ZIP Code 12603: Population, Income, Housing

State: NY

Total population: 42,304 Household income: $103,538 Rent: $1,727

Overview

Total population

42,304

Rent

$1,727

Year built

1966

Household income

$103,538

Per capita income

$53,644

Poverty rate

7.5%

Unemployment rate

N/A

Household size

2.4 persons

Rent over 30% of income

46.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New York

County

Dutchess County

City

Titusville

Total population

42,304

Adults over 25

29,775

Total households

16,919

Household size

2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$103,538

Per capita income

$53,644

Poverty rate

7.5%

Unemployment rate

N/A

Rent over 30% of income

46.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,727

Year built

1966

Households that rent

28.4%

Households that own

71.6%

Rooms per home (all homes)

6.1

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

65.8%

Black

12.8%

Asian

5.8%

Two or more races

10.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

12.4%

Not Hispanic or Latino

87.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

17,763 (84.4%)

Commute time to work

29 mins

Work from home

3,276 (15.6%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

22%

High school graduate or GED

19.3%

Some college or associate degree

11.3%

Bachelor’s degree or higher

47.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 12603 with: Dutchess County, NY Kiryas Joel metro area, NY New York State United States

ZIP 12603

Total population42,304

Rent$1,727

Year built1966

Household income$103,538

Per capita income$53,644

Poverty rate7.5%

Unemployment rateN/A

Dutchess County, NY

Total population298,220

Rent$1,582

Year built1971

Household income$99,478

Per capita income$53,683

Poverty rate8.4%

Unemployment rate3%

Kiryas Joel Metro Area, NY

Total population704,836

Rent$1,638

Year built1973

Household income$98,233

Per capita income$47,550

Poverty rate10.9%

Unemployment rate3.5%

New York State

Total population19,852,366

Rent$1,621

Year built1959

Household income$85,974

Per capita income$50,712

Poverty rate14%

Unemployment rate4.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP12603	CountyDutchess, NY	Metro AreaKiryas Joel metro area, NY	StateNew York	CountryUnited States
Total population	42,304	298,220	704,836	19,852,366	334,922,499
Rent	$1,727	$1,582	$1,638	$1,621	$1,413
Year built	1966	1971	1973	1959	1980
Household income	$103,538	$99,478	$98,233	$85,974	$80,734
Per capita income	$53,644	$53,683	$47,550	$50,712	$44,673
Poverty rate	7.5%	8.4%	10.9%	14%	12.5%
Unemployment rate	N/A	3%	3.5%	4.3%	4%

View the full multi-level comparison →

Summary for 12603

Rent & Income

In 12603, the typical monthly rent is $1,727 and the typical household income is $103,538. Rent here is higher than New York, and household income is higher than New York. The estimated poverty rate is 7.5%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 28.4% of households. About 46.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 47.5% of adults holding a bachelor’s degree or higher.

ZIP 12603 — Rent vs Household Income

ZIP 12603 — Poverty

How ZIP 12603 compares in New York State (210 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,727	92 / 210	from lower rent	$784 – $3,433
Household income	$103,538	69 / 210	from higher income	$24,086 – $250,001
Poverty rate	7.5%	48 / 210	from lower poverty	2% – 45.2%

Rankings are calculated among ZIP Codes in New York State with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 12603

Rent

Rent-wise, this area comes 92nd out of 210 ZIP Codes in New York State. At the state level, values extend from $784 in ZIP 14701 up to $3,433 in ZIP 10016.

Household income

Looking at income levels, ZIP Code 12603 holds the 69th out of 210 ZIP Codes. In New York State as a whole, the range goes from $24,086 in ZIP 10454 up to $250,001 in ZIP 10583.

Poverty rate

Regarding poverty rate, ZIP Code 12603 ranks 48th out of 210 ZIP Codes. Statewide, values range from 2% in ZIP 11710 up to 45.2% in ZIP 10454.

💰 Rent in ZIP Code 12603 (with Utilities)

Estimated Monthly Rent: $1,727 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 12603

Annual Household Income: $103,538

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 12603

Estimated Rate: 7.5%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 12603

In ZIP Code 12603, households that rent: 4,800 (28.4%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	4,800	28.4%
Owner-Occupied	12,119	71.6%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 12603

In ZIP Code 12603, cost-burdened renters (households spending over 30% of income on housing): 2,212 (46.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,212	46.1%
Other renter households	2,588	53.9%
Total renter households	4,800	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 12603

Less than High School: 6,543 people (22%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,747 people (19.3%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,352 people (11.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 14,133 people (47.5%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,775

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.