ZIP Code 94107: Population, Income, Housing

State: CA

Total population: 31,823 Household income: $182,897 Rent: $3,401

Overview

Total population

31,823

Rent

$3,401

Year built

2001

Household income

$182,897

Per capita income

$123,596

Poverty rate

10.3%

Unemployment rate

N/A

Household size

1.9 persons

Rent over 30% of income

39.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

California

County

San Francisco County

City

San Francisco

Total population

31,823

Adults over 25

25,237

Total households

16,451

Household size

1.9 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$182,897

Per capita income

$123,596

Poverty rate

10.3%

Unemployment rate

N/A

Rent over 30% of income

39.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$3,401

Year built

2001

Households that rent

64.3%

Households that own

35.7%

Rooms per home (all homes)

3.1

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

43%

Black

4.4%

Asian

33.3%

Two or more races

13.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

12.6%

Not Hispanic or Latino

87.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

13,574 (65.2%)

Commute time to work

31 mins

Work from home

7,230 (34.8%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

14.4%

High school graduate or GED

5.2%

Some college or associate degree

3.3%

Bachelor’s degree or higher

77.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 94107 with: San Francisco County, CA San Francisco, CA San Francisco metro area, CA California United States

ZIP 94107

Total population31,823

Rent$3,401

Year built2001

Household income$182,897

Per capita income$123,596

Poverty rate10.3%

Unemployment rateN/A

San Francisco County, CA

Total population830,235

Rent$2,476

Year built1946

Household income$140,970

Per capita income$92,289

Poverty rate11.2%

Unemployment rate3.7%

San Francisco, CA

Total population830,235

Rent$2,476

Year built1946

Household income$140,970

Per capita income$92,289

Poverty rate11.2%

Unemployment rate3.7%

San Francisco Metro Area, CA

Total population4,645,029

Rent$2,474

Year built1968

Household income$136,027

Per capita income$74,352

Poverty rate8.9%

Unemployment rate4.2%

California State

Total population39,287,377

Rent$2,036

Year built1976

Household income$99,122

Per capita income$49,513

Poverty rate12%

Unemployment rate5.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP94107	CountySan Francisco, CA	CitySan Francisco, CA	Metro AreaSan Francisco metro area, CA	StateCalifornia	CountryUnited States
Total population	31,823	830,235	830,235	4,645,029	39,287,377	334,922,499
Rent	$3,401	$2,476	$2,476	$2,474	$2,036	$1,413
Year built	2001	1946	1946	1968	1976	1980
Household income	$182,897	$140,970	$140,970	$136,027	$99,122	$80,734
Per capita income	$123,596	$92,289	$92,289	$74,352	$49,513	$44,673
Poverty rate	10.3%	11.2%	11.2%	8.9%	12%	12.5%
Unemployment rate	N/A	3.7%	3.7%	4.2%	5.3%	4%

View the full multi-level comparison →

Summary for 94107

Rent & Income

In 94107, the typical monthly rent is $3,401 and the typical household income is $182,897. Rent here is higher than in both San Francisco and California, and household income is also higher than in both. The estimated poverty rate is 10.3%, which is lower than in both San Francisco and California.

Housing & Affordability

Renters make up about 64.3% of households, making this a predominantly renter area. Around 39.3% of renters are cost-burdened, indicating a moderate level of rent pressure.

Education & Employment

Educational attainment is very high, with about 77.1% of adults holding a bachelor’s degree or higher.

ZIP 94107 — Rent vs Household Income

ZIP 94107 — Poverty

How ZIP 94107 compares in California (613 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$3,401	603 / 613	from lower rent	$1,054 – $3,501
Household income	$182,897	29 / 613	from higher income	$35,378 – $250,001
Poverty rate	10.3%	278 / 613	from lower poverty	2.2% – 39.6%

Rankings are calculated among ZIP Codes in California with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 94107

Rent

Looking at rent levels, ZIP Code 94107 places 603rd out of 613 ZIP Codes in California. Throughout California, numbers span from $1,054 in ZIP 92243 up to $3,501 in ZIP 90275.

Household income

In terms of earnings, this ZIP comes 29th out of 613 ZIP Codes. At the state level, values extend from $35,378 in ZIP 90007 up to $250,001 in ZIP 95070.

Poverty rate

In terms of poverty rate, ZIP Code 94107 comes 278th out of 613 ZIP Codes. In California as a whole, the range goes from 2.2% in ZIP 95120 up to 39.6% in ZIP 90007.

💰 Rent in ZIP Code 94107 (with Utilities)

Estimated Monthly Rent: $3,401 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 94107

Annual Household Income: $182,897

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 94107

Estimated Rate: 10.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 94107

In ZIP Code 94107, households that rent: 10,580 (64.3%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	10,580	64.3%
Owner-Occupied	5,871	35.7%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 94107

In ZIP Code 94107, cost-burdened renters (households spending over 30% of income on housing): 4,153 (39.3%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	4,153	39.3%
Other renter households	6,427	60.7%
Total renter households	10,580	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 94107

Less than High School: 3,636 people (14.4%)

Includes adults who did not complete high school.

High School Graduate or GED: 1,305 people (5.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 835 people (3.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 19,461 people (77.1%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 25,237

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.