ZIP Code 95070: Population, Income, Housing

State: CA
Total population: 31,417 Household income: $250,001 Rent: $3,501

Overview

Total population
31,417
Rent
$3,501
Year built
1968
Household income
$250,001
Per capita income
$125,238
Poverty rate
3.4%
Unemployment rate
N/A
Household size
2.8 persons
Rent over 30% of income
44.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
California
County
Santa Clara County
City
Saratoga
Total population
31,417
Adults over 25
23,982
Total households
11,194
Household size
2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$250,001
Per capita income
$125,238
Poverty rate
3.4%
Unemployment rate
N/A
Rent over 30% of income
44.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$3,501
Year built
1968
Households that rent
13.4%
Households that own
86.6%
Rooms per home (all homes)
7.2

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
33.7%
Black
0.1%
Asian
59.1%
Two or more races
6.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
2.9%
Not Hispanic or Latino
97.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
8,683 (63.1%)
Commute time to work
25 mins
Work from home
5,079 (36.9%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
8.5%
High school graduate or GED
5.8%
Some college or associate degree
4.8%
Bachelor’s degree or higher
80.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 95070 with: Santa Clara County, CA San Jose metro area, CA California United States

ZIP 95070

Total population31,417
Rent$3,501
Year built1968
Household income$250,001
Per capita income$125,238
Poverty rate3.4%
Unemployment rateN/A

Santa Clara County, CA

Total population1,902,047
Rent$2,857
Year built1975
Household income$164,281
Per capita income$80,312
Poverty rate7.1%
Unemployment rate3.9%

San Jose Metro Area, CA

Total population1,969,337
Rent$2,840
Year built1976
Household income$162,111
Per capita income$79,109
Poverty rate7.1%
Unemployment rate4.2%

California State

Total population39,287,377
Rent$2,036
Year built1976
Household income$99,122
Per capita income$49,513
Poverty rate12%
Unemployment rate5.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP95070 CountySanta Clara, CAMetro AreaSan Jose metro area, CAStateCaliforniaCountryUnited States
Total population31,4171,902,0471,969,33739,287,377334,922,499
Rent$3,501$2,857$2,840$2,036$1,413
Year built19681975197619761980
Household income$250,001$164,281$162,111$99,122$80,734
Per capita income$125,238$80,312$79,109$49,513$44,673
Poverty rate3.4%7.1%7.1%12%12.5%
Unemployment rateN/A3.9%4.2%5.3%4%

View the full multi-level comparison →

 

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Summary for 95070

Rent & Income

In 95070, the typical monthly rent is $3,501 and the typical household income is $250,001. Rent here is higher than California, and household income is higher than California. The estimated poverty rate is 3.4%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 13.4% of households. About 44.6% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 80.9% of adults holding a bachelor’s degree or higher.

 

ZIP 95070 — Poverty

 

 

How ZIP 95070 compares in California (613 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $3,501 606 / 613 from lower rent $1,054 – $3,501
Household income $250,001 1 / 613 from higher income $35,378 – $250,001
Poverty rate 3.4% 6 / 613 from lower poverty 2.2% – 39.6%

Rankings are calculated among ZIP Codes in California with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 95070

Rent

When it comes to rent, ZIP Code 95070 ranks 606th out of 613 ZIP Codes in California. Statewide, values range from $1,054 in ZIP 92243 up to $3,501 in ZIP 90275.

Household income

Income-wise, this area is placed 1st out of 613 ZIP Codes. Across California, figures vary from $35,378 in ZIP 90007 up to $250,001 in ZIP 95070.

Poverty rate

When it comes to poverty, ZIP Code 95070 places 6th out of 613 ZIP Codes. Throughout California, numbers span from 2.2% in ZIP 95120 up to 39.6% in ZIP 90007.

 

💰 Rent in ZIP Code 95070 (with Utilities)

Estimated Monthly Rent: $3,501 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 95070

Annual Household Income: $250,001

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 95070

Estimated Rate: 3.4%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 95070

In ZIP Code 95070, households that rent: 1,495 (13.4%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 1,495 13.4%
Owner-Occupied 9,699 86.6%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 95070

In ZIP Code 95070, cost-burdened renters (households spending over 30% of income on housing): 667 (44.6%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 667 44.6%
Other renter households 828 55.4%
Total renter households 1,495 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 95070

Less than High School: 2,027 people (8.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 1,400 people (5.8%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 1,158 people (4.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 19,397 people (80.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 23,982

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.