ZIP Code 60174: Population, Income, Housing

State: IL
Total population: 31,402 Household income: $104,534 Rent: $1,776

Overview

Total population
31,402
Rent
$1,776
Year built
1979
Household income
$104,534
Per capita income
$58,930
Poverty rate
4.7%
Unemployment rate
N/A
Household size
2.5 persons
Rent over 30% of income
55.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Illinois
County
Kane County
City
St. Charles
Total population
31,402
Adults over 25
22,345
Total households
12,618
Household size
2.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$104,534
Per capita income
$58,930
Poverty rate
4.7%
Unemployment rate
N/A
Rent over 30% of income
55.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,776
Year built
1979
Households that rent
30.9%
Households that own
69.1%
Rooms per home (all homes)
6.4

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
76.9%
Black
2.5%
Asian
4.6%
Two or more races
9.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
13.9%
Not Hispanic or Latino
86.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
14,848 (85.8%)
Commute time to work
26 mins
Work from home
2,455 (14.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
24.8%
High school graduate or GED
18%
Some college or associate degree
8%
Bachelor’s degree or higher
49.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 60174 with: Kane County, IL Chicago metro area, IL-IN Illinois United States

ZIP 60174

Total population31,402
Rent$1,776
Year built1979
Household income$104,534
Per capita income$58,930
Poverty rate4.7%
Unemployment rateN/A

Kane County, IL

Total population517,255
Rent$1,453
Year built1985
Household income$103,163
Per capita income$47,482
Poverty rate7.9%
Unemployment rate4.4%

Chicago Metro Area, IL-IN

Total population9,371,595
Rent$1,430
Year built1971
Household income$90,887
Per capita income$49,513
Poverty rate11.2%
Unemployment rate5.1%

Illinois State

Total population12,694,798
Rent$1,274
Year built1971
Household income$83,390
Per capita income$46,406
Poverty rate11.8%
Unemployment rate5%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP60174 CountyKane, ILMetro AreaChicago metro area, IL-INStateIllinoisCountryUnited States
Total population31,402517,2559,371,59512,694,798334,922,499
Rent$1,776$1,453$1,430$1,274$1,413
Year built19791985197119711980
Household income$104,534$103,163$90,887$83,390$80,734
Per capita income$58,930$47,482$49,513$46,406$44,673
Poverty rate4.7%7.9%11.2%11.8%12.5%
Unemployment rateN/A4.4%5.1%5%4%

View the full multi-level comparison →

 

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Summary for 60174

Rent & Income

In 60174, the typical monthly rent is $1,776 and the typical household income is $104,534. Rent here is higher than Illinois, and household income is higher than Illinois. The estimated poverty rate is 4.7%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 30.9% of households. About 55.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 49.3% of adults holding a bachelor’s degree or higher.

 

ZIP 60174 — Rent vs Household Income

 

 

ZIP 60174 — Poverty

 

 

How ZIP 60174 compares in Illinois (140 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,776 114 / 140 from lower rent $810 – $2,585
Household income $104,534 42 / 140 from higher income $27,539 – $181,382
Poverty rate 4.7% 15 / 140 from lower poverty 2.4% – 47.8%

Rankings are calculated among ZIP Codes in Illinois with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 60174

Rent

For rent, this ZIP is positioned 114th out of 140 ZIP Codes in Illinois. In Illinois as a whole, the range goes from $810 in ZIP 61401 up to $2,585 in ZIP 60010.

Household income

For household income, ZIP Code 60174 ranks 42nd out of 140 ZIP Codes. Statewide, values range from $27,539 in ZIP 61820 up to $181,382 in ZIP 60564.

Poverty rate

For poverty levels, this ZIP is positioned 15th out of 140 ZIP Codes. Across Illinois, figures vary from 2.4% in ZIP 60451 up to 47.8% in ZIP 61820.

 

💰 Rent in ZIP Code 60174 (with Utilities)

Estimated Monthly Rent: $1,776 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 60174

Annual Household Income: $104,534

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 60174

Estimated Rate: 4.7%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 60174

In ZIP Code 60174, households that rent: 3,903 (30.9%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 3,903 30.9%
Owner-Occupied 8,715 69.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 60174

In ZIP Code 60174, cost-burdened renters (households spending over 30% of income on housing): 2,164 (55.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,164 55.4%
Other renter households 1,739 44.6%
Total renter households 3,903 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 60174

Less than High School: 5,534 people (24.8%)

Includes adults who did not complete high school.

High School Graduate or GED: 4,018 people (18%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 1,781 people (8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 11,012 people (49.3%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 22,345

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.