ZIP Code 95610: Population, Income, Housing

State: CA

Total population: 46,928 Household income: $83,327 Rent: $1,821

Overview

Total population

46,928

Rent

$1,821

Year built

1978

Household income

$83,327

Per capita income

$37,876

Poverty rate

8.6%

Unemployment rate

N/A

Household size

2.7 persons

Rent over 30% of income

53.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

California

County

Sacramento County

City

Citrus Heights

Total population

46,928

Adults over 25

32,677

Total households

17,478

Household size

2.7 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$83,327

Per capita income

$37,876

Poverty rate

8.6%

Unemployment rate

N/A

Rent over 30% of income

53.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,821

Year built

1978

Households that rent

47.1%

Households that own

52.9%

Rooms per home (all homes)

5.1

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

69.6%

Black

4.9%

Asian

2.5%

Two or more races

14.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

19.4%

Not Hispanic or Latino

80.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

18,340 (83.5%)

Commute time to work

28 mins

Work from home

3,623 (16.5%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

36.1%

High school graduate or GED

25.4%

Some college or associate degree

13%

Bachelor’s degree or higher

25.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 95610 with: Sacramento County, CA Citrus Heights, CA Sacramento metro area, CA California United States

ZIP 95610

Total population46,928

Rent$1,821

Year built1978

Household income$83,327

Per capita income$37,876

Poverty rate8.6%

Unemployment rateN/A

Sacramento County, CA

Total population1,594,006

Rent$1,790

Year built1981

Household income$92,175

Per capita income$43,324

Poverty rate12.5%

Unemployment rate4.6%

Citrus Heights, CA

Total population86,995

Rent$1,827

Year built1977

Household income$82,314

Per capita income$38,221

Poverty rate8.6%

Unemployment rate4.3%

Sacramento Metro Area, CA

Total population2,426,388

Rent$1,819

Year built1984

Household income$97,188

Per capita income$47,193

Poverty rate11.5%

Unemployment rate4.7%

California State

Total population39,287,377

Rent$2,036

Year built1976

Household income$99,122

Per capita income$49,513

Poverty rate12%

Unemployment rate5.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP95610	CountySacramento, CA	CityCitrus Heights, CA	Metro AreaSacramento metro area, CA	StateCalifornia	CountryUnited States
Total population	46,928	1,594,006	86,995	2,426,388	39,287,377	334,922,499
Rent	$1,821	$1,790	$1,827	$1,819	$2,036	$1,413
Year built	1978	1981	1977	1984	1976	1980
Household income	$83,327	$92,175	$82,314	$97,188	$99,122	$80,734
Per capita income	$37,876	$43,324	$38,221	$47,193	$49,513	$44,673
Poverty rate	8.6%	12.5%	8.6%	11.5%	12%	12.5%
Unemployment rate	N/A	4.6%	4.3%	4.7%	5.3%	4%

View the full multi-level comparison →

Summary for 95610

Rent & Income

In 95610, the typical monthly rent is $1,821 and the typical household income is $83,327. Rent here is similar to Citrus Heights and lower than California, and household income is similar to Citrus Heights and lower than California. The estimated poverty rate is 8.6%, which is similar to the Citrus Heights rate and lower than the California rate.

Housing & Affordability

Renters make up about 47.1% of households, indicating a relatively balanced mix of renters and owners. About 53.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 25.5% of adults holding a bachelor’s degree or higher.

ZIP 95610 — Rent vs Household Income

ZIP 95610 — Poverty

How ZIP 95610 compares in California (613 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,821	185 / 613	from lower rent	$1,054 – $3,501
Household income	$83,327	416 / 613	from higher income	$35,378 – $250,001
Poverty rate	8.6%	203 / 613	from lower poverty	2.2% – 39.6%

Rankings are calculated among ZIP Codes in California with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 95610

Rent

When it comes to rent, ZIP Code 95610 ranks 185th out of 613 ZIP Codes in California. Statewide, values range from $1,054 in ZIP 92243 up to $3,501 in ZIP 90275.

Household income

Income-wise, this area is placed 416th out of 613 ZIP Codes. Across California, figures vary from $35,378 in ZIP 90007 up to $250,001 in ZIP 95070.

Poverty rate

When it comes to poverty, ZIP Code 95610 places 203rd out of 613 ZIP Codes. Throughout California, numbers span from 2.2% in ZIP 95120 up to 39.6% in ZIP 90007.

💰 Rent in ZIP Code 95610 (with Utilities)

Estimated Monthly Rent: $1,821 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 95610

Annual Household Income: $83,327

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 95610

Estimated Rate: 8.6%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 95610

In ZIP Code 95610, households that rent: 8,231 (47.1%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	8,231	47.1%
Owner-Occupied	9,247	52.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 95610

In ZIP Code 95610, cost-burdened renters (households spending over 30% of income on housing): 4,392 (53.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	4,392	53.4%
Other renter households	3,839	46.6%
Total renter households	8,231	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 95610

Less than High School: 11,781 people (36.1%)

Includes adults who did not complete high school.

High School Graduate or GED: 8,294 people (25.4%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 4,254 people (13%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 8,348 people (25.5%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 32,677

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.