ZIP Code 10027: Population, Income, Housing

State: NY
Total population: 63,885 Household income: $59,587 Rent: $1,531

Overview

Total population
63,885
Rent
$1,531
Year built
1945
Household income
$59,587
Per capita income
$45,281
Poverty rate
26.1%
Unemployment rate
N/A
Household size
2.2 persons
Rent over 30% of income
46.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
New York
Borough
Manhattan
City
New York
Total population
63,885
Adults over 25
42,306
Total households
24,856
Household size
2.2 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$59,587
Per capita income
$45,281
Poverty rate
26.1%
Unemployment rate
N/A
Rent over 30% of income
46.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,531
Year built
1945
Households that rent
82.6%
Households that own
17.4%
Rooms per home (all homes)
3.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
26.6%
Black
36.8%
Asian
11.4%
Two or more races
11.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
24%
Not Hispanic or Latino
76%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
21,789 (76.7%)
Commute time to work
31 mins
Work from home
6,611 (23.3%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
22.5%
High school graduate or GED
18.5%
Some college or associate degree
7.5%
Bachelor’s degree or higher
51.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 10027 with: Manhattan, NY New York, NY New York metro area, NY-NJ New York State United States

ZIP 10027

Total population63,885
Rent$1,531
Year built1945
Household income$59,587
Per capita income$45,281
Poverty rate26.1%
Unemployment rateN/A

Manhattan, NY

Total population1,629,477
Rent$2,197
Year built1951
Household income$103,931
Per capita income$95,980
Poverty rate16.5%
Unemployment rate4.7%

New York, NY

Total population8,483,844
Rent$1,821
Year built1952
Household income$80,483
Per capita income$51,844
Poverty rate17.9%
Unemployment rate5.2%

New York Metro Area, NY-NJ

Total population19,798,537
Rent$1,830
Year built1960
Household income$99,155
Per capita income$55,691
Poverty rate12.7%
Unemployment rate4.5%

New York State

Total population19,852,366
Rent$1,621
Year built1959
Household income$85,974
Per capita income$50,712
Poverty rate14%
Unemployment rate4.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP10027 BoroughManhattan, NYCityNew York, NYMetro AreaNew York metro area, NY-NJStateNew YorkCountryUnited States
Total population63,8851,629,4778,483,84419,798,53719,852,366334,922,499
Rent$1,531$2,197$1,821$1,830$1,621$1,413
Year built194519511952196019591980
Household income$59,587$103,931$80,483$99,155$85,974$80,734
Per capita income$45,281$95,980$51,844$55,691$50,712$44,673
Poverty rate26.1%16.5%17.9%12.7%14%12.5%
Unemployment rateN/A4.7%5.2%4.5%4.3%4%

View the full multi-level comparison →

 

Loading...

 

Summary for 10027

This ZIP Code is located in Manhattan.

Rent & Income

In 10027, the typical monthly rent is $1,531 and the typical household income is $59,587. Rent here is lower than in both New York City and Manhattan, and household income is also lower than in both. The estimated poverty rate is 26.1%, which is higher than in both New York City and Manhattan.

Housing & Affordability

Most households in this area are renters (82.6%), making this a heavily renter area. About 46.5% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 51.5% of adults holding a bachelor’s degree or higher.


 

ZIP 10027 — Rent vs Household Income

 


 

ZIP 10027 — Poverty

 


 

How ZIP 10027 compares in New York State (210 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,531 55 / 210 from lower rent $784 – $3,433
Household income $59,587 180 / 210 from higher income $24,086 – $250,001
Poverty rate 26.1% 185 / 210 from lower poverty 2% – 45.2%

Rankings are calculated among ZIP Codes in New York State with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 10027

Rent

Looking at rent levels, ZIP Code 10027 places 55th out of 210 ZIP Codes in New York State. Throughout New York State, numbers span from $784 in ZIP 14701 up to $3,433 in ZIP 10016.

Household income

In terms of earnings, this ZIP comes 180th out of 210 ZIP Codes. At the state level, values extend from $24,086 in ZIP 10454 up to $250,001 in ZIP 10583.

Poverty rate

In terms of poverty rate, ZIP Code 10027 comes 185th out of 210 ZIP Codes. In New York State as a whole, the range goes from 2% in ZIP 11710 up to 45.2% in ZIP 10454.

 


💰 Rent in ZIP Code 10027 (with Utilities)

Estimated Monthly Rent: $1,531 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 10027

Annual Household Income: $59,587

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 10027

Estimated Rate: 26.1%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 10027

In ZIP Code 10027, households that rent: 20,525 (82.6%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 20,525 82.6%
Owner-Occupied 4,331 17.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 10027

In ZIP Code 10027, cost-burdened renters (households spending over 30% of income on housing): 9,534 (46.5%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 9,534 46.5%
Other renter households 10,991 53.5%
Total renter households 20,525 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 10027

Less than High School: 9,513 people (22.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 7,834 people (18.5%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,165 people (7.5%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 21,794 people (51.5%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 42,306


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.