ZIP Code 12601: Population, Income, Housing

State: NY

Total population: 44,164 Household income: $63,652 Rent: $1,418

Overview

Total population

44,164

Rent

$1,418

Year built

1961

Household income

$63,652

Per capita income

$42,037

Poverty rate

16.2%

Unemployment rate

N/A

Household size

2.3 persons

Rent over 30% of income

56.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New York

County

Dutchess County

City

Poughkeepsie

Total population

44,164

Adults over 25

29,364

Total households

17,329

Household size

2.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$63,652

Per capita income

$42,037

Poverty rate

16.2%

Unemployment rate

N/A

Rent over 30% of income

56.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,418

Year built

1961

Households that rent

56.8%

Households that own

43.2%

Rooms per home (all homes)

4.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

47.2%

Black

23.5%

Asian

2.9%

Two or more races

17%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

23.2%

Not Hispanic or Latino

76.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

19,300 (90.1%)

Commute time to work

25 mins

Work from home

2,115 (9.9%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

27%

High school graduate or GED

32.1%

Some college or associate degree

10%

Bachelor’s degree or higher

30.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 12601 with: Dutchess County, NY Kiryas Joel metro area, NY New York State United States

ZIP 12601

Total population44,164

Rent$1,418

Year built1961

Household income$63,652

Per capita income$42,037

Poverty rate16.2%

Unemployment rateN/A

Dutchess County, NY

Total population298,220

Rent$1,582

Year built1971

Household income$99,478

Per capita income$53,683

Poverty rate8.4%

Unemployment rate3%

Kiryas Joel Metro Area, NY

Total population704,836

Rent$1,638

Year built1973

Household income$98,233

Per capita income$47,550

Poverty rate10.9%

Unemployment rate3.5%

New York State

Total population19,852,366

Rent$1,621

Year built1959

Household income$85,974

Per capita income$50,712

Poverty rate14%

Unemployment rate4.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP12601	CountyDutchess, NY	Metro AreaKiryas Joel metro area, NY	StateNew York	CountryUnited States
Total population	44,164	298,220	704,836	19,852,366	334,922,499
Rent	$1,418	$1,582	$1,638	$1,621	$1,413
Year built	1961	1971	1973	1959	1980
Household income	$63,652	$99,478	$98,233	$85,974	$80,734
Per capita income	$42,037	$53,683	$47,550	$50,712	$44,673
Poverty rate	16.2%	8.4%	10.9%	14%	12.5%
Unemployment rate	N/A	3%	3.5%	4.3%	4%

View the full multi-level comparison →

Summary for 12601

Rent & Income

In 12601, the typical monthly rent is $1,418 and the typical household income is $63,652. Rent here is lower than New York, and household income is lower than New York. The estimated poverty rate is 16.2%.

Housing & Affordability

Renters make up about 56.8% of households, making this a predominantly renter area. About 56.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 30.9% of adults holding a bachelor’s degree or higher.

ZIP 12601 — Rent vs Household Income

ZIP 12601 — Poverty

How ZIP 12601 compares in New York State (210 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,418	42 / 210	from lower rent	$784 – $3,433
Household income	$63,652	168 / 210	from higher income	$24,086 – $250,001
Poverty rate	16.2%	135 / 210	from lower poverty	2% – 45.2%

Rankings are calculated among ZIP Codes in New York State with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 12601

Rent

In terms of rental prices, this ZIP stands 42nd out of 210 ZIP Codes in New York State. Across New York State, figures vary from $784 in ZIP 14701 up to $3,433 in ZIP 10016.

Household income

When comparing household incomes, ZIP Code 12601 stands 168th out of 210 ZIP Codes. Throughout New York State, numbers span from $24,086 in ZIP 10454 up to $250,001 in ZIP 10583.

Poverty rate

Looking at poverty indicators, this ZIP stands 135th out of 210 ZIP Codes. At the state level, values extend from 2% in ZIP 11710 up to 45.2% in ZIP 10454.

💰 Rent in ZIP Code 12601 (with Utilities)

Estimated Monthly Rent: $1,418 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 12601

Annual Household Income: $63,652

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 12601

Estimated Rate: 16.2%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 12601

In ZIP Code 12601, households that rent: 9,847 (56.8%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	9,847	56.8%
Owner-Occupied	7,482	43.2%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 12601

In ZIP Code 12601, cost-burdened renters (households spending over 30% of income on housing): 5,528 (56.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	5,528	56.1%
Other renter households	4,319	43.9%
Total renter households	9,847	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 12601

Less than High School: 7,934 people (27%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,427 people (32.1%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,928 people (10%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 9,075 people (30.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,364

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.