ZIP Code 94565: Population, Income, Housing

State: CA

Total population: 100,488 Household income: $95,556 Rent: $2,210

Overview

Total population

100,488

Rent

$2,210

Year built

1983

Household income

$95,556

Per capita income

$36,361

Poverty rate

12%

Unemployment rate

N/A

Household size

3.3 persons

Rent over 30% of income

60.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

California

County

Contra Costa County

City

Pittsburg

Total population

100,488

Adults over 25

66,248

Total households

30,537

Household size

3.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$95,556

Per capita income

$36,361

Poverty rate

12%

Unemployment rate

N/A

Rent over 30% of income

60.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$2,210

Year built

1983

Households that rent

39.1%

Households that own

60.9%

Rooms per home (all homes)

5.5

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

18%

Black

12.8%

Asian

17.6%

Two or more races

20.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

49%

Not Hispanic or Latino

51%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

42,666 (91.7%)

Commute time to work

38 mins

Work from home

3,856 (8.3%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

39.7%

High school graduate or GED

27.6%

Some college or associate degree

11.4%

Bachelor’s degree or higher

21.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 94565 with: Contra Costa County, CA Pittsburg, CA San Francisco metro area, CA California United States

ZIP 94565

Total population100,488

Rent$2,210

Year built1983

Household income$95,556

Per capita income$36,361

Poverty rate12%

Unemployment rateN/A

Contra Costa County, CA

Total population1,165,012

Rent$2,375

Year built1978

Household income$127,229

Per capita income$62,927

Poverty rate8.4%

Unemployment rate4.4%

Pittsburg, CA

Total population76,257

Rent$2,264

Year built1983

Household income$99,861

Per capita income$38,833

Poverty rate11.2%

Unemployment rate4.9%

San Francisco Metro Area, CA

Total population4,645,029

Rent$2,474

Year built1968

Household income$136,027

Per capita income$74,352

Poverty rate8.9%

Unemployment rate4.2%

California State

Total population39,287,377

Rent$2,036

Year built1976

Household income$99,122

Per capita income$49,513

Poverty rate12%

Unemployment rate5.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP94565	CountyContra Costa, CA	CityPittsburg, CA	Metro AreaSan Francisco metro area, CA	StateCalifornia	CountryUnited States
Total population	100,488	1,165,012	76,257	4,645,029	39,287,377	334,922,499
Rent	$2,210	$2,375	$2,264	$2,474	$2,036	$1,413
Year built	1983	1978	1983	1968	1976	1980
Household income	$95,556	$127,229	$99,861	$136,027	$99,122	$80,734
Per capita income	$36,361	$62,927	$38,833	$74,352	$49,513	$44,673
Poverty rate	12%	8.4%	11.2%	8.9%	12%	12.5%
Unemployment rate	N/A	4.4%	4.9%	4.2%	5.3%	4%

View the full multi-level comparison →

Summary for 94565

Rent & Income

In 94565, the typical monthly rent is $2,210 and the typical household income is $95,556. Rent here is similar to Pittsburg and higher than California, and household income is similar to both Pittsburg and California. The estimated poverty rate is 12%, which is higher than the Pittsburg rate and similar to the California rate.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 39.1% of households. About 60.7% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 21.3% of adults holding a bachelor’s degree or higher.

ZIP 94565 — Rent vs Household Income

ZIP 94565 — Poverty

How ZIP 94565 compares in California (613 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$2,210	370 / 613	from lower rent	$1,054 – $3,501
Household income	$95,556	324 / 613	from higher income	$35,378 – $250,001
Poverty rate	12%	348 / 613	from lower poverty	2.2% – 39.6%

Rankings are calculated among ZIP Codes in California with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 94565

Rent

When it comes to rent, ZIP Code 94565 ranks 370th out of 613 ZIP Codes in California. Statewide, values range from $1,054 in ZIP 92243 up to $3,501 in ZIP 90275.

Household income

Income-wise, this area is placed 324th out of 613 ZIP Codes. Across California, figures vary from $35,378 in ZIP 90007 up to $250,001 in ZIP 95070.

Poverty rate

When it comes to poverty, ZIP Code 94565 places 348th out of 613 ZIP Codes. Throughout California, numbers span from 2.2% in ZIP 95120 up to 39.6% in ZIP 90007.

💰 Rent in ZIP Code 94565 (with Utilities)

Estimated Monthly Rent: $2,210 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 94565

Annual Household Income: $95,556

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 94565

Estimated Rate: 12%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 94565

In ZIP Code 94565, households that rent: 11,955 (39.1%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	11,955	39.1%
Owner-Occupied	18,582	60.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 94565

In ZIP Code 94565, cost-burdened renters (households spending over 30% of income on housing): 7,256 (60.7%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	7,256	60.7%
Other renter households	4,699	39.3%
Total renter households	11,955	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 94565

Less than High School: 26,278 people (39.7%)

Includes adults who did not complete high school.

High School Graduate or GED: 18,293 people (27.6%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 7,563 people (11.4%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 14,114 people (21.3%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 66,248

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.