ZIP Code 89523: Population, Income, Housing

State: NV

Total population: 37,130 Household income: $99,061 Rent: $1,845

Overview

Total population

37,130

Rent

$1,845

Year built

1999

Household income

$99,061

Per capita income

$57,448

Poverty rate

7.8%

Unemployment rate

N/A

Household size

2.3 persons

Rent over 30% of income

49.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Nevada

County

Washoe County

City

Reno

Total population

37,130

Adults over 25

27,562

Total households

16,342

Household size

2.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$99,061

Per capita income

$57,448

Poverty rate

7.8%

Unemployment rate

N/A

Rent over 30% of income

49.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,845

Year built

1999

Households that rent

39.2%

Households that own

60.8%

Rooms per home (all homes)

5.5

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

70.7%

Black

1.9%

Asian

7.7%

Two or more races

13.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

14.3%

Not Hispanic or Latino

85.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

16,588 (87.7%)

Commute time to work

22 mins

Work from home

2,337 (12.3%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

28%

High school graduate or GED

18.2%

Some college or associate degree

8.8%

Bachelor’s degree or higher

44.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 89523 with: Washoe County, NV Reno, NV Reno metro area, NV Nevada United States

ZIP 89523

Total population37,130

Rent$1,845

Year built1999

Household income$99,061

Per capita income$57,448

Poverty rate7.8%

Unemployment rateN/A

Washoe County, NV

Total population497,200

Rent$1,608

Year built1991

Household income$88,096

Per capita income$48,863

Poverty rate10.7%

Unemployment rate4.7%

Reno, NV

Total population273,212

Rent$1,556

Year built1990

Household income$80,760

Per capita income$47,051

Poverty rate12.6%

Unemployment rate4.6%

Reno Metro Area, NV

Total population563,020

Rent$1,592

Year built1992

Household income$87,485

Per capita income$47,688

Poverty rate10.7%

Unemployment rate4.8%

Nevada State

Total population3,184,612

Rent$1,597

Year built1996

Household income$78,260

Per capita income$41,354

Poverty rate12.4%

Unemployment rate5.6%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP89523	CountyWashoe, NV	CityReno, NV	Metro AreaReno metro area, NV	StateNevada	CountryUnited States
Total population	37,130	497,200	273,212	563,020	3,184,612	334,922,499
Rent	$1,845	$1,608	$1,556	$1,592	$1,597	$1,413
Year built	1999	1991	1990	1992	1996	1980
Household income	$99,061	$88,096	$80,760	$87,485	$78,260	$80,734
Per capita income	$57,448	$48,863	$47,051	$47,688	$41,354	$44,673
Poverty rate	7.8%	10.7%	12.6%	10.7%	12.4%	12.5%
Unemployment rate	N/A	4.7%	4.6%	4.8%	5.6%	4%

View the full multi-level comparison →

Summary for 89523

Rent & Income

In 89523, the typical monthly rent is $1,845 and the typical household income is $99,061. Rent here is higher than in both Reno and Nevada, and household income is also higher than in both. The estimated poverty rate is 7.8%, which is lower than in both Reno and Nevada.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 39.2% of households. About 49.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 44.9% of adults holding a bachelor’s degree or higher.

ZIP 89523 — Rent vs Household Income

ZIP 89523 — Poverty

How ZIP 89523 compares in Nevada (51 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,845	30 / 51	from lower rent	$1,083 – $2,509
Household income	$99,061	12 / 51	from higher income	$39,459 – $127,181
Poverty rate	7.8%	12 / 51	from lower poverty	4.7% – 26.6%

Rankings are calculated among ZIP Codes in Nevada with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 89523

Rent

Rent-wise, this area comes 30th out of 51 ZIP Codes in Nevada. At the state level, values extend from $1,083 in ZIP 89101 up to $2,509 in ZIP 89135.

Household income

Looking at income levels, ZIP Code 89523 holds the 12th out of 51 ZIP Codes. In Nevada as a whole, the range goes from $39,459 in ZIP 89101 up to $127,181 in ZIP 89521.

Poverty rate

Regarding poverty rate, ZIP Code 89523 ranks 12th out of 51 ZIP Codes. Statewide, values range from 4.7% in ZIP 89135 up to 26.6% in ZIP 89101.

💰 Rent in ZIP Code 89523 (with Utilities)

Estimated Monthly Rent: $1,845 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 89523

Annual Household Income: $99,061

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 89523

Estimated Rate: 7.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 89523

In ZIP Code 89523, households that rent: 6,414 (39.2%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	6,414	39.2%
Owner-Occupied	9,928	60.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 89523

In ZIP Code 89523, cost-burdened renters (households spending over 30% of income on housing): 3,167 (49.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	3,167	49.4%
Other renter households	3,247	50.6%
Total renter households	6,414	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 89523

Less than High School: 7,726 people (28%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,021 people (18.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,429 people (8.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 12,386 people (44.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 27,562

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.