ZIP Code 95630: Population, Income, Housing

State: CA
Total population: 79,484 Household income: $139,642 Rent: $2,355

Overview

Total population
79,484
Rent
$2,355
Year built
1997
Household income
$139,642
Per capita income
$66,176
Poverty rate
5.4%
Unemployment rate
N/A
Household size
2.6 persons
Rent over 30% of income
44.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
California
County
Sacramento County
City
Folsom
Total population
79,484
Adults over 25
55,054
Total households
29,917
Household size
2.6 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$139,642
Per capita income
$66,176
Poverty rate
5.4%
Unemployment rate
N/A
Rent over 30% of income
44.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$2,355
Year built
1997
Households that rent
30.1%
Households that own
69.9%
Rooms per home (all homes)
6.0

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
60.5%
Black
3.4%
Asian
21%
Two or more races
12.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
12.7%
Not Hispanic or Latino
87.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
26,506 (68.9%)
Commute time to work
27 mins
Work from home
11,977 (31.1%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
20.5%
High school graduate or GED
11.6%
Some college or associate degree
9%
Bachelor’s degree or higher
58.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 95630 with: Sacramento County, CA Folsom, CA Sacramento metro area, CA California United States

ZIP 95630

Total population79,484
Rent$2,355
Year built1997
Household income$139,642
Per capita income$66,176
Poverty rate5.4%
Unemployment rateN/A

Sacramento County, CA

Total population1,594,006
Rent$1,790
Year built1981
Household income$92,175
Per capita income$43,324
Poverty rate12.5%
Unemployment rate4.6%

Folsom, CA

Total population83,916
Rent$2,352
Year built1997
Household income$139,804
Per capita income$62,962
Poverty rate5.3%
Unemployment rate3.7%

Sacramento Metro Area, CA

Total population2,426,388
Rent$1,819
Year built1984
Household income$97,188
Per capita income$47,193
Poverty rate11.5%
Unemployment rate4.7%

California State

Total population39,287,377
Rent$2,036
Year built1976
Household income$99,122
Per capita income$49,513
Poverty rate12%
Unemployment rate5.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP95630 CountySacramento, CACityFolsom, CAMetro AreaSacramento metro area, CAStateCaliforniaCountryUnited States
Total population79,4841,594,00683,9162,426,38839,287,377334,922,499
Rent$2,355$1,790$2,352$1,819$2,036$1,413
Year built199719811997198419761980
Household income$139,642$92,175$139,804$97,188$99,122$80,734
Per capita income$66,176$43,324$62,962$47,193$49,513$44,673
Poverty rate5.4%12.5%5.3%11.5%12%12.5%
Unemployment rateN/A4.6%3.7%4.7%5.3%4%

View the full multi-level comparison →

 

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Summary for 95630

Rent & Income

In 95630, the typical monthly rent is $2,355 and the typical household income is $139,642. Rent here is similar to Folsom and higher than California, and household income is similar to Folsom and higher than California. The estimated poverty rate is 5.4%, which is similar to the Folsom rate and lower than the California rate.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 30.1% of households. About 44.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 58.9% of adults holding a bachelor’s degree or higher.

 

ZIP 95630 — Rent vs Household Income

 

 

ZIP 95630 — Poverty

 

 

How ZIP 95630 compares in California (613 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $2,355 429 / 613 from lower rent $1,054 – $3,501
Household income $139,642 93 / 613 from higher income $35,378 – $250,001
Poverty rate 5.4% 53 / 613 from lower poverty 2.2% – 39.6%

Rankings are calculated among ZIP Codes in California with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 95630

Rent

When it comes to rent, ZIP Code 95630 ranks 429th out of 613 ZIP Codes in California. Statewide, values range from $1,054 in ZIP 92243 up to $3,501 in ZIP 90275.

Household income

Income-wise, this area is placed 93rd out of 613 ZIP Codes. Across California, figures vary from $35,378 in ZIP 90007 up to $250,001 in ZIP 95070.

Poverty rate

When it comes to poverty, ZIP Code 95630 places 53rd out of 613 ZIP Codes. Throughout California, numbers span from 2.2% in ZIP 95120 up to 39.6% in ZIP 90007.

 

💰 Rent in ZIP Code 95630 (with Utilities)

Estimated Monthly Rent: $2,355 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 95630

Annual Household Income: $139,642

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 95630

Estimated Rate: 5.4%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 95630

In ZIP Code 95630, households that rent: 9,019 (30.1%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 9,019 30.1%
Owner-Occupied 20,898 69.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 95630

In ZIP Code 95630, cost-burdened renters (households spending over 30% of income on housing): 4,002 (44.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 4,002 44.4%
Other renter households 5,017 55.6%
Total renter households 9,019 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 95630

Less than High School: 11,306 people (20.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 6,381 people (11.6%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 4,935 people (9%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 32,432 people (58.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 55,054

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.