ZIP Code 61820: Population, Income, Housing

State: IL
Total population: 40,599 Household income: $27,539 Rent: $1,108

Overview

Total population
40,599
Rent
$1,108
Year built
1987
Household income
$27,539
Per capita income
$21,634
Poverty rate
47.8%
Unemployment rate
N/A
Household size
2.0 persons
Rent over 30% of income
52%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Illinois
County
Champaign County
City
Champaign
Total population
40,599
Adults over 25
13,918
Total households
16,033
Household size
2.0 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$27,539
Per capita income
$21,634
Poverty rate
47.8%
Unemployment rate
N/A
Rent over 30% of income
52%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,108
Year built
1987
Households that rent
80.4%
Households that own
19.6%
Rooms per home (all homes)
4.0

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
56.3%
Black
11.7%
Asian
19.3%
Two or more races
10.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
10.5%
Not Hispanic or Latino
89.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
14,184 (79.8%)
Commute time to work
14 mins
Work from home
3,583 (20.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
20.3%
High school graduate or GED
18.1%
Some college or associate degree
8.3%
Bachelor’s degree or higher
53.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 61820 with: Champaign County, IL Champaign, IL Illinois United States

ZIP 61820

Total population40,599
Rent$1,108
Year built1987
Household income$27,539
Per capita income$21,634
Poverty rate47.8%
Unemployment rateN/A

Champaign County, IL

Total population208,741
Rent$1,051
Year built1981
Household income$63,683
Per capita income$38,439
Poverty rate19.1%
Unemployment rate3.3%

Champaign, IL

Total population89,996
Rent$1,123
Year built1985
Household income$56,118
Per capita income$36,223
Poverty rate25.9%
Unemployment rate3.3%

Illinois State

Total population12,694,798
Rent$1,274
Year built1971
Household income$83,390
Per capita income$46,406
Poverty rate11.8%
Unemployment rate5%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP61820 CountyChampaign, ILCityChampaign, ILStateIllinoisCountryUnited States
Total population40,599208,74189,99612,694,798334,922,499
Rent$1,108$1,051$1,123$1,274$1,413
Year built19871981198519711980
Household income$27,539$63,683$56,118$83,390$80,734
Per capita income$21,634$38,439$36,223$46,406$44,673
Poverty rate47.8%19.1%25.9%11.8%12.5%
Unemployment rateN/A3.3%3.3%5%4%

View the full multi-level comparison →

 

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Summary for 61820

Rent & Income

In 61820, the typical monthly rent is $1,108 and the typical household income is $27,539. Rent here is similar to Champaign and lower than Illinois, and household income is lower than both Champaign and Illinois. The estimated poverty rate is 47.8%, which is higher than in both Champaign and Illinois.

Housing & Affordability

Most households in this area are renters (80.4%), making this a heavily renter area. About 52% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 53.3% of adults holding a bachelor’s degree or higher.

 

ZIP 61820 — Rent vs Household Income

 

 

ZIP 61820 — Poverty

 

 

How ZIP 61820 compares in Illinois (140 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,108 25 / 140 from lower rent $810 – $2,585
Household income $27,539 140 / 140 from higher income $27,539 – $181,382
Poverty rate 47.8% 140 / 140 from lower poverty 2.4% – 47.8%

Rankings are calculated among ZIP Codes in Illinois with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 61820

Rent

When it comes to rent, ZIP Code 61820 ranks 25th out of 140 ZIP Codes in Illinois. Statewide, values range from $810 in ZIP 61401 up to $2,585 in ZIP 60010.

Household income

Income-wise, this area is placed 140th out of 140 ZIP Codes. Across Illinois, figures vary from $27,539 in ZIP 61820 up to $181,382 in ZIP 60564.

Poverty rate

When it comes to poverty, ZIP Code 61820 places 140th out of 140 ZIP Codes. Throughout Illinois, numbers span from 2.4% in ZIP 60451 up to 47.8% in ZIP 61820.

 

💰 Rent in ZIP Code 61820 (with Utilities)

Estimated Monthly Rent: $1,108 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 61820

Annual Household Income: $27,539

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 61820

Estimated Rate: 47.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 61820

In ZIP Code 61820, households that rent: 12,889 (80.4%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 12,889 80.4%
Owner-Occupied 3,144 19.6%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 61820

In ZIP Code 61820, cost-burdened renters (households spending over 30% of income on housing): 6,706 (52%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 6,706 52%
Other renter households 6,183 48%
Total renter households 12,889 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 61820

Less than High School: 2,822 people (20.3%)

Includes adults who did not complete high school.

High School Graduate or GED: 2,525 people (18.1%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 1,159 people (8.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 7,412 people (53.3%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 13,918

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.