ZIP Code 10562: Population, Income, Housing

State: NY
Total population: 33,793 Household income: $115,697 Rent: $2,184

Overview

Total population
33,793
Rent
$2,184
Year built
1963
Household income
$115,697
Per capita income
$53,037
Poverty rate
7.8%
Unemployment rate
N/A
Household size
2.7 persons
Rent over 30% of income
58.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
New York
County
Westchester County
City
Ossining
Total population
33,793
Adults over 25
24,577
Total households
11,548
Household size
2.7 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$115,697
Per capita income
$53,037
Poverty rate
7.8%
Unemployment rate
N/A
Rent over 30% of income
58.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$2,184
Year built
1963
Households that rent
40.1%
Households that own
59.9%
Rooms per home (all homes)
5.1

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
45.9%
Black
8.9%
Asian
4.4%
Two or more races
11.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
41.9%
Not Hispanic or Latino
58.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
13,583 (84.6%)
Commute time to work
36 mins
Work from home
2,479 (15.4%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
29.7%
High school graduate or GED
18.2%
Some college or associate degree
8.7%
Bachelor’s degree or higher
43.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 10562 with: Westchester County, NY New York metro area, NY-NJ New York State United States

ZIP 10562

Total population33,793
Rent$2,184
Year built1963
Household income$115,697
Per capita income$53,037
Poverty rate7.8%
Unemployment rateN/A

Westchester County, NY

Total population999,677
Rent$1,951
Year built1959
Household income$118,976
Per capita income$72,705
Poverty rate9%
Unemployment rate3%

New York Metro Area, NY-NJ

Total population19,798,537
Rent$1,830
Year built1960
Household income$99,155
Per capita income$55,691
Poverty rate12.7%
Unemployment rate4.5%

New York State

Total population19,852,366
Rent$1,621
Year built1959
Household income$85,974
Per capita income$50,712
Poverty rate14%
Unemployment rate4.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP10562 CountyWestchester, NYMetro AreaNew York metro area, NY-NJStateNew YorkCountryUnited States
Total population33,793999,67719,798,53719,852,366334,922,499
Rent$2,184$1,951$1,830$1,621$1,413
Year built19631959196019591980
Household income$115,697$118,976$99,155$85,974$80,734
Per capita income$53,037$72,705$55,691$50,712$44,673
Poverty rate7.8%9%12.7%14%12.5%
Unemployment rateN/A3%4.5%4.3%4%

View the full multi-level comparison →

 

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Summary for 10562

Rent & Income

In 10562, the typical monthly rent is $2,184 and the typical household income is $115,697. Rent here is higher than New York, and household income is higher than New York. The estimated poverty rate is 7.8%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 40.1% of households. About 58.6% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 43.4% of adults holding a bachelor’s degree or higher.

 

ZIP 10562 — Rent vs Household Income

 

 

ZIP 10562 — Poverty

 

 

How ZIP 10562 compares in New York State (210 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $2,184 162 / 210 from lower rent $784 – $3,433
Household income $115,697 51 / 210 from higher income $24,086 – $250,001
Poverty rate 7.8% 50 / 210 from lower poverty 2% – 45.2%

Rankings are calculated among ZIP Codes in New York State with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 10562

Rent

Looking at rent levels, ZIP Code 10562 places 162nd out of 210 ZIP Codes in New York State. Throughout New York State, numbers span from $784 in ZIP 14701 up to $3,433 in ZIP 10016.

Household income

In terms of earnings, this ZIP comes 51st out of 210 ZIP Codes. At the state level, values extend from $24,086 in ZIP 10454 up to $250,001 in ZIP 10583.

Poverty rate

In terms of poverty rate, ZIP Code 10562 comes 50th out of 210 ZIP Codes. In New York State as a whole, the range goes from 2% in ZIP 11710 up to 45.2% in ZIP 10454.

 

💰 Rent in ZIP Code 10562 (with Utilities)

Estimated Monthly Rent: $2,184 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 10562

Annual Household Income: $115,697

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 10562

Estimated Rate: 7.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 10562

In ZIP Code 10562, households that rent: 4,634 (40.1%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 4,634 40.1%
Owner-Occupied 6,914 59.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 10562

In ZIP Code 10562, cost-burdened renters (households spending over 30% of income on housing): 2,714 (58.6%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,714 58.6%
Other renter households 1,920 41.4%
Total renter households 4,634 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 10562

Less than High School: 7,303 people (29.7%)

Includes adults who did not complete high school.

High School Graduate or GED: 4,474 people (18.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,128 people (8.7%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 10,672 people (43.4%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 24,577

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.