ZIP Code 60543: Population, Income, Housing

State: IL
Total population: 43,047 Household income: $119,371 Rent: $1,616

Overview

Total population
43,047
Rent
$1,616
Year built
2000
Household income
$119,371
Per capita income
$47,177
Poverty rate
3.1%
Unemployment rate
N/A
Household size
3.0 persons
Rent over 30% of income
64.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Illinois
County
Kendall County
City
Oswego
Total population
43,047
Adults over 25
28,060
Total households
14,469
Household size
3.0 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$119,371
Per capita income
$47,177
Poverty rate
3.1%
Unemployment rate
N/A
Rent over 30% of income
64.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,616
Year built
2000
Households that rent
13.4%
Households that own
86.6%
Rooms per home (all homes)
6.9

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
65.3%
Black
8.8%
Asian
4.1%
Two or more races
17.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
19.4%
Not Hispanic or Latino
80.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
18,488 (83.6%)
Commute time to work
31 mins
Work from home
3,634 (16.4%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
25.4%
High school graduate or GED
21.9%
Some college or associate degree
10.1%
Bachelor’s degree or higher
42.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 60543 with: Kendall County, IL Chicago metro area, IL-IN Illinois United States

ZIP 60543

Total population43,047
Rent$1,616
Year built2000
Household income$119,371
Per capita income$47,177
Poverty rate3.1%
Unemployment rateN/A

Kendall County, IL

Total population137,675
Rent$1,781
Year built2001
Household income$111,601
Per capita income$44,141
Poverty rate5.4%
Unemployment rate3.8%

Chicago Metro Area, IL-IN

Total population9,371,595
Rent$1,430
Year built1971
Household income$90,887
Per capita income$49,513
Poverty rate11.2%
Unemployment rate5.1%

Illinois State

Total population12,694,798
Rent$1,274
Year built1971
Household income$83,390
Per capita income$46,406
Poverty rate11.8%
Unemployment rate5%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP60543 CountyKendall, ILMetro AreaChicago metro area, IL-INStateIllinoisCountryUnited States
Total population43,047137,6759,371,59512,694,798334,922,499
Rent$1,616$1,781$1,430$1,274$1,413
Year built20002001197119711980
Household income$119,371$111,601$90,887$83,390$80,734
Per capita income$47,177$44,141$49,513$46,406$44,673
Poverty rate3.1%5.4%11.2%11.8%12.5%
Unemployment rateN/A3.8%5.1%5%4%

View the full multi-level comparison →

 

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Summary for 60543

Rent & Income

In 60543, the typical monthly rent is $1,616 and the typical household income is $119,371. Rent here is higher than Illinois, and household income is higher than Illinois. The estimated poverty rate is 3.1%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 13.4% of households. About 64.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 42.7% of adults holding a bachelor’s degree or higher.


 

ZIP 60543 — Rent vs Household Income

 


 

ZIP 60543 — Poverty

 


 

How ZIP 60543 compares in Illinois (140 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,616 98 / 140 from lower rent $810 – $2,585
Household income $119,371 27 / 140 from higher income $27,539 – $181,382
Poverty rate 3.1% 5 / 140 from lower poverty 2.4% – 47.8%

Rankings are calculated among ZIP Codes in Illinois with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 60543

Rent

Rent-wise, this area comes 98th out of 140 ZIP Codes in Illinois. At the state level, values extend from $810 in ZIP 61401 up to $2,585 in ZIP 60010.

Household income

Looking at income levels, ZIP Code 60543 holds the 27th out of 140 ZIP Codes. In Illinois as a whole, the range goes from $27,539 in ZIP 61820 up to $181,382 in ZIP 60564.

Poverty rate

Regarding poverty rate, ZIP Code 60543 ranks 5th out of 140 ZIP Codes. Statewide, values range from 2.4% in ZIP 60451 up to 47.8% in ZIP 61820.

 


💰 Rent in ZIP Code 60543 (with Utilities)

Estimated Monthly Rent: $1,616 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 60543

Annual Household Income: $119,371

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 60543

Estimated Rate: 3.1%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 60543

In ZIP Code 60543, households that rent: 1,943 (13.4%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 1,943 13.4%
Owner-Occupied 12,526 86.6%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 60543

In ZIP Code 60543, cost-burdened renters (households spending over 30% of income on housing): 1,245 (64.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 1,245 64.1%
Other renter households 698 35.9%
Total renter households 1,943 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 60543

Less than High School: 7,116 people (25.4%)

Includes adults who did not complete high school.

High School Graduate or GED: 6,140 people (21.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,825 people (10.1%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 11,979 people (42.7%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 28,060


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.