Loveland, CO Local Data & Statistics

State: CO

Total population: 78,410 Household income: $84,604 Rent: $1,730

Overview

Total population

78,410

Rent

$1,730

Year built

1993

Household income

$84,604

Per capita income

$46,144

Poverty rate

8.5%

Unemployment rate

4.7%

Household size

2.3 persons

Rent over 30% of income

52.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Colorado

Total population

78,410

Adults over 25

56,013

Total households

34,367

Household size

2.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Income & Poverty

Household income

$84,604

Per capita income

$46,144

Poverty rate

8.5%

Unemployment rate

4.7%

Rent over 30% of income

52.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Housing

Rent

$1,730

Year built

1993

Households that rent

37.8%

Households that own

62.2%

Rooms per home (all homes)

5.9

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Race

White

82.6%

Black

0.9%

Asian

1.2%

Two or more races

10.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Ethnicity

Hispanic or Latino

15.3%

Not Hispanic or Latino

84.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Commute

Commute rate

80.5%

Commute time to work

26 mins

Work from home

19.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Education

Less than high school

27.4%

High school graduate or GED

22.1%

Some college or associate degree

11.5%

Bachelor’s degree or higher

39%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Comparison of Loveland, CO with: Colorado United States

Loveland, CO

Total population78,410

Rent$1,730

Year built1993

Household income$84,604

Per capita income$46,144

Poverty rate8.5%

Unemployment rate4.7%

Colorado State

Total population5,862,189

Rent$1,761

Year built1988

Household income$95,470

Per capita income$52,636

Poverty rate9.4%

Unemployment rate4.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	CityLoveland, CO	StateColorado	CountryUnited States
Total population	78,410	5,862,189	334,922,499
Rent	$1,730	$1,761	$1,413
Year built	1993	1988	1980
Household income	$84,604	$95,470	$80,734
Per capita income	$46,144	$52,636	$44,673
Poverty rate	8.5%	9.4%	12.5%
Unemployment rate	4.7%	4.3%	4%

View the complete comparison of Loveland, CO, Colorado and United States →

Summary for Loveland, CO

Loveland is located in Colorado.

Rent & Income

In Loveland, the typical monthly rent is $1,730 and the typical household income is $84,604. Rent here is similar to Colorado and higher than the U.S., and household income is lower than Colorado and similar to the U.S. The estimated poverty rate is 8.5%, which is lower than in both Colorado and national.

Housing & Affordability

This area is primarily owner-occupied, with renters accounting for about 37.8% of households. About 52.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 39% of adults holding a bachelor’s degree or higher. The local unemployment rate is 4.7%, which is higher than both Colorado and the national rate.

Loveland, CO — Rent vs Household Income

Loveland, CO — Poverty vs Unemployment

How Loveland, CO compares in Colorado (19 places)

Metric	This place	Rank	Starts from	Statewide range
Rent	$1,730	6 / 19	from lower rent	$1,082 – $2,148
Household income	$84,604	16 / 19	from higher income	$56,664 – $145,197
Poverty rate	8.5%	8 / 19	from lower poverty	3.3% – 21.5%
Unemployment rate	4.7%	15 / 19	from lower unemployment	3.9% – 6.6%

Rankings are calculated among cities and communities in Colorado with total population > 50,000 (year 2024).

Detailed Ranking Explanation for Loveland, CO

Rent

Rent prices put Loveland in 6th place among 19 large communities in Colorado. Across Colorado, rents range from $1,082 in Pueblo, CO up to $2,148 in Centennial, CO.

Household income

In terms of household income, Loveland comes in 16th among 19 major places. Across Colorado, income levels vary from $56,664 in Pueblo, CO to $145,197 in Castle Rock, CO.

Poverty rate

For poverty rates, Loveland is ranked 8th among 19 major areas. Across Colorado, poverty runs from 3.3% in Centennial, CO to 21.5% in Boulder, CO.

Unemployment rate

For joblessness, Loveland ranks 15th out of 19 significant areas. Across Colorado, unemployment varies from 3.9% in Fort Collins, CO to 6.6% in Pueblo, CO.

💰 Rent in Loveland, CO (with Utilities)

Estimated Monthly Rent: $1,730 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing, including the apartment or home and essential utilities such as heat, water, and electricity. Even when utilities are billed separately, an estimated average cost for utilities is included, in line with the U.S. Census Bureau’s (ACS) definition of gross rent.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in Loveland, CO

Annual Household Income: $84,604

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in this area — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in Loveland, CO

Estimated Rate: 8.5%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in Loveland, CO

In Loveland, CO, households that rent: 13,007 (37.8%)

📊 What does the renter household percentage reveal about this area?

Household Type	Count	Share
Renter-Occupied	13,007	37.8%
Owner-Occupied	21,360	62.2%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in Loveland, CO

In Loveland, CO, cost-burdened renters (households spending over 30% of income on housing): 6,775 (52.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	6,775	52.1%
Other renter households	6,232	47.9%
Total renter households	13,007	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in this area are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in Loveland, CO

Less than High School: 15,347 people (27.4%)

Includes adults who did not complete high school.

High School Graduate or GED: 12,368 people (22.1%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 6,457 people (11.5%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 21,841 people (39%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 56,013

📊 Unemployment Rate in Loveland, CO

Estimated Rate: 4.7%

💡 What does Unemployment Rate mean?

Definition: The unemployment rate is the percentage of people in the labor force who do not have a job but are actively looking for one.

Labor Force = Employed + Unemployed (aged 16+ and actively participating in the workforce).

Formula: (Unemployed ÷ Labor Force) × 100

Does NOT include: People who are retired, students not looking for work, homemakers, or otherwise not seeking employment.

Example: If there are 1000 people in the labor force and 80 are unemployed, then the unemployment rate is 8%.

Similar Population

Pasco, WA78,446 Milpitas, CA78,216 Bloomington, IL78,703 Auburn, AL78,738 Bloomington, IN78,791 Chino Hills, CA78,024 Georgetown, TX78,803 Napa, CA78,816 Flower Mound, TX77,886 Upland, CA78,940

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.