ZIP Code 92009: Population, Income, Housing

State: CA
Total population: 44,739 Household income: $164,182 Rent: $3,007

Overview

Total population
44,739
Rent
$3,007
Year built
1991
Household income
$164,182
Per capita income
$80,506
Poverty rate
5.6%
Unemployment rate
N/A
Household size
2.8 persons
Rent over 30% of income
52.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
California
County
San Diego County
City
Carlsbad
Total population
44,739
Adults over 25
31,053
Total households
16,183
Household size
2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$164,182
Per capita income
$80,506
Poverty rate
5.6%
Unemployment rate
N/A
Rent over 30% of income
52.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$3,007
Year built
1991
Households that rent
27.7%
Households that own
72.3%
Rooms per home (all homes)
6.4

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
71.4%
Black
1.4%
Asian
8.1%
Two or more races
14.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
16.9%
Not Hispanic or Latino
83.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
13,492 (65.6%)
Commute time to work
27 mins
Work from home
7,082 (34.4%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
19.8%
High school graduate or GED
7.2%
Some college or associate degree
7.1%
Bachelor’s degree or higher
65.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 92009 with: San Diego County, CA Carlsbad, CA San Diego metro area, CA California United States

ZIP 92009

Total population44,739
Rent$3,007
Year built1991
Household income$164,182
Per capita income$80,506
Poverty rate5.6%
Unemployment rateN/A

San Diego County, CA

Total population3,288,774
Rent$2,246
Year built1980
Household income$106,268
Per capita income$51,976
Poverty rate10.3%
Unemployment rate4.2%

Carlsbad, CA

Total population114,373
Rent$2,808
Year built1989
Household income$142,748
Per capita income$72,390
Poverty rate6.9%
Unemployment rate4%

San Diego Metro Area, CA

Total population3,288,774
Rent$2,246
Year built1980
Household income$106,268
Per capita income$51,976
Poverty rate10.3%
Unemployment rate4.3%

California State

Total population39,287,377
Rent$2,036
Year built1976
Household income$99,122
Per capita income$49,513
Poverty rate12%
Unemployment rate5.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP92009 CountySan Diego, CACityCarlsbad, CAMetro AreaSan Diego metro area, CAStateCaliforniaCountryUnited States
Total population44,7393,288,774114,3733,288,77439,287,377334,922,499
Rent$3,007$2,246$2,808$2,246$2,036$1,413
Year built199119801989198019761980
Household income$164,182$106,268$142,748$106,268$99,122$80,734
Per capita income$80,506$51,976$72,390$51,976$49,513$44,673
Poverty rate5.6%10.3%6.9%10.3%12%12.5%
Unemployment rateN/A4.2%4%4.3%5.3%4%

View the full multi-level comparison →

 

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Summary for 92009

Rent & Income

In 92009, the typical monthly rent is $3,007 and the typical household income is $164,182. Rent here is higher than in both Carlsbad and California, and household income is also higher than in both. The estimated poverty rate is 5.6%, which is lower than in both Carlsbad and California.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 27.7% of households. About 52.8% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 65.9% of adults holding a bachelor’s degree or higher.

 

ZIP 92009 — Rent vs Household Income

 

 

ZIP 92009 — Poverty

 

 

How ZIP 92009 compares in California (613 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $3,007 575 / 613 from lower rent $1,054 – $3,501
Household income $164,182 44 / 613 from higher income $35,378 – $250,001
Poverty rate 5.6% 59 / 613 from lower poverty 2.2% – 39.6%

Rankings are calculated among ZIP Codes in California with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 92009

Rent

For rent, this ZIP is positioned 575th out of 613 ZIP Codes in California. In California as a whole, the range goes from $1,054 in ZIP 92243 up to $3,501 in ZIP 90275.

Household income

For household income, ZIP Code 92009 ranks 44th out of 613 ZIP Codes. Statewide, values range from $35,378 in ZIP 90007 up to $250,001 in ZIP 95070.

Poverty rate

For poverty levels, this ZIP is positioned 59th out of 613 ZIP Codes. Across California, figures vary from 2.2% in ZIP 95120 up to 39.6% in ZIP 90007.

 

💰 Rent in ZIP Code 92009 (with Utilities)

Estimated Monthly Rent: $3,007 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 92009

Annual Household Income: $164,182

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 92009

Estimated Rate: 5.6%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 92009

In ZIP Code 92009, households that rent: 4,486 (27.7%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 4,486 27.7%
Owner-Occupied 11,697 72.3%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 92009

In ZIP Code 92009, cost-burdened renters (households spending over 30% of income on housing): 2,368 (52.8%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,368 52.8%
Other renter households 2,118 47.2%
Total renter households 4,486 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 92009

Less than High School: 6,161 people (19.8%)

Includes adults who did not complete high school.

High School Graduate or GED: 2,234 people (7.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,207 people (7.1%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 20,451 people (65.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 31,053

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.