ZIP Code 02886: Population, Income, Housing

State: RI

Total population: 31,293 Household income: $92,047 Rent: $1,390

Overview

Total population

31,293

Rent

$1,390

Year built

1966

Household income

$92,047

Per capita income

$47,732

Poverty rate

6.3%

Unemployment rate

N/A

Household size

2.3 persons

Rent over 30% of income

51.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Rhode Island

County

Kent County

City

Warwick

Total population

31,293

Adults over 25

22,810

Total households

13,154

Household size

2.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$92,047

Per capita income

$47,732

Poverty rate

6.3%

Unemployment rate

N/A

Rent over 30% of income

51.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,390

Year built

1966

Households that rent

35.4%

Households that own

64.6%

Rooms per home (all homes)

5.0

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

84.5%

Black

2.6%

Asian

4.2%

Two or more races

7.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

5.8%

Not Hispanic or Latino

94.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

14,639 (88.2%)

Commute time to work

22 mins

Work from home

1,963 (11.8%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

23.5%

High school graduate or GED

24.6%

Some college or associate degree

15%

Bachelor’s degree or higher

36.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 02886 with: Kent County, RI Warwick, RI Providence metro area, RI-MA Rhode Island United States

ZIP 02886

Total population31,293

Rent$1,390

Year built1966

Household income$92,047

Per capita income$47,732

Poverty rate6.3%

Unemployment rateN/A

Kent County, RI

Total population171,456

Rent$1,327

Year built1967

Household income$94,345

Per capita income$50,854

Poverty rate7.5%

Unemployment rate3.7%

Warwick, RI

Total population83,175

Rent$1,363

Year built1961

Household income$88,708

Per capita income$48,016

Poverty rate7.6%

Unemployment rate3.6%

Providence Metro Area, RI-MA

Total population1,684,071

Rent$1,307

Year built1962

Household income$87,040

Per capita income$46,322

Poverty rate11.2%

Unemployment rate4.5%

Rhode Island State

Total population1,101,801

Rent$1,342

Year built1962

Household income$87,796

Per capita income$47,150

Poverty rate11.2%

Unemployment rate4.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP02886	CountyKent, RI	CityWarwick, RI	Metro AreaProvidence metro area, RI-MA	StateRhode Island	CountryUnited States
Total population	31,293	171,456	83,175	1,684,071	1,101,801	334,922,499
Rent	$1,390	$1,327	$1,363	$1,307	$1,342	$1,413
Year built	1966	1967	1961	1962	1962	1980
Household income	$92,047	$94,345	$88,708	$87,040	$87,796	$80,734
Per capita income	$47,732	$50,854	$48,016	$46,322	$47,150	$44,673
Poverty rate	6.3%	7.5%	7.6%	11.2%	11.2%	12.5%
Unemployment rate	N/A	3.7%	3.6%	4.5%	4.3%	4%

View the full multi-level comparison →

Summary for 02886

Rent & Income

In 02886, the typical monthly rent is $1,390 and the typical household income is $92,047. Rent here is similar to both Warwick and Rhode Island, and household income is also similar to both. The estimated poverty rate is 6.3%, which is lower than in both Warwick and Rhode Island.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 35.4% of households. About 51.7% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 36.9% of adults holding a bachelor’s degree or higher.

ZIP 02886 — Rent vs Household Income

ZIP 02886 — Poverty

How ZIP 02886 compares in Rhode Island (11 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,390	10 / 11	from lower rent	$1,161 – $1,409
Household income	$92,047	3 / 11	from higher income	$52,485 – $117,522
Poverty rate	6.3%	2 / 11	from lower poverty	3.9% – 24.4%

Rankings are calculated among ZIP Codes in Rhode Island with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 02886

Rent

In terms of rental prices, this ZIP stands 10th out of 11 ZIP Codes in Rhode Island. Across Rhode Island, figures vary from $1,161 in ZIP 02895 up to $1,409 in ZIP 02908.

Household income

When comparing household incomes, ZIP Code 02886 stands 3rd out of 11 ZIP Codes. Throughout Rhode Island, numbers span from $52,485 in ZIP 02907 up to $117,522 in ZIP 02864.

Poverty rate

Looking at poverty indicators, this ZIP stands 2nd out of 11 ZIP Codes. At the state level, values extend from 3.9% in ZIP 02864 up to 24.4% in ZIP 02909.

💰 Rent in ZIP Code 02886 (with Utilities)

Estimated Monthly Rent: $1,390 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 02886

Annual Household Income: $92,047

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 02886

Estimated Rate: 6.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 02886

In ZIP Code 02886, households that rent: 4,663 (35.4%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	4,663	35.4%
Owner-Occupied	8,491	64.6%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 02886

In ZIP Code 02886, cost-burdened renters (households spending over 30% of income on housing): 2,410 (51.7%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,410	51.7%
Other renter households	2,253	48.3%
Total renter households	4,663	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 02886

Less than High School: 5,362 people (23.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,618 people (24.6%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,418 people (15%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 8,412 people (36.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 22,810

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.