ZIP Code 94118: Population, Income, Housing

State: CA
Total population: 39,130 Household income: $163,995 Rent: $2,721

Overview

Total population
39,130
Rent
$2,721
Year built
1938
Household income
$163,995
Per capita income
$108,384
Poverty rate
5.9%
Unemployment rate
N/A
Household size
2.1 persons
Rent over 30% of income
30.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
California
County
San Francisco County
City
San Francisco
Total population
39,130
Adults over 25
29,399
Total households
17,130
Household size
2.1 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$163,995
Per capita income
$108,384
Poverty rate
5.9%
Unemployment rate
N/A
Rent over 30% of income
30.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$2,721
Year built
1938
Households that rent
64.9%
Households that own
35.1%
Rooms per home (all homes)
4.5

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
51.6%
Black
1.7%
Asian
32%
Two or more races
10.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
10.1%
Not Hispanic or Latino
89.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
14,660 (65%)
Commute time to work
33 mins
Work from home
7,883 (35%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
14.8%
High school graduate or GED
5.8%
Some college or associate degree
5.8%
Bachelor’s degree or higher
73.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 94118 with: San Francisco County, CA San Francisco, CA San Francisco metro area, CA California United States

ZIP 94118

Total population39,130
Rent$2,721
Year built1938
Household income$163,995
Per capita income$108,384
Poverty rate5.9%
Unemployment rateN/A

San Francisco County, CA

Total population830,235
Rent$2,476
Year built1946
Household income$140,970
Per capita income$92,289
Poverty rate11.2%
Unemployment rate3.7%

San Francisco, CA

Total population830,235
Rent$2,476
Year built1946
Household income$140,970
Per capita income$92,289
Poverty rate11.2%
Unemployment rate3.7%

San Francisco Metro Area, CA

Total population4,645,029
Rent$2,474
Year built1968
Household income$136,027
Per capita income$74,352
Poverty rate8.9%
Unemployment rate4.2%

California State

Total population39,287,377
Rent$2,036
Year built1976
Household income$99,122
Per capita income$49,513
Poverty rate12%
Unemployment rate5.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP94118 CountySan Francisco, CACitySan Francisco, CAMetro AreaSan Francisco metro area, CAStateCaliforniaCountryUnited States
Total population39,130830,235830,2354,645,02939,287,377334,922,499
Rent$2,721$2,476$2,476$2,474$2,036$1,413
Year built193819461946196819761980
Household income$163,995$140,970$140,970$136,027$99,122$80,734
Per capita income$108,384$92,289$92,289$74,352$49,513$44,673
Poverty rate5.9%11.2%11.2%8.9%12%12.5%
Unemployment rateN/A3.7%3.7%4.2%5.3%4%

View the full multi-level comparison →

 

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Summary for 94118

Rent & Income

In 94118, the typical monthly rent is $2,721 and the typical household income is $163,995. Rent here is higher than in both San Francisco and California, and household income is also higher than in both. The estimated poverty rate is 5.9%, which is lower than in both San Francisco and California.

Housing & Affordability

Renters make up about 64.9% of households, making this a predominantly renter area. Around 30.2% of renters are cost-burdened, indicating a moderate level of rent pressure.

Education & Employment

Educational attainment is very high, with about 73.5% of adults holding a bachelor’s degree or higher.

 

ZIP 94118 — Rent vs Household Income

 

 

ZIP 94118 — Poverty

 

 

How ZIP 94118 compares in California (613 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $2,721 524 / 613 from lower rent $1,054 – $3,501
Household income $163,995 45 / 613 from higher income $35,378 – $250,001
Poverty rate 5.9% 69 / 613 from lower poverty 2.2% – 39.6%

Rankings are calculated among ZIP Codes in California with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 94118

Rent

Rent-wise, this area comes 524th out of 613 ZIP Codes in California. At the state level, values extend from $1,054 in ZIP 92243 up to $3,501 in ZIP 90275.

Household income

Looking at income levels, ZIP Code 94118 holds the 45th out of 613 ZIP Codes. In California as a whole, the range goes from $35,378 in ZIP 90007 up to $250,001 in ZIP 95070.

Poverty rate

Regarding poverty rate, ZIP Code 94118 ranks 69th out of 613 ZIP Codes. Statewide, values range from 2.2% in ZIP 95120 up to 39.6% in ZIP 90007.

 

💰 Rent in ZIP Code 94118 (with Utilities)

Estimated Monthly Rent: $2,721 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 94118

Annual Household Income: $163,995

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 94118

Estimated Rate: 5.9%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 94118

In ZIP Code 94118, households that rent: 11,109 (64.9%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 11,109 64.9%
Owner-Occupied 6,021 35.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 94118

In ZIP Code 94118, cost-burdened renters (households spending over 30% of income on housing): 3,354 (30.2%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,354 30.2%
Other renter households 7,755 69.8%
Total renter households 11,109 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 94118

Less than High School: 4,359 people (14.8%)

Includes adults who did not complete high school.

High School Graduate or GED: 1,711 people (5.8%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 1,714 people (5.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 21,615 people (73.5%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,399

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.