ZIP Code 76705: Population, Income, Housing

State: TX
Total population: 31,616 Household income: $58,236 Rent: $1,000

Overview

Total population
31,616
Rent
$1,000
Year built
1984
Household income
$58,236
Per capita income
$30,390
Poverty rate
19.3%
Unemployment rate
N/A
Household size
2.8 persons
Rent over 30% of income
46.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Texas
County
McLennan County
City
Bellmead
Total population
31,616
Adults over 25
19,826
Total households
10,625
Household size
2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$58,236
Per capita income
$30,390
Poverty rate
19.3%
Unemployment rate
N/A
Rent over 30% of income
46.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,000
Year built
1984
Households that rent
37.2%
Households that own
62.8%
Rooms per home (all homes)
5.2

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
44.4%
Black
20.3%
Asian
1.3%
Two or more races
28.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
33.3%
Not Hispanic or Latino
66.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
12,233 (92.2%)
Commute time to work
24 mins
Work from home
1,038 (7.8%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
37.8%
High school graduate or GED
29.5%
Some college or associate degree
15.8%
Bachelor’s degree or higher
16.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 76705 with: McLennan County, TX Waco metro area, TX Texas United States

ZIP 76705

Total population31,616
Rent$1,000
Year built1984
Household income$58,236
Per capita income$30,390
Poverty rate19.3%
Unemployment rateN/A

McLennan County, TX

Total population266,067
Rent$1,173
Year built1983
Household income$66,643
Per capita income$35,149
Poverty rate16.6%
Unemployment rate3.3%

Waco Metro Area, TX

Total population302,045
Rent$1,151
Year built1982
Household income$66,205
Per capita income$34,919
Poverty rate16%
Unemployment rate3.8%

Texas State

Total population30,188,424
Rent$1,403
Year built1992
Household income$78,476
Per capita income$40,752
Poverty rate13.8%
Unemployment rate4.1%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP76705 CountyMcLennan, TXMetro AreaWaco metro area, TXStateTexasCountryUnited States
Total population31,616266,067302,04530,188,424334,922,499
Rent$1,000$1,173$1,151$1,403$1,413
Year built19841983198219921980
Household income$58,236$66,643$66,205$78,476$80,734
Per capita income$30,390$35,149$34,919$40,752$44,673
Poverty rate19.3%16.6%16%13.8%12.5%
Unemployment rateN/A3.3%3.8%4.1%4%

View the full multi-level comparison →

 

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Summary for 76705

Rent & Income

In 76705, the typical monthly rent is $1,000 and the typical household income is $58,236. Rent here is lower than Texas, and household income is lower than Texas. The estimated poverty rate is 19.3%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 37.2% of households. About 46.3% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Only about 16.8% of adults have a bachelor’s degree or higher, indicating lower levels of formal education.

 

ZIP 76705 — Rent vs Household Income

 

 

ZIP 76705 — Poverty

 

 

How ZIP 76705 compares in Texas (388 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,000 30 / 388 from lower rent $747 – $3,501
Household income $58,236 303 / 388 from higher income $30,377 – $250,001
Poverty rate 19.3% 288 / 388 from lower poverty 1.5% – 47.7%

Rankings are calculated among ZIP Codes in Texas with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 76705

Rent

When it comes to rent, ZIP Code 76705 ranks 30th out of 388 ZIP Codes in Texas. Statewide, values range from $747 in ZIP 78582 up to $3,501 in ZIP 76092.

Household income

Income-wise, this area is placed 303rd out of 388 ZIP Codes. Across Texas, figures vary from $30,377 in ZIP 77840 up to $250,001 in ZIP 76092.

Poverty rate

When it comes to poverty, ZIP Code 76705 places 288th out of 388 ZIP Codes. Throughout Texas, numbers span from 1.5% in ZIP 76092 up to 47.7% in ZIP 77840.

 

💰 Rent in ZIP Code 76705 (with Utilities)

Estimated Monthly Rent: $1,000 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 76705

Annual Household Income: $58,236

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 76705

Estimated Rate: 19.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 76705

In ZIP Code 76705, households that rent: 3,948 (37.2%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 3,948 37.2%
Owner-Occupied 6,677 62.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 76705

In ZIP Code 76705, cost-burdened renters (households spending over 30% of income on housing): 1,826 (46.3%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 1,826 46.3%
Other renter households 2,122 53.7%
Total renter households 3,948 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 76705

Less than High School: 7,499 people (37.8%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,852 people (29.5%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,139 people (15.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 3,336 people (16.8%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 19,826

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.