ZIP Code 89521: Population, Income, Housing

State: NV
Total population: 41,859 Household income: $127,181 Rent: $2,147

Overview

Total population
41,859
Rent
$2,147
Year built
2007
Household income
$127,181
Per capita income
$60,349
Poverty rate
7.4%
Unemployment rate
N/A
Household size
2.5 persons
Rent over 30% of income
41.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Nevada
County
Storey County
City
Reno
Total population
41,859
Adults over 25
29,901
Total households
16,848
Household size
2.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$127,181
Per capita income
$60,349
Poverty rate
7.4%
Unemployment rate
N/A
Rent over 30% of income
41.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$2,147
Year built
2007
Households that rent
31.1%
Households that own
68.9%
Rooms per home (all homes)
6.0

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
71.3%
Black
1.9%
Asian
8.2%
Two or more races
13.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
13.5%
Not Hispanic or Latino
86.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
16,767 (79.9%)
Commute time to work
20 mins
Work from home
4,206 (20.1%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
22.7%
High school graduate or GED
17.3%
Some college or associate degree
8.9%
Bachelor’s degree or higher
51.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 89521 with: Reno metro area, NV Nevada United States

ZIP 89521

Total population41,859
Rent$2,147
Year built2007
Household income$127,181
Per capita income$60,349
Poverty rate7.4%
Unemployment rateN/A

Reno Metro Area, NV

Total population563,020
Rent$1,592
Year built1992
Household income$87,485
Per capita income$47,688
Poverty rate10.7%
Unemployment rate4.8%

Nevada State

Total population3,184,612
Rent$1,597
Year built1996
Household income$78,260
Per capita income$41,354
Poverty rate12.4%
Unemployment rate5.6%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP89521 Metro AreaReno metro area, NVStateNevadaCountryUnited States
Total population41,859563,0203,184,612334,922,499
Rent$2,147$1,592$1,597$1,413
Year built2007199219961980
Household income$127,181$87,485$78,260$80,734
Per capita income$60,349$47,688$41,354$44,673
Poverty rate7.4%10.7%12.4%12.5%
Unemployment rateN/A4.8%5.6%4%

View the full multi-level comparison →

 

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Summary for 89521

Rent & Income

In 89521, the typical monthly rent is $2,147 and the typical household income is $127,181. Rent here is higher than Nevada, and household income is higher than Nevada. The estimated poverty rate is 7.4%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 31.1% of households. About 41.8% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 51.1% of adults holding a bachelor’s degree or higher.

 

ZIP 89521 — Rent vs Household Income

 

 

ZIP 89521 — Poverty

 

 

How ZIP 89521 compares in Nevada (51 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $2,147 49 / 51 from lower rent $1,083 – $2,509
Household income $127,181 1 / 51 from higher income $39,459 – $127,181
Poverty rate 7.4% 10 / 51 from lower poverty 4.7% – 26.6%

Rankings are calculated among ZIP Codes in Nevada with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 89521

Rent

In terms of rental prices, this ZIP stands 49th out of 51 ZIP Codes in Nevada. Across Nevada, figures vary from $1,083 in ZIP 89101 up to $2,509 in ZIP 89135.

Household income

When comparing household incomes, ZIP Code 89521 stands 1st out of 51 ZIP Codes. Throughout Nevada, numbers span from $39,459 in ZIP 89101 up to $127,181 in ZIP 89521.

Poverty rate

Looking at poverty indicators, this ZIP stands 10th out of 51 ZIP Codes. At the state level, values extend from 4.7% in ZIP 89135 up to 26.6% in ZIP 89101.

 

💰 Rent in ZIP Code 89521 (with Utilities)

Estimated Monthly Rent: $2,147 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 89521

Annual Household Income: $127,181

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 89521

Estimated Rate: 7.4%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 89521

In ZIP Code 89521, households that rent: 5,242 (31.1%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 5,242 31.1%
Owner-Occupied 11,606 68.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 89521

In ZIP Code 89521, cost-burdened renters (households spending over 30% of income on housing): 2,190 (41.8%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,190 41.8%
Other renter households 3,052 58.2%
Total renter households 5,242 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 89521

Less than High School: 6,780 people (22.7%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,175 people (17.3%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,653 people (8.9%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 15,293 people (51.1%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,901

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.