ZIP Code 95307: Population, Income, Housing

State: CA

Total population: 46,310 Household income: $80,627 Rent: $1,487

Overview

Total population

46,310

Rent

$1,487

Year built

1982

Household income

$80,627

Per capita income

$28,257

Poverty rate

14.6%

Unemployment rate

N/A

Household size

3.5 persons

Rent over 30% of income

46.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

California

County

Stanislaus County

City

Ceres

Total population

46,310

Adults over 25

28,309

Total households

13,092

Household size

3.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$80,627

Per capita income

$28,257

Poverty rate

14.6%

Unemployment rate

N/A

Rent over 30% of income

46.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,487

Year built

1982

Households that rent

33%

Households that own

67%

Rooms per home (all homes)

5.5

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

30.5%

Black

1.3%

Asian

10%

Two or more races

39.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

62.9%

Not Hispanic or Latino

37.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

17,732 (93.4%)

Commute time to work

34 mins

Work from home

1,251 (6.6%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

42.7%

High school graduate or GED

33.7%

Some college or associate degree

10.5%

Bachelor’s degree or higher

13%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 95307 with: Stanislaus County, CA Modesto metro area, CA California United States

ZIP 95307

Total population46,310

Rent$1,487

Year built1982

Household income$80,627

Per capita income$28,257

Poverty rate14.6%

Unemployment rateN/A

Stanislaus County, CA

Total population553,990

Rent$1,623

Year built1981

Household income$81,468

Per capita income$34,849

Poverty rate13.5%

Unemployment rate6.7%

Modesto Metro Area, CA

Total population553,990

Rent$1,623

Year built1981

Household income$81,468

Per capita income$34,849

Poverty rate13.5%

Unemployment rate6.9%

California State

Total population39,287,377

Rent$2,036

Year built1976

Household income$99,122

Per capita income$49,513

Poverty rate12%

Unemployment rate5.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP95307	CountyStanislaus, CA	Metro AreaModesto metro area, CA	StateCalifornia	CountryUnited States
Total population	46,310	553,990	553,990	39,287,377	334,922,499
Rent	$1,487	$1,623	$1,623	$2,036	$1,413
Year built	1982	1981	1981	1976	1980
Household income	$80,627	$81,468	$81,468	$99,122	$80,734
Per capita income	$28,257	$34,849	$34,849	$49,513	$44,673
Poverty rate	14.6%	13.5%	13.5%	12%	12.5%
Unemployment rate	N/A	6.7%	6.9%	5.3%	4%

View the full multi-level comparison →

Summary for 95307

Rent & Income

In 95307, the typical monthly rent is $1,487 and the typical household income is $80,627. Rent here is lower than California, and household income is lower than California. The estimated poverty rate is 14.6%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 33% of households. About 46.2% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Only about 13% of adults have a bachelor’s degree or higher, indicating lower levels of formal education.

ZIP 95307 — Rent vs Household Income

ZIP 95307 — Poverty

How ZIP 95307 compares in California (613 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,487	71 / 613	from lower rent	$1,054 – $3,501
Household income	$80,627	439 / 613	from higher income	$35,378 – $250,001
Poverty rate	14.6%	438 / 613	from lower poverty	2.2% – 39.6%

Rankings are calculated among ZIP Codes in California with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 95307

Rent

Looking at rent levels, ZIP Code 95307 places 71st out of 613 ZIP Codes in California. Throughout California, numbers span from $1,054 in ZIP 92243 up to $3,501 in ZIP 90275.

Household income

In terms of earnings, this ZIP comes 439th out of 613 ZIP Codes. At the state level, values extend from $35,378 in ZIP 90007 up to $250,001 in ZIP 95070.

Poverty rate

In terms of poverty rate, ZIP Code 95307 comes 438th out of 613 ZIP Codes. In California as a whole, the range goes from 2.2% in ZIP 95120 up to 39.6% in ZIP 90007.

💰 Rent in ZIP Code 95307 (with Utilities)

Estimated Monthly Rent: $1,487 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 95307

Annual Household Income: $80,627

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 95307

Estimated Rate: 14.6%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 95307

In ZIP Code 95307, households that rent: 4,315 (33%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	4,315	33%
Owner-Occupied	8,777	67%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 95307

In ZIP Code 95307, cost-burdened renters (households spending over 30% of income on housing): 1,992 (46.2%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	1,992	46.2%
Other renter households	2,323	53.8%
Total renter households	4,315	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 95307

Less than High School: 12,101 people (42.7%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,551 people (33.7%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,963 people (10.5%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 3,694 people (13%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 28,309

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.