ZIP Code 03103: Population, Income, Housing

State: NH

Total population: 37,775 Household income: $73,540 Rent: $1,436

Overview

Total population

37,775

Rent

$1,436

Year built

1961

Household income

$73,540

Per capita income

$36,947

Poverty rate

13.8%

Unemployment rate

N/A

Household size

2.4 persons

Rent over 30% of income

50.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New Hampshire

County

Hillsborough County

City

Manchester

Total population

37,775

Adults over 25

27,448

Total households

15,217

Household size

2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$73,540

Per capita income

$36,947

Poverty rate

13.8%

Unemployment rate

N/A

Rent over 30% of income

50.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,436

Year built

1961

Households that rent

50.7%

Households that own

49.3%

Rooms per home (all homes)

5.2

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

66.7%

Black

4.9%

Asian

5.3%

Two or more races

16.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

22.9%

Not Hispanic or Latino

77.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

20,135 (91.5%)

Commute time to work

24 mins

Work from home

1,859 (8.5%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

27.4%

High school graduate or GED

35.9%

Some college or associate degree

12.9%

Bachelor’s degree or higher

23.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 03103 with: Hillsborough County, NH Manchester, NH Manchester metro area, NH New Hampshire United States

ZIP 03103

Total population37,775

Rent$1,436

Year built1961

Household income$73,540

Per capita income$36,947

Poverty rate13.8%

Unemployment rateN/A

Hillsborough County, NH

Total population426,378

Rent$1,623

Year built1978

Household income$103,545

Per capita income$54,111

Poverty rate6.7%

Unemployment rate3%

Manchester, NH

Total population115,643

Rent$1,564

Year built1966

Household income$81,007

Per capita income$44,745

Poverty rate11.2%

Unemployment rate3%

Manchester Metro Area, NH

Total population426,378

Rent$1,623

Year built1978

Household income$103,545

Per capita income$54,111

Poverty rate6.7%

Unemployment rate2.8%

New Hampshire State

Total population1,394,868

Rent$1,491

Year built1979

Household income$99,031

Per capita income$52,798

Poverty rate7.2%

Unemployment rate2.6%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP03103	CountyHillsborough, NH	CityManchester, NH	Metro AreaManchester metro area, NH	StateNew Hampshire	CountryUnited States
Total population	37,775	426,378	115,643	426,378	1,394,868	334,922,499
Rent	$1,436	$1,623	$1,564	$1,623	$1,491	$1,413
Year built	1961	1978	1966	1978	1979	1980
Household income	$73,540	$103,545	$81,007	$103,545	$99,031	$80,734
Per capita income	$36,947	$54,111	$44,745	$54,111	$52,798	$44,673
Poverty rate	13.8%	6.7%	11.2%	6.7%	7.2%	12.5%
Unemployment rate	N/A	3%	3%	2.8%	2.6%	4%

View the full multi-level comparison →

Summary for 03103

Rent & Income

In 03103, the typical monthly rent is $1,436 and the typical household income is $73,540. Rent here is lower than Manchester and similar to New Hampshire, and household income is lower than both Manchester and New Hampshire. The estimated poverty rate is 13.8%, which is higher than in both Manchester and New Hampshire.

Housing & Affordability

Renters make up about 50.7% of households, indicating a relatively balanced mix of renters and owners. About 50.9% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 23.8% of adults holding a bachelor’s degree or higher.

ZIP 03103 — Rent vs Household Income

ZIP 03103 — Poverty

How ZIP 03103 compares in New Hampshire (8 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,436	1 / 8	from lower rent	$1,436 – $1,626
Household income	$73,540	8 / 8	from higher income	$73,540 – $110,490
Poverty rate	13.8%	8 / 8	from lower poverty	4.1% – 13.8%

Rankings are calculated among ZIP Codes in New Hampshire with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 03103

Rent

Rent-wise, this area comes 1st out of 8 ZIP Codes in New Hampshire. At the state level, values extend from $1,436 in ZIP 03103 up to $1,626 in ZIP 03102.

Household income

Looking at income levels, ZIP Code 03103 holds the 8th out of 8 ZIP Codes. In New Hampshire as a whole, the range goes from $73,540 in ZIP 03103 up to $110,490 in ZIP 03079.

Poverty rate

Regarding poverty rate, ZIP Code 03103 ranks 8th out of 8 ZIP Codes. Statewide, values range from 4.1% in ZIP 03038 up to 13.8% in ZIP 03103.

💰 Rent in ZIP Code 03103 (with Utilities)

Estimated Monthly Rent: $1,436 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 03103

Annual Household Income: $73,540

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 03103

Estimated Rate: 13.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 03103

In ZIP Code 03103, households that rent: 7,714 (50.7%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	7,714	50.7%
Owner-Occupied	7,503	49.3%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 03103

In ZIP Code 03103, cost-burdened renters (households spending over 30% of income on housing): 3,926 (50.9%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	3,926	50.9%
Other renter households	3,788	49.1%
Total renter households	7,714	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 03103

Less than High School: 7,511 people (27.4%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,857 people (35.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,554 people (12.9%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 6,526 people (23.8%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 27,448

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.