ZIP Code 10950: Population, Income, Housing

State: NY

Total population: 68,136 Household income: $78,931 Rent: $1,720

Overview

Total population

68,136

Rent

$1,720

Year built

1992

Household income

$78,931

Per capita income

$27,174

Poverty rate

26.6%

Unemployment rate

N/A

Household size

4.0 persons

Rent over 30% of income

66.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New York

County

Orange County

City

Monroe

Total population

68,136

Adults over 25

29,048

Total households

16,780

Household size

4.0 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$78,931

Per capita income

$27,174

Poverty rate

26.6%

Unemployment rate

N/A

Rent over 30% of income

66.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,720

Year built

1992

Households that rent

38.6%

Households that own

61.4%

Rooms per home (all homes)

6.1

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

83.1%

Black

3.4%

Asian

1.5%

Two or more races

5.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

12.7%

Not Hispanic or Latino

87.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

19,327 (85.8%)

Commute time to work

32 mins

Work from home

3,211 (14.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

38.2%

High school graduate or GED

27.9%

Some college or associate degree

7.8%

Bachelor’s degree or higher

26.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 10950 with: Orange County, NY Kiryas Joel metro area, NY New York State United States

ZIP 10950

Total population68,136

Rent$1,720

Year built1992

Household income$78,931

Per capita income$27,174

Poverty rate26.6%

Unemployment rateN/A

Orange County, NY

Total population406,616

Rent$1,680

Year built1975

Household income$97,178

Per capita income$43,052

Poverty rate12.6%

Unemployment rate3.4%

Kiryas Joel Metro Area, NY

Total population704,836

Rent$1,638

Year built1973

Household income$98,233

Per capita income$47,550

Poverty rate10.9%

Unemployment rate3.5%

New York State

Total population19,852,366

Rent$1,621

Year built1959

Household income$85,974

Per capita income$50,712

Poverty rate14%

Unemployment rate4.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP10950	CountyOrange, NY	Metro AreaKiryas Joel metro area, NY	StateNew York	CountryUnited States
Total population	68,136	406,616	704,836	19,852,366	334,922,499
Rent	$1,720	$1,680	$1,638	$1,621	$1,413
Year built	1992	1975	1973	1959	1980
Household income	$78,931	$97,178	$98,233	$85,974	$80,734
Per capita income	$27,174	$43,052	$47,550	$50,712	$44,673
Poverty rate	26.6%	12.6%	10.9%	14%	12.5%
Unemployment rate	N/A	3.4%	3.5%	4.3%	4%

View the full multi-level comparison →

Summary for 10950

Rent & Income

In 10950, the typical monthly rent is $1,720 and the typical household income is $78,931. Rent here is higher than New York, and household income is lower than New York. The estimated poverty rate is 26.6%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 38.6% of households. About 66.6% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 26.1% of adults holding a bachelor’s degree or higher.

ZIP 10950 — Rent vs Household Income

ZIP 10950 — Poverty

How ZIP 10950 compares in New York State (210 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,720	88 / 210	from lower rent	$784 – $3,433
Household income	$78,931	125 / 210	from higher income	$24,086 – $250,001
Poverty rate	26.6%	186 / 210	from lower poverty	2% – 45.2%

Rankings are calculated among ZIP Codes in New York State with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 10950

Rent

When it comes to rent, ZIP Code 10950 ranks 88th out of 210 ZIP Codes in New York State. Statewide, values range from $784 in ZIP 14701 up to $3,433 in ZIP 10016.

Household income

Income-wise, this area is placed 125th out of 210 ZIP Codes. Across New York State, figures vary from $24,086 in ZIP 10454 up to $250,001 in ZIP 10583.

Poverty rate

When it comes to poverty, ZIP Code 10950 places 186th out of 210 ZIP Codes. Throughout New York State, numbers span from 2% in ZIP 11710 up to 45.2% in ZIP 10454.

💰 Rent in ZIP Code 10950 (with Utilities)

Estimated Monthly Rent: $1,720 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 10950

Annual Household Income: $78,931

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 10950

Estimated Rate: 26.6%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 10950

In ZIP Code 10950, households that rent: 6,481 (38.6%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	6,481	38.6%
Owner-Occupied	10,299	61.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 10950

In ZIP Code 10950, cost-burdened renters (households spending over 30% of income on housing): 4,319 (66.6%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	4,319	66.6%
Other renter households	2,162	33.4%
Total renter households	6,481	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 10950

Less than High School: 11,101 people (38.2%)

Includes adults who did not complete high school.

High School Graduate or GED: 8,115 people (27.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,252 people (7.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 7,580 people (26.1%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,048

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.