ZIP Code 59102: Population, Income, Housing

State: MT

Total population: 47,977 Household income: $76,141 Rent: $1,180

Overview

Total population

47,977

Rent

$1,180

Year built

1975

Household income

$76,141

Per capita income

$46,345

Poverty rate

7.7%

Unemployment rate

N/A

Household size

2.2 persons

Rent over 30% of income

46%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Montana

County

Yellowstone County

City

Billings

Total population

47,977

Adults over 25

34,510

Total households

21,491

Household size

2.2 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$76,141

Per capita income

$46,345

Poverty rate

7.7%

Unemployment rate

N/A

Rent over 30% of income

46%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,180

Year built

1975

Households that rent

31.5%

Households that own

68.5%

Rooms per home (all homes)

6.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

89%

Black

0.3%

Asian

1.2%

Two or more races

6.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

5.8%

Not Hispanic or Latino

94.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

22,447 (90.3%)

Commute time to work

15 mins

Work from home

2,424 (9.7%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

24.7%

High school graduate or GED

24.9%

Some college or associate degree

9.1%

Bachelor’s degree or higher

41.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 59102 with: Yellowstone County, MT Billings, MT Montana United States

ZIP 59102

Total population47,977

Rent$1,180

Year built1975

Household income$76,141

Per capita income$46,345

Poverty rate7.7%

Unemployment rateN/A

Yellowstone County, MT

Total population168,957

Rent$1,131

Year built1982

Household income$76,570

Per capita income$43,898

Poverty rate9.2%

Unemployment rate2.7%

Billings, MT

Total population119,434

Rent$1,138

Year built1980

Household income$73,712

Per capita income$43,934

Poverty rate9.8%

Unemployment rate2.7%

Montana State

Total population1,116,875

Rent$1,081

Year built1981

Household income$72,509

Per capita income$41,711

Poverty rate11.5%

Unemployment rate3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP59102	CountyYellowstone, MT	CityBillings, MT	StateMontana	CountryUnited States
Total population	47,977	168,957	119,434	1,116,875	334,922,499
Rent	$1,180	$1,131	$1,138	$1,081	$1,413
Year built	1975	1982	1980	1981	1980
Household income	$76,141	$76,570	$73,712	$72,509	$80,734
Per capita income	$46,345	$43,898	$43,934	$41,711	$44,673
Poverty rate	7.7%	9.2%	9.8%	11.5%	12.5%
Unemployment rate	N/A	2.7%	2.7%	3%	4%

View the full multi-level comparison →

Summary for 59102

Rent & Income

In 59102, the typical monthly rent is $1,180 and the typical household income is $76,141. Rent here is similar to Billings and higher than Montana, and household income is similar to Billings and higher than Montana. The estimated poverty rate is 7.7%, which is lower than in both Billings and Montana.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 31.5% of households. About 46% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 41.3% of adults holding a bachelor’s degree or higher.

ZIP 59102 — Rent vs Household Income

ZIP 59102 — Poverty

How ZIP 59102 compares in Montana (11 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,180	7 / 11	from lower rent	$865 – $1,999
Household income	$76,141	5 / 11	from higher income	$58,347 – $99,123
Poverty rate	7.7%	3 / 11	from lower poverty	7.4% – 16.4%

Rankings are calculated among ZIP Codes in Montana with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 59102

Rent

Looking at rent levels, ZIP Code 59102 places 7th out of 11 ZIP Codes in Montana. Throughout Montana, numbers span from $865 in ZIP 59701 up to $1,999 in ZIP 59718.

Household income

In terms of earnings, this ZIP comes 5th out of 11 ZIP Codes. At the state level, values extend from $58,347 in ZIP 59801 up to $99,123 in ZIP 59718.

Poverty rate

In terms of poverty rate, ZIP Code 59102 comes 3rd out of 11 ZIP Codes. In Montana as a whole, the range goes from 7.4% in ZIP 59602 up to 16.4% in ZIP 59405.

💰 Rent in ZIP Code 59102 (with Utilities)

Estimated Monthly Rent: $1,180 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 59102

Annual Household Income: $76,141

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 59102

Estimated Rate: 7.7%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 59102

In ZIP Code 59102, households that rent: 6,767 (31.5%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	6,767	31.5%
Owner-Occupied	14,724	68.5%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 59102

In ZIP Code 59102, cost-burdened renters (households spending over 30% of income on housing): 3,115 (46%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	3,115	46%
Other renter households	3,652	54%
Total renter households	6,767	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 59102

Less than High School: 8,541 people (24.7%)

Includes adults who did not complete high school.

High School Graduate or GED: 8,581 people (24.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,136 people (9.1%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 14,252 people (41.3%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 34,510

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.