ZIP Code 61108: Population, Income, Housing

State: IL

Total population: 30,355 Household income: $64,415 Rent: $1,013

Overview

Total population

30,355

Rent

$1,013

Year built

1968

Household income

$64,415

Per capita income

$30,953

Poverty rate

14%

Unemployment rate

N/A

Household size

2.4 persons

Rent over 30% of income

48.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Illinois

County

Winnebago County

City

Rockford

Total population

30,355

Adults over 25

20,536

Total households

12,102

Household size

2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$64,415

Per capita income

$30,953

Poverty rate

14%

Unemployment rate

N/A

Rent over 30% of income

48.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,013

Year built

1968

Households that rent

34.6%

Households that own

65.4%

Rooms per home (all homes)

5.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

60.1%

Black

11.2%

Asian

4.7%

Two or more races

12%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

22.9%

Not Hispanic or Latino

77.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

11,356 (88.7%)

Commute time to work

23 mins

Work from home

1,440 (11.3%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

31.9%

High school graduate or GED

30%

Some college or associate degree

13.4%

Bachelor’s degree or higher

24.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 61108 with: Winnebago County, IL Rockford, IL Rockford metro area, IL Illinois United States

ZIP 61108

Total population30,355

Rent$1,013

Year built1968

Household income$64,415

Per capita income$30,953

Poverty rate14%

Unemployment rateN/A

Winnebago County, IL

Total population283,292

Rent$1,021

Year built1971

Household income$65,837

Per capita income$35,697

Poverty rate15.6%

Unemployment rate4.7%

Rockford, IL

Total population147,521

Rent$985

Year built1963

Household income$54,752

Per capita income$31,263

Poverty rate21.3%

Unemployment rate5.3%

Rockford Metro Area, IL

Total population336,522

Rent$1,023

Year built1973

Household income$68,033

Per capita income$36,348

Poverty rate14.7%

Unemployment rate5.6%

Illinois State

Total population12,694,798

Rent$1,274

Year built1971

Household income$83,390

Per capita income$46,406

Poverty rate11.8%

Unemployment rate5%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP61108	CountyWinnebago, IL	CityRockford, IL	Metro AreaRockford metro area, IL	StateIllinois	CountryUnited States
Total population	30,355	283,292	147,521	336,522	12,694,798	334,922,499
Rent	$1,013	$1,021	$985	$1,023	$1,274	$1,413
Year built	1968	1971	1963	1973	1971	1980
Household income	$64,415	$65,837	$54,752	$68,033	$83,390	$80,734
Per capita income	$30,953	$35,697	$31,263	$36,348	$46,406	$44,673
Poverty rate	14%	15.6%	21.3%	14.7%	11.8%	12.5%
Unemployment rate	N/A	4.7%	5.3%	5.6%	5%	4%

View the full multi-level comparison →

Summary for 61108

Rent & Income

In 61108, the typical monthly rent is $1,013 and the typical household income is $64,415. Rent here is similar to Rockford and lower than Illinois, and household income is higher than Rockford and lower than Illinois. The estimated poverty rate is 14%, which is lower than the Rockford rate but higher than the Illinois rate.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 34.6% of households. About 48.3% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 24.7% of adults holding a bachelor’s degree or higher.

ZIP 61108 — Rent vs Household Income

ZIP 61108 — Poverty

How ZIP 61108 compares in Illinois (140 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,013	16 / 140	from lower rent	$810 – $2,585
Household income	$64,415	109 / 140	from higher income	$27,539 – $181,382
Poverty rate	14%	93 / 140	from lower poverty	2.4% – 47.8%

Rankings are calculated among ZIP Codes in Illinois with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 61108

Rent

Rent-wise, this area comes 16th out of 140 ZIP Codes in Illinois. At the state level, values extend from $810 in ZIP 61401 up to $2,585 in ZIP 60010.

Household income

Looking at income levels, ZIP Code 61108 holds the 109th out of 140 ZIP Codes. In Illinois as a whole, the range goes from $27,539 in ZIP 61820 up to $181,382 in ZIP 60564.

Poverty rate

Regarding poverty rate, ZIP Code 61108 ranks 93rd out of 140 ZIP Codes. Statewide, values range from 2.4% in ZIP 60451 up to 47.8% in ZIP 61820.

💰 Rent in ZIP Code 61108 (with Utilities)

Estimated Monthly Rent: $1,013 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 61108

Annual Household Income: $64,415

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 61108

Estimated Rate: 14%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 61108

In ZIP Code 61108, households that rent: 4,193 (34.6%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	4,193	34.6%
Owner-Occupied	7,909	65.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 61108

In ZIP Code 61108, cost-burdened renters (households spending over 30% of income on housing): 2,024 (48.3%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,024	48.3%
Other renter households	2,169	51.7%
Total renter households	4,193	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 61108

Less than High School: 6,542 people (31.9%)

Includes adults who did not complete high school.

High School Graduate or GED: 6,164 people (30%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,749 people (13.4%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,081 people (24.7%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 20,536

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.