Palm Coast, FL Local Data & Statistics

State: FL

Total population: 98,258 Household income: $77,350 Rent: $1,782

Overview

Total population

98,258

Rent

$1,782

Year built

2003

Household income

$77,350

Per capita income

$42,023

Poverty rate

10.6%

Unemployment rate

3.7%

Household size

2.5 persons

Rent over 30% of income

54.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Florida

Total population

98,258

Adults over 25

75,170

Total households

39,807

Household size

2.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Income & Poverty

Household income

$77,350

Per capita income

$42,023

Poverty rate

10.6%

Unemployment rate

3.7%

Rent over 30% of income

54.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Housing

Rent

$1,782

Year built

2003

Households that rent

18.1%

Households that own

81.9%

Rooms per home (all homes)

5.9

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Race

White

71.3%

Black

10.6%

Asian

2.6%

Two or more races

10.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Ethnicity

Hispanic or Latino

13.5%

Not Hispanic or Latino

86.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Commute

Commute rate

82.6%

Commute time to work

27 mins

Work from home

17.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Education

Less than high school

30.3%

High school graduate or GED

28.7%

Some college or associate degree

11.3%

Bachelor’s degree or higher

29.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Comparison of Palm Coast, FL with: Florida United States

Palm Coast, FL

Total population98,258

Rent$1,782

Year built2003

Household income$77,350

Per capita income$42,023

Poverty rate10.6%

Unemployment rate3.7%

Florida State

Total population22,416,077

Rent$1,669

Year built1988

Household income$74,568

Per capita income$42,609

Poverty rate12.6%

Unemployment rate3.4%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	CityPalm Coast, FL	StateFlorida	CountryUnited States
Total population	98,258	22,416,077	334,922,499
Rent	$1,782	$1,669	$1,413
Year built	2003	1988	1980
Household income	$77,350	$74,568	$80,734
Per capita income	$42,023	$42,609	$44,673
Poverty rate	10.6%	12.6%	12.5%
Unemployment rate	3.7%	3.4%	4%

View the complete comparison of Palm Coast, FL, Florida and United States →

Summary for Palm Coast, FL

Palm Coast is located in Florida.

Rent & Income

In Palm Coast, the typical monthly rent is $1,782 and the typical household income is $77,350. Rent here is higher than both Florida and the U.S., and household income is similar to both Florida and the U.S. The estimated poverty rate is 10.6%, which is lower than in both Florida and national.

Housing & Affordability

This area is primarily owner-occupied, with renters accounting for about 18.1% of households. About 54.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 29.7% of adults holding a bachelor’s degree or higher. The local unemployment rate is 3.7%, which is higher than Florida and lower than the national rate.

Palm Coast, FL — Rent vs Household Income

Palm Coast, FL — Poverty vs Unemployment

How Palm Coast, FL compares in Florida (59 places)

Metric	This place	Rank	Starts from	Statewide range
Rent	$1,782	35 / 59	from lower rent	$1,246 – $2,851
Household income	$77,350	21 / 59	from higher income	$46,195 – $139,825
Poverty rate	10.6%	17 / 59	from lower poverty	6.1% – 30.8%
Unemployment rate	3.7%	54 / 59	from lower unemployment	2.1% – 4.5%

Rankings are calculated among cities and communities in Florida with total population > 50,000 (year 2024).

Detailed Ranking Explanation for Palm Coast, FL

Rent

For typical rent levels, Palm Coast is ranked 35th out of 59 major areas in Florida. Statewide values span from $1,246 in Winter Haven, FL to $2,851 in Weston, FL.

Household income

Palm Coast ranks 21st among 59 large places for typical household income. Statewide values run from $46,195 in Gainesville, FL to $139,825 in Weston, FL.

Poverty rate

In poverty comparisons, Palm Coast ranks 17th out of 59 large places. Statewide rates vary from 6.1% in Weston, FL to 30.8% in Gainesville, FL.

Unemployment rate

Palm Coast places 54th among 59 large communities for unemployment. Statewide figures run from 2.1% to 4.5%.

💰 Rent in Palm Coast, FL (with Utilities)

Estimated Monthly Rent: $1,782 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing, including the apartment or home and essential utilities such as heat, water, and electricity. Even when utilities are billed separately, an estimated average cost for utilities is included, in line with the U.S. Census Bureau’s (ACS) definition of gross rent.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in Palm Coast, FL

Annual Household Income: $77,350

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in this area — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in Palm Coast, FL

Estimated Rate: 10.6%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in Palm Coast, FL

In Palm Coast, FL, households that rent: 7,221 (18.1%)

📊 What does the renter household percentage reveal about this area?

Household Type	Count	Share
Renter-Occupied	7,221	18.1%
Owner-Occupied	32,586	81.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in Palm Coast, FL

In Palm Coast, FL, cost-burdened renters (households spending over 30% of income on housing): 3,929 (54.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	3,929	54.4%
Other renter households	3,292	45.6%
Total renter households	7,221	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in this area are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in Palm Coast, FL

Less than High School: 22,791 people (30.3%)

Includes adults who did not complete high school.

High School Graduate or GED: 21,588 people (28.7%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 8,480 people (11.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 22,311 people (29.7%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 75,170

📊 Unemployment Rate in Palm Coast, FL

Estimated Rate: 3.7%

💡 What does Unemployment Rate mean?

Definition: The unemployment rate is the percentage of people in the labor force who do not have a job but are actively looking for one.

Labor Force = Employed + Unemployed (aged 16+ and actively participating in the workforce).

Formula: (Unemployed ÷ Labor Force) × 100

Does NOT include: People who are retired, students not looking for work, homemakers, or otherwise not seeking employment.

Example: If there are 1000 people in the labor force and 80 are unemployed, then the unemployment rate is 8%.

Similar Population

Yuma, AZ98,461 Vista, CA98,646 Roanoke, VA98,677 New Braunfels, TX98,700 Boca Raton, FL98,833 Longmont, CO98,958 Beaverton, OR97,502 Kenosha, WI99,147 St. George, UT99,184 Portsmouth, VA97,299

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.