ZIP Code 32137: Population, Income, Housing

State: FL

Total population: 48,391 Household income: $83,923 Rent: $1,841

Overview

Total population

48,391

Rent

$1,841

Year built

2001

Household income

$83,923

Per capita income

$50,745

Poverty rate

10.4%

Unemployment rate

N/A

Household size

2.3 persons

Rent over 30% of income

53.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Florida

County

Flagler County

City

Palm Coast

Total population

48,391

Adults over 25

39,198

Total households

20,882

Household size

2.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$83,923

Per capita income

$50,745

Poverty rate

10.4%

Unemployment rate

N/A

Rent over 30% of income

53.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,841

Year built

2001

Households that rent

13.6%

Households that own

86.4%

Rooms per home (all homes)

5.9

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

78.4%

Black

7.1%

Asian

2.9%

Two or more races

8.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

10.3%

Not Hispanic or Latino

89.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

14,370 (79.1%)

Commute time to work

30 mins

Work from home

3,791 (20.9%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

26.5%

High school graduate or GED

23.9%

Some college or associate degree

11%

Bachelor’s degree or higher

38.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 32137 with: Flagler County, FL Palm Coast, FL Deltona metro area, FL Florida United States

ZIP 32137

Total population48,391

Rent$1,841

Year built2001

Household income$83,923

Per capita income$50,745

Poverty rate10.4%

Unemployment rateN/A

Flagler County, FL

Total population126,528

Rent$1,722

Year built2002

Household income$77,363

Per capita income$45,065

Poverty rate10.3%

Unemployment rate3.7%

Palm Coast, FL

Total population98,258

Rent$1,782

Year built2003

Household income$77,350

Per capita income$42,023

Poverty rate10.6%

Unemployment rate3.7%

Deltona Metro Area, FL

Total population706,150

Rent$1,500

Year built1989

Household income$71,277

Per capita income$40,213

Poverty rate11.5%

Unemployment rate3.9%

Florida State

Total population22,416,077

Rent$1,669

Year built1988

Household income$74,568

Per capita income$42,609

Poverty rate12.6%

Unemployment rate3.4%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP32137	CountyFlagler, FL	CityPalm Coast, FL	Metro AreaDeltona metro area, FL	StateFlorida	CountryUnited States
Total population	48,391	126,528	98,258	706,150	22,416,077	334,922,499
Rent	$1,841	$1,722	$1,782	$1,500	$1,669	$1,413
Year built	2001	2002	2003	1989	1988	1980
Household income	$83,923	$77,363	$77,350	$71,277	$74,568	$80,734
Per capita income	$50,745	$45,065	$42,023	$40,213	$42,609	$44,673
Poverty rate	10.4%	10.3%	10.6%	11.5%	12.6%	12.5%
Unemployment rate	N/A	3.7%	3.7%	3.9%	3.4%	4%

View the full multi-level comparison →

Summary for 32137

Rent & Income

In 32137, the typical monthly rent is $1,841 and the typical household income is $83,923. Rent here is similar to Palm Coast and higher than Florida, and household income is higher than both Palm Coast and Florida. The estimated poverty rate is 10.4%, which is similar to the Palm Coast rate and lower than the Florida rate.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 13.6% of households. About 53.6% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 38.6% of adults holding a bachelor’s degree or higher.

ZIP 32137 — Rent vs Household Income

ZIP 32137 — Poverty

How ZIP 32137 compares in Florida (299 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,841	191 / 299	from lower rent	$999 – $3,263
Household income	$83,923	92 / 299	from higher income	$30,514 – $176,641
Poverty rate	10.4%	117 / 299	from lower poverty	2.8% – 48.7%

Rankings are calculated among ZIP Codes in Florida with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 32137

Rent

Looking at rent levels, ZIP Code 32137 places 191st out of 299 ZIP Codes in Florida. Throughout Florida, numbers span from $999 in ZIP 34142 up to $3,263 in ZIP 33076.

Household income

In terms of earnings, this ZIP comes 92nd out of 299 ZIP Codes. At the state level, values extend from $30,514 in ZIP 32209 up to $176,641 in ZIP 33076.

Poverty rate

In terms of poverty rate, ZIP Code 32137 comes 117th out of 299 ZIP Codes. In Florida as a whole, the range goes from 2.8% in ZIP 32259 up to 48.7% in ZIP 32304.

💰 Rent in ZIP Code 32137 (with Utilities)

Estimated Monthly Rent: $1,841 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 32137

Annual Household Income: $83,923

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 32137

Estimated Rate: 10.4%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 32137

In ZIP Code 32137, households that rent: 2,831 (13.6%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	2,831	13.6%
Owner-Occupied	18,051	86.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 32137

In ZIP Code 32137, cost-burdened renters (households spending over 30% of income on housing): 1,517 (53.6%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	1,517	53.6%
Other renter households	1,314	46.4%
Total renter households	2,831	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 32137

Less than High School: 10,375 people (26.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,360 people (23.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 4,325 people (11%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 15,138 people (38.6%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 39,198

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.