ZIP Code 59405: Population, Income, Housing

State: MT
Total population: 33,350 Household income: $59,449 Rent: $965

Overview

Total population
33,350
Rent
$965
Year built
1971
Household income
$59,449
Per capita income
$36,131
Poverty rate
16.4%
Unemployment rate
N/A
Household size
2.2 persons
Rent over 30% of income
39.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Montana
County
Cascade County
Total population
33,350
Adults over 25
21,823
Total households
14,248
Household size
2.2 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$59,449
Per capita income
$36,131
Poverty rate
16.4%
Unemployment rate
N/A
Rent over 30% of income
39.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$965
Year built
1971
Households that rent
43%
Households that own
57%
Rooms per home (all homes)
5.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
79.2%
Black
2.5%
Asian
1.6%
Two or more races
11.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
7%
Not Hispanic or Latino
93%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
14,592 (94.3%)
Commute time to work
16 mins
Work from home
889 (5.7%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
27.1%
High school graduate or GED
32.5%
Some college or associate degree
13.3%
Bachelor’s degree or higher
27.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 59405 with: Cascade County, MT Montana United States

ZIP 59405

Total population33,350
Rent$965
Year built1971
Household income$59,449
Per capita income$36,131
Poverty rate16.4%
Unemployment rateN/A

Cascade County, MT

Total population84,606
Rent$939
Year built1970
Household income$67,690
Per capita income$38,795
Poverty rate13.1%
Unemployment rate2.8%

Montana State

Total population1,116,875
Rent$1,081
Year built1981
Household income$72,509
Per capita income$41,711
Poverty rate11.5%
Unemployment rate3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP59405 CountyCascade, MTStateMontanaCountryUnited States
Total population33,35084,6061,116,875334,922,499
Rent$965$939$1,081$1,413
Year built1971197019811980
Household income$59,449$67,690$72,509$80,734
Per capita income$36,131$38,795$41,711$44,673
Poverty rate16.4%13.1%11.5%12.5%
Unemployment rateN/A2.8%3%4%

View the full multi-level comparison →

 

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Summary for 59405

Rent & Income

In 59405, the typical monthly rent is $965 and the typical household income is $59,449. Rent here is lower than Montana, and household income is lower than Montana. The estimated poverty rate is 16.4%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 43% of households. Around 39.1% of renters are cost-burdened, indicating a moderate level of rent pressure.

Education & Employment

Educational attainment is moderate, with about 27.2% of adults holding a bachelor’s degree or higher.

 

ZIP 59405 — Rent vs Household Income

 

 

ZIP 59405 — Poverty

 

 

How ZIP 59405 compares in Montana (11 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $965 2 / 11 from lower rent $865 – $1,999
Household income $59,449 9 / 11 from higher income $58,347 – $99,123
Poverty rate 16.4% 11 / 11 from lower poverty 7.4% – 16.4%

Rankings are calculated among ZIP Codes in Montana with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 59405

Rent

When it comes to rent, ZIP Code 59405 ranks 2nd out of 11 ZIP Codes in Montana. Statewide, values range from $865 in ZIP 59701 up to $1,999 in ZIP 59718.

Household income

Income-wise, this area is placed 9th out of 11 ZIP Codes. Across Montana, figures vary from $58,347 in ZIP 59801 up to $99,123 in ZIP 59718.

Poverty rate

When it comes to poverty, ZIP Code 59405 places 11th out of 11 ZIP Codes. Throughout Montana, numbers span from 7.4% in ZIP 59602 up to 16.4% in ZIP 59405.

 

💰 Rent in ZIP Code 59405 (with Utilities)

Estimated Monthly Rent: $965 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 59405

Annual Household Income: $59,449

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 59405

Estimated Rate: 16.4%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 59405

In ZIP Code 59405, households that rent: 6,121 (43%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 6,121 43%
Owner-Occupied 8,127 57%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 59405

In ZIP Code 59405, cost-burdened renters (households spending over 30% of income on housing): 2,391 (39.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,391 39.1%
Other renter households 3,730 60.9%
Total renter households 6,121 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 59405

Less than High School: 5,905 people (27.1%)

Includes adults who did not complete high school.

High School Graduate or GED: 7,089 people (32.5%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,900 people (13.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,929 people (27.2%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 21,823

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.