ZIP Code 76522: Population, Income, Housing

State: TX

Total population: 42,118 Household income: $72,206 Rent: $1,051

Overview

Total population

42,118

Rent

$1,051

Year built

1990

Household income

$72,206

Per capita income

$34,659

Poverty rate

10.9%

Unemployment rate

N/A

Household size

2.4 persons

Rent over 30% of income

40.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Texas

County

Coryell County

Hamlet

Topsey

Total population

42,118

Adults over 25

28,087

Total households

17,193

Household size

2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$72,206

Per capita income

$34,659

Poverty rate

10.9%

Unemployment rate

N/A

Rent over 30% of income

40.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,051

Year built

1990

Households that rent

37.9%

Households that own

62.1%

Rooms per home (all homes)

5.5

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

55.4%

Black

14.2%

Asian

Two or more races

22%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

22.3%

Not Hispanic or Latino

77.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

16,632 (88%)

Commute time to work

29 mins

Work from home

2,259 (12%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

36.3%

High school graduate or GED

29%

Some college or associate degree

12.8%

Bachelor’s degree or higher

21.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 76522 with: Coryell County, TX Killeen metro area, TX Texas United States

ZIP 76522

Total population42,118

Rent$1,051

Year built1990

Household income$72,206

Per capita income$34,659

Poverty rate10.9%

Unemployment rateN/A

Coryell County, TX

Total population84,748

Rent$1,186

Year built1987

Household income$71,301

Per capita income$30,066

Poverty rate11.2%

Unemployment rate4.1%

Killeen Metro Area, TX

Total population494,360

Rent$1,217

Year built1994

Household income$69,923

Per capita income$33,746

Poverty rate13.8%

Unemployment rate4.4%

Texas State

Total population30,188,424

Rent$1,403

Year built1992

Household income$78,476

Per capita income$40,752

Poverty rate13.8%

Unemployment rate4.1%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP76522	CountyCoryell, TX	Metro AreaKilleen metro area, TX	StateTexas	CountryUnited States
Total population	42,118	84,748	494,360	30,188,424	334,922,499
Rent	$1,051	$1,186	$1,217	$1,403	$1,413
Year built	1990	1987	1994	1992	1980
Household income	$72,206	$71,301	$69,923	$78,476	$80,734
Per capita income	$34,659	$30,066	$33,746	$40,752	$44,673
Poverty rate	10.9%	11.2%	13.8%	13.8%	12.5%
Unemployment rate	N/A	4.1%	4.4%	4.1%	4%

View the full multi-level comparison →

Summary for 76522

Rent & Income

In 76522, the typical monthly rent is $1,051 and the typical household income is $72,206. Rent here is lower than Texas, and household income is lower than Texas. The estimated poverty rate is 10.9%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 37.9% of households. About 40.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 21.8% of adults holding a bachelor’s degree or higher.

ZIP 76522 — Rent vs Household Income

ZIP 76522 — Poverty

How ZIP 76522 compares in Texas (388 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,051	41 / 388	from lower rent	$747 – $3,501
Household income	$72,206	235 / 388	from higher income	$30,377 – $250,001
Poverty rate	10.9%	178 / 388	from lower poverty	1.5% – 47.7%

Rankings are calculated among ZIP Codes in Texas with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 76522

Rent

Looking at rent levels, ZIP Code 76522 places 41st out of 388 ZIP Codes in Texas. Throughout Texas, numbers span from $747 in ZIP 78582 up to $3,501 in ZIP 76092.

Household income

In terms of earnings, this ZIP comes 235th out of 388 ZIP Codes. At the state level, values extend from $30,377 in ZIP 77840 up to $250,001 in ZIP 76092.

Poverty rate

In terms of poverty rate, ZIP Code 76522 comes 178th out of 388 ZIP Codes. In Texas as a whole, the range goes from 1.5% in ZIP 76092 up to 47.7% in ZIP 77840.

💰 Rent in ZIP Code 76522 (with Utilities)

Estimated Monthly Rent: $1,051 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 76522

Annual Household Income: $72,206

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 76522

Estimated Rate: 10.9%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 76522

In ZIP Code 76522, households that rent: 6,524 (37.9%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	6,524	37.9%
Owner-Occupied	10,669	62.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 76522

In ZIP Code 76522, cost-burdened renters (households spending over 30% of income on housing): 2,619 (40.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,619	40.1%
Other renter households	3,905	59.9%
Total renter households	6,524	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 76522

Less than High School: 10,209 people (36.3%)

Includes adults who did not complete high school.

High School Graduate or GED: 8,159 people (29%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,609 people (12.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 6,110 people (21.8%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 28,087

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.