployment rate4.3%

Eugene, OR

Total population179,591

Rent$1,402

Year built1980

Household income$66,562

Per capita income$41,560

Poverty rate19%

Unemployment rate4%

Eugene Metro Area, OR

Total population384,207

Rent$1,355

Year built1977

Household income$71,544

Per capita income$39,088

Poverty rate15.3%

Unemployment rate4.2%

Oregon State

Total population4,254,293

Rent$1,525

Year built1981

Household income$83,011

Per capita income$45,612

Poverty rate11.9%

Unemployment rate4.2%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP97401	CountyLane, OR	CityEugene, OR	Metro AreaEugene metro area, OR	StateOregon	CountryUnited States
Total population	49,437	384,207	179,591	384,207	4,254,293	334,922,499
Rent	$1,366	$1,355	$1,402	$1,355	$1,525	$1,413
Year built	1984	1977	1980	1977	1981	1980
Household income	$52,022	$71,544	$66,562	$71,544	$83,011	$80,734
Per capita income	$37,712	$39,088	$41,560	$39,088	$45,612	$44,673
Poverty rate	28.5%	15.3%	19%	15.3%	11.9%	12.5%
Unemployment rate	N/A	4.3%	4%	4.2%	4.2%	4%

View the full multi-level comparison →

Summary for 97401

Rent & Income

In 97401, the typical monthly rent is $1,366 and the typical household income is $52,022. Rent here is similar to Eugene and lower than Oregon, and household income is lower than both Eugene and Oregon. The estimated poverty rate is 28.5%, which is higher than in both Eugene and Oregon.

Housing & Affordability

Most households in this area are renters (70.9%), making this a heavily renter area. About 59.2% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 48.2% of adults holding a bachelor’s degree or higher.

ZIP 97401 — Rent vs Household Income

ZIP 97401 — Poverty

How ZIP 97401 compares in Oregon (57 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,366	11 / 57	from lower rent	$1,022 – $2,102
Household income	$52,022	57 / 57	from higher income	$52,022 – $161,570
Poverty rate	28.5%	57 / 57	from lower poverty	5.1% – 28.5%

Rankings are calculated among ZIP Codes in Oregon with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 97401

Rent

In terms of rental prices, this ZIP stands 11th out of 57 ZIP Codes in Oregon. Across Oregon, figures vary from $1,022 in ZIP 97603 up to $2,102 in ZIP 97068.

Household income

When comparing household incomes, ZIP Code 97401 stands 57th out of 57 ZIP Codes. Throughout Oregon, numbers span from $52,022 in ZIP 97401 up to $161,570 in ZIP 97229.

Poverty rate

Looking at poverty indicators, this ZIP stands 57th out of 57 ZIP Codes. At the state level, values extend from 5.1% in ZIP 97007 up to 28.5% in ZIP 97401.

💰 Rent in ZIP Code 97401 (with Utilities)

Estimated Monthly Rent: $1,366 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 97401

Annual Household Income: $52,022

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 97401

Estimated Rate: 28.5%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 97401

In ZIP Code 97401, households that rent: 16,720 (70.9%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	16,720	70.9%
Owner-Occupied	6,849	29.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 97401

In ZIP Code 97401, cost-burdened renters (households spending over 30% of income on housing): 9,895 (59.2%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	9,895	59.2%
Other renter households	6,825	40.8%
Total renter households	16,720	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 97401

Less than High School: 7,900 people (26.8%)

Includes adults who did not complete high school.

High School Graduate or GED: 4,636 people (15.7%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,713 people (9.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 14,189 people (48.2%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,438

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.