ZIP Code 02895: Population, Income, Housing

State: RI
Total population: 43,521 Household income: $61,059 Rent: $1,161

Overview

Total population
43,521
Rent
$1,161
Year built
1952
Household income
$61,059
Per capita income
$31,639
Poverty rate
18.7%
Unemployment rate
N/A
Household size
2.4 persons
Rent over 30% of income
44.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Rhode Island
County
Providence County
City
Woonsocket
Total population
43,521
Adults over 25
29,947
Total households
17,618
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$61,059
Per capita income
$31,639
Poverty rate
18.7%
Unemployment rate
N/A
Rent over 30% of income
44.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,161
Year built
1952
Households that rent
62.8%
Households that own
37.2%
Rooms per home (all homes)
4.7

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
56.5%
Black
7.1%
Asian
7%
Two or more races
20.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
25.5%
Not Hispanic or Latino
74.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
17,991 (93.6%)
Commute time to work
29 mins
Work from home
1,238 (6.4%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
30.5%
High school graduate or GED
36.9%
Some college or associate degree
12.8%
Bachelor’s degree or higher
19.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 02895 with: Providence County, RI Providence metro area, RI-MA Rhode Island United States

ZIP 02895

Total population43,521
Rent$1,161
Year built1952
Household income$61,059
Per capita income$31,639
Poverty rate18.7%
Unemployment rateN/A

Providence County, RI

Total population664,854
Rent$1,312
Year built1956
Household income$78,787
Per capita income$41,523
Poverty rate13.4%
Unemployment rate4.6%

Providence Metro Area, RI-MA

Total population1,684,071
Rent$1,307
Year built1962
Household income$87,040
Per capita income$46,322
Poverty rate11.2%
Unemployment rate4.5%

Rhode Island State

Total population1,101,801
Rent$1,342
Year built1962
Household income$87,796
Per capita income$47,150
Poverty rate11.2%
Unemployment rate4.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP02895 CountyProvidence, RIMetro AreaProvidence metro area, RI-MAStateRhode IslandCountryUnited States
Total population43,521664,8541,684,0711,101,801334,922,499
Rent$1,161$1,312$1,307$1,342$1,413
Year built19521956196219621980
Household income$61,059$78,787$87,040$87,796$80,734
Per capita income$31,639$41,523$46,322$47,150$44,673
Poverty rate18.7%13.4%11.2%11.2%12.5%
Unemployment rateN/A4.6%4.5%4.3%4%

View the full multi-level comparison →

 

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Summary for 02895

Rent & Income

In 02895, the typical monthly rent is $1,161 and the typical household income is $61,059. Rent here is lower than Rhode Island, and household income is lower than Rhode Island. The estimated poverty rate is 18.7%.

Housing & Affordability

Renters make up about 62.8% of households, making this a predominantly renter area. About 44.7% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Only about 19.8% of adults have a bachelor’s degree or higher, indicating lower levels of formal education.

 

ZIP 02895 — Rent vs Household Income

 

 

ZIP 02895 — Poverty

 

 

How ZIP 02895 compares in Rhode Island (11 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,161 1 / 11 from lower rent $1,161 – $1,409
Household income $61,059 10 / 11 from higher income $52,485 – $117,522
Poverty rate 18.7% 9 / 11 from lower poverty 3.9% – 24.4%

Rankings are calculated among ZIP Codes in Rhode Island with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 02895

Rent

When it comes to rent, ZIP Code 02895 ranks 1st out of 11 ZIP Codes in Rhode Island. Statewide, values range from $1,161 in ZIP 02895 up to $1,409 in ZIP 02908.

Household income

Income-wise, this area is placed 10th out of 11 ZIP Codes. Across Rhode Island, figures vary from $52,485 in ZIP 02907 up to $117,522 in ZIP 02864.

Poverty rate

When it comes to poverty, ZIP Code 02895 places 9th out of 11 ZIP Codes. Throughout Rhode Island, numbers span from 3.9% in ZIP 02864 up to 24.4% in ZIP 02909.

 

💰 Rent in ZIP Code 02895 (with Utilities)

Estimated Monthly Rent: $1,161 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 02895

Annual Household Income: $61,059

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 02895

Estimated Rate: 18.7%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 02895

In ZIP Code 02895, households that rent: 11,067 (62.8%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 11,067 62.8%
Owner-Occupied 6,551 37.2%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 02895

In ZIP Code 02895, cost-burdened renters (households spending over 30% of income on housing): 4,944 (44.7%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 4,944 44.7%
Other renter households 6,123 55.3%
Total renter households 11,067 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 02895

Less than High School: 9,138 people (30.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 11,043 people (36.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,837 people (12.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,929 people (19.8%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,947

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.