ZIP Code 10304: Population, Income, Housing

State: NY

Total population: 45,658 Household income: $71,561 Rent: $1,500

Overview

Total population

45,658

Rent

$1,500

Year built

1966

Household income

$71,561

Per capita income

$35,914

Poverty rate

18.3%

Unemployment rate

N/A

Household size

2.8 persons

Rent over 30% of income

53%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New York

Borough

Staten Island

City

New York

Total population

45,658

Adults over 25

31,966

Total households

15,738

Household size

2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$71,561

Per capita income

$35,914

Poverty rate

18.3%

Unemployment rate

N/A

Rent over 30% of income

53%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,500

Year built

1966

Households that rent

50.8%

Households that own

49.2%

Rooms per home (all homes)

4.8

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

38.3%

Black

26.5%

Asian

15.1%

Two or more races

10.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

23.3%

Not Hispanic or Latino

76.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

18,602 (90.9%)

Commute time to work

42 mins

Work from home

1,857 (9.1%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

28.7%

High school graduate or GED

32.2%

Some college or associate degree

7.2%

Bachelor’s degree or higher

31.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 10304 with: Staten Island, NY New York, NY New York metro area, NY-NJ New York State United States

ZIP 10304

Total population45,658

Rent$1,500

Year built1966

Household income$71,561

Per capita income$35,914

Poverty rate18.3%

Unemployment rateN/A

Staten Island, NY

Total population494,956

Rent$1,733

Year built1974

Household income$98,333

Per capita income$44,071

Poverty rate11.5%

Unemployment rate4.6%

New York, NY

Total population8,483,844

Rent$1,821

Year built1952

Household income$80,483

Per capita income$51,844

Poverty rate17.9%

Unemployment rate5.2%

New York Metro Area, NY-NJ

Total population19,798,537

Rent$1,830

Year built1960

Household income$99,155

Per capita income$55,691

Poverty rate12.7%

Unemployment rate4.5%

New York State

Total population19,852,366

Rent$1,621

Year built1959

Household income$85,974

Per capita income$50,712

Poverty rate14%

Unemployment rate4.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP10304	BoroughStaten Island, NY	CityNew York, NY	Metro AreaNew York metro area, NY-NJ	StateNew York	CountryUnited States
Total population	45,658	494,956	8,483,844	19,798,537	19,852,366	334,922,499
Rent	$1,500	$1,733	$1,821	$1,830	$1,621	$1,413
Year built	1966	1974	1952	1960	1959	1980
Household income	$71,561	$98,333	$80,483	$99,155	$85,974	$80,734
Per capita income	$35,914	$44,071	$51,844	$55,691	$50,712	$44,673
Poverty rate	18.3%	11.5%	17.9%	12.7%	14%	12.5%
Unemployment rate	N/A	4.6%	5.2%	4.5%	4.3%	4%

View the full multi-level comparison →

Summary for 10304

This ZIP Code is located in Staten Island.

Rent & Income

In 10304, the typical monthly rent is $1,500 and the typical household income is $71,561. Rent here is lower than in both New York City and Staten Island, and household income is also lower than in both. The estimated poverty rate is 18.3%, which is similar to the New York City rate and higher than the Staten Island rate.

Housing & Affordability

Renters make up about 50.8% of households, indicating a relatively balanced mix of renters and owners. About 53% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 31.9% of adults holding a bachelor’s degree or higher.

ZIP 10304 — Rent vs Household Income

ZIP 10304 — Poverty

How ZIP 10304 compares in New York State (210 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,500	54 / 210	from lower rent	$784 – $3,433
Household income	$71,561	141 / 210	from higher income	$24,086 – $250,001
Poverty rate	18.3%	151 / 210	from lower poverty	2% – 45.2%

Rankings are calculated among ZIP Codes in New York State with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 10304

Rent

For rent, this ZIP is positioned 54th out of 210 ZIP Codes in New York State. In New York State as a whole, the range goes from $784 in ZIP 14701 up to $3,433 in ZIP 10016.

Household income

For household income, ZIP Code 10304 ranks 141st out of 210 ZIP Codes. Statewide, values range from $24,086 in ZIP 10454 up to $250,001 in ZIP 10583.

Poverty rate

For poverty levels, this ZIP is positioned 151st out of 210 ZIP Codes. Across New York State, figures vary from 2% in ZIP 11710 up to 45.2% in ZIP 10454.

💰 Rent in ZIP Code 10304 (with Utilities)

Estimated Monthly Rent: $1,500 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 10304

Annual Household Income: $71,561

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 10304

Estimated Rate: 18.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 10304

In ZIP Code 10304, households that rent: 7,988 (50.8%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	7,988	50.8%
Owner-Occupied	7,750	49.2%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 10304

In ZIP Code 10304, cost-burdened renters (households spending over 30% of income on housing): 4,235 (53%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	4,235	53%
Other renter households	3,753	47%
Total renter households	7,988	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 10304

Less than High School: 9,163 people (28.7%)

Includes adults who did not complete high school.

High School Graduate or GED: 10,303 people (32.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,290 people (7.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 10,210 people (31.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 31,966

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.