ZIP Code 95121: Population, Income, Housing

State: CA

Total population: 36,463 Household income: $150,605 Rent: $3,061

Overview

Total population

36,463

Rent

$3,061

Year built

1976

Household income

$150,605

Per capita income

$48,493

Poverty rate

7.4%

Unemployment rate

N/A

Household size

3.6 persons

Rent over 30% of income

50.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

California

County

Santa Clara County

City

San Jose

Total population

36,463

Adults over 25

26,591

Total households

9,828

Household size

3.6 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$150,605

Per capita income

$48,493

Poverty rate

7.4%

Unemployment rate

N/A

Rent over 30% of income

50.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$3,061

Year built

1976

Households that rent

22.2%

Households that own

77.8%

Rooms per home (all homes)

5.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

9.7%

Black

2.3%

Asian

61.4%

Two or more races

10.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

25%

Not Hispanic or Latino

75%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

14,703 (83.2%)

Commute time to work

30 mins

Work from home

2,972 (16.8%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

36%

High school graduate or GED

18.6%

Some college or associate degree

10.9%

Bachelor’s degree or higher

34.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 95121 with: Santa Clara County, CA San Jose, CA San Jose metro area, CA California United States

ZIP 95121

Total population36,463

Rent$3,061

Year built1976

Household income$150,605

Per capita income$48,493

Poverty rate7.4%

Unemployment rateN/A

Santa Clara County, CA

Total population1,902,047

Rent$2,857

Year built1975

Household income$164,281

Per capita income$80,312

Poverty rate7.1%

Unemployment rate3.9%

San Jose, CA

Total population990,138

Rent$2,669

Year built1976

Household income$146,427

Per capita income$65,945

Poverty rate8.1%

Unemployment rate4.1%

San Jose Metro Area, CA

Total population1,969,337

Rent$2,840

Year built1976

Household income$162,111

Per capita income$79,109

Poverty rate7.1%

Unemployment rate4.2%

California State

Total population39,287,377

Rent$2,036

Year built1976

Household income$99,122

Per capita income$49,513

Poverty rate12%

Unemployment rate5.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP95121	CountySanta Clara, CA	CitySan Jose, CA	Metro AreaSan Jose metro area, CA	StateCalifornia	CountryUnited States
Total population	36,463	1,902,047	990,138	1,969,337	39,287,377	334,922,499
Rent	$3,061	$2,857	$2,669	$2,840	$2,036	$1,413
Year built	1976	1975	1976	1976	1976	1980
Household income	$150,605	$164,281	$146,427	$162,111	$99,122	$80,734
Per capita income	$48,493	$80,312	$65,945	$79,109	$49,513	$44,673
Poverty rate	7.4%	7.1%	8.1%	7.1%	12%	12.5%
Unemployment rate	N/A	3.9%	4.1%	4.2%	5.3%	4%

View the full multi-level comparison →

Summary for 95121

Rent & Income

In 95121, the typical monthly rent is $3,061 and the typical household income is $150,605. Rent here is higher than both San Jose and California, and household income is similar to San Jose and higher than California. The estimated poverty rate is 7.4%, which is lower than in both San Jose and California.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 22.2% of households. About 50.5% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 34.5% of adults holding a bachelor’s degree or higher.

ZIP 95121 — Rent vs Household Income

ZIP 95121 — Poverty

How ZIP 95121 compares in California (613 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$3,061	578 / 613	from lower rent	$1,054 – $3,501
Household income	$150,605	64 / 613	from higher income	$35,378 – $250,001
Poverty rate	7.4%	147 / 613	from lower poverty	2.2% – 39.6%

Rankings are calculated among ZIP Codes in California with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 95121

Rent

In terms of rental prices, this ZIP stands 578th out of 613 ZIP Codes in California. Across California, figures vary from $1,054 in ZIP 92243 up to $3,501 in ZIP 90275.

Household income

When comparing household incomes, ZIP Code 95121 stands 64th out of 613 ZIP Codes. Throughout California, numbers span from $35,378 in ZIP 90007 up to $250,001 in ZIP 95070.

Poverty rate

Looking at poverty indicators, this ZIP stands 147th out of 613 ZIP Codes. At the state level, values extend from 2.2% in ZIP 95120 up to 39.6% in ZIP 90007.

💰 Rent in ZIP Code 95121 (with Utilities)

Estimated Monthly Rent: $3,061 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 95121

Annual Household Income: $150,605

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 95121

Estimated Rate: 7.4%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 95121

In ZIP Code 95121, households that rent: 2,181 (22.2%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	2,181	22.2%
Owner-Occupied	7,647	77.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 95121

In ZIP Code 95121, cost-burdened renters (households spending over 30% of income on housing): 1,101 (50.5%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	1,101	50.5%
Other renter households	1,080	49.5%
Total renter households	2,181	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 95121

Less than High School: 9,571 people (36%)

Includes adults who did not complete high school.

High School Graduate or GED: 4,938 people (18.6%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,907 people (10.9%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 9,175 people (34.5%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 26,591

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.