ZIP Code 92545: Population, Income, Housing

State: CA
Total population: 45,982 Household income: $63,770 Rent: $1,899

Overview

Total population
45,982
Rent
$1,899
Year built
1990
Household income
$63,770
Per capita income
$33,645
Poverty rate
11.3%
Unemployment rate
N/A
Household size
2.8 persons
Rent over 30% of income
62.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
California
County
Riverside County
Town
Hemet
Total population
45,982
Adults over 25
33,411
Total households
16,564
Household size
2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$63,770
Per capita income
$33,645
Poverty rate
11.3%
Unemployment rate
N/A
Rent over 30% of income
62.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,899
Year built
1990
Households that rent
28.8%
Households that own
71.2%
Rooms per home (all homes)
5.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
44.2%
Black
10.6%
Asian
4.9%
Two or more races
18%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
42.9%
Not Hispanic or Latino
57.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
15,310 (87%)
Commute time to work
39 mins
Work from home
2,285 (13%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
40.9%
High school graduate or GED
30.4%
Some college or associate degree
10.8%
Bachelor’s degree or higher
17.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 92545 with: Riverside County, CA Hemet, CA Riverside metro area, CA California United States

ZIP 92545

Total population45,982
Rent$1,899
Year built1990
Household income$63,770
Per capita income$33,645
Poverty rate11.3%
Unemployment rateN/A

Riverside County, CA

Total population2,478,600
Rent$1,901
Year built1990
Household income$93,074
Per capita income$38,317
Poverty rate10.6%
Unemployment rate5%

Hemet, CA

Total population91,326
Rent$1,575
Year built1984
Household income$57,719
Per capita income$30,507
Poverty rate14.9%
Unemployment rate6.4%

Riverside Metro Area, CA

Total population4,675,704
Rent$1,846
Year built1987
Household income$89,662
Per capita income$36,450
Poverty rate11.9%
Unemployment rate5.2%

California State

Total population39,287,377
Rent$2,036
Year built1976
Household income$99,122
Per capita income$49,513
Poverty rate12%
Unemployment rate5.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP92545 CountyRiverside, CACityHemet, CAMetro AreaRiverside metro area, CAStateCaliforniaCountryUnited States
Total population45,9822,478,60091,3264,675,70439,287,377334,922,499
Rent$1,899$1,901$1,575$1,846$2,036$1,413
Year built199019901984198719761980
Household income$63,770$93,074$57,719$89,662$99,122$80,734
Per capita income$33,645$38,317$30,507$36,450$49,513$44,673
Poverty rate11.3%10.6%14.9%11.9%12%12.5%
Unemployment rateN/A5%6.4%5.2%5.3%4%

View the full multi-level comparison →

 

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Summary for 92545

Rent & Income

In 92545, the typical monthly rent is $1,899 and the typical household income is $63,770. Rent here is higher than Hemet and lower than California, and household income is higher than Hemet and lower than California. The estimated poverty rate is 11.3%, which is lower than in both Hemet and California.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 28.8% of households. About 62.7% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Only about 17.9% of adults have a bachelor’s degree or higher, indicating lower levels of formal education.


 

ZIP 92545 — Rent vs Household Income

 


 

ZIP 92545 — Poverty

 


 

How ZIP 92545 compares in California (613 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,899 230 / 613 from lower rent $1,054 – $3,501
Household income $63,770 555 / 613 from higher income $35,378 – $250,001
Poverty rate 11.3% 326 / 613 from lower poverty 2.2% – 39.6%

Rankings are calculated among ZIP Codes in California with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 92545

Rent

When it comes to rent, ZIP Code 92545 ranks 230th out of 613 ZIP Codes in California. Statewide, values range from $1,054 in ZIP 92243 up to $3,501 in ZIP 90275.

Household income

Income-wise, this area is placed 555th out of 613 ZIP Codes. Across California, figures vary from $35,378 in ZIP 90007 up to $250,001 in ZIP 95070.

Poverty rate

When it comes to poverty, ZIP Code 92545 places 326th out of 613 ZIP Codes. Throughout California, numbers span from 2.2% in ZIP 95120 up to 39.6% in ZIP 90007.

 


💰 Rent in ZIP Code 92545 (with Utilities)

Estimated Monthly Rent: $1,899 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 92545

Annual Household Income: $63,770

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 92545

Estimated Rate: 11.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 92545

In ZIP Code 92545, households that rent: 4,778 (28.8%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 4,778 28.8%
Owner-Occupied 11,786 71.2%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 92545

In ZIP Code 92545, cost-burdened renters (households spending over 30% of income on housing): 2,994 (62.7%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,994 62.7%
Other renter households 1,784 37.3%
Total renter households 4,778 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 92545

Less than High School: 13,670 people (40.9%)

Includes adults who did not complete high school.

High School Graduate or GED: 10,158 people (30.4%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,596 people (10.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,987 people (17.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 33,411


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.