Toms River, NJ Local Data & Statistics

State: NJ

Total population: 94,956 Household income: $100,137 Rent: $1,731

Overview

Total population

94,956

Rent

$1,731

Year built

1978

Household income

$100,137

Per capita income

$49,592

Poverty rate

5.8%

Household size

2.6 persons

Rent over 30% of income

43.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New Jersey

Total population

94,956

Adults over 25

67,093

Total households

36,076

Household size

2.6 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Income & Poverty

Household income

$100,137

Per capita income

$49,592

Poverty rate

5.8%

Rent over 30% of income

43.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Housing

Rent

$1,731

Year built

1978

Households that rent

18.1%

Households that own

81.9%

Rooms per home (all homes)

6.2

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Race

White

78%

Black

5.1%

Asian

Two or more races

8.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Ethnicity

Hispanic or Latino

12.4%

Not Hispanic or Latino

87.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Commute

Commute rate

87.2%

Commute time to work

30 mins

Work from home

12.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Education

Less than high school

23.8%

High school graduate or GED

30.9%

Some college or associate degree

8.9%

Bachelor’s degree or higher

36.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Comparison of Toms River, NJ with: New Jersey United States

Toms River, NJ

Total population94,956

Rent$1,731

Year built1978

Household income$100,137

Per capita income$49,592

Poverty rate5.8%

Unemployment rateN/A

New Jersey State

Total population9,343,809

Rent$1,720

Year built1970

Household income$103,556

Per capita income$54,253

Poverty rate9.7%

Unemployment rate4.5%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	CDPToms River, NJ	StateNew Jersey	CountryUnited States
Total population	94,956	9,343,809	334,922,499
Rent	$1,731	$1,720	$1,413
Year built	1978	1970	1980
Household income	$100,137	$103,556	$80,734
Per capita income	$49,592	$54,253	$44,673
Poverty rate	5.8%	9.7%	12.5%
Unemployment rate	N/A	4.5%	4%

View the complete comparison of Toms River, NJ, New Jersey and United States →

Summary for Toms River, NJ

Toms River is located in New Jersey.

Rent & Income

In Toms River, the typical monthly rent is $1,731 and the typical household income is $100,137. Rent here is similar to New Jersey and higher than the U.S., and household income is similar to New Jersey and higher than the U.S. The estimated poverty rate is 5.8%, which is lower than in both New Jersey and national.

Housing & Affordability

This area is primarily owner-occupied, with renters accounting for about 18.1% of households. About 43.9% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 36.4% of adults holding a bachelor’s degree or higher.

Toms River, NJ — Rent vs Household Income

💰 Rent in Toms River, NJ (with Utilities)

Estimated Monthly Rent: $1,731 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing, including the apartment or home and essential utilities such as heat, water, and electricity. Even when utilities are billed separately, an estimated average cost for utilities is included, in line with the U.S. Census Bureau’s (ACS) definition of gross rent.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in Toms River, NJ

Annual Household Income: $100,137

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in this area — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in Toms River, NJ

Estimated Rate: 5.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in Toms River, NJ

In Toms River, NJ, households that rent: 6,547 (18.1%)

📊 What does the renter household percentage reveal about this area?

Household Type	Count	Share
Renter-Occupied	6,547	18.1%
Owner-Occupied	29,529	81.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in Toms River, NJ

In Toms River, NJ, cost-burdened renters (households spending over 30% of income on housing): 2,874 (43.9%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,874	43.9%
Other renter households	3,673	56.1%
Total renter households	6,547	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in this area are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in Toms River, NJ

Less than High School: 15,941 people (23.8%)

Includes adults who did not complete high school.

High School Graduate or GED: 20,748 people (30.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 5,962 people (8.9%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 24,442 people (36.4%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 67,093

📊 Unemployment Rate in Toms River, NJ

Estimated Rate: N/A

💡 What does Unemployment Rate mean?

Definition: The unemployment rate is the percentage of people in the labor force who do not have a job but are actively looking for one.

Labor Force = Employed + Unemployed (aged 16+ and actively participating in the workforce).

Formula: (Unemployed ÷ Labor Force) × 100

Does NOT include: People who are retired, students not looking for work, homemakers, or otherwise not seeking employment.

Example: If there are 1000 people in the labor force and 80 are unemployed, then the unemployment rate is 8%.

Similar Population

Reading, PA94,836 Sandy, UT94,723 Tracy, CA95,358 Lawrence, KS95,459 Asheville, NC94,369 Palm Coast, FL94,362 Edmond, OK95,618 Deltona, FL95,682 Erie, PA94,156 San Marcos, CA94,078

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.