ZIP Code 98632: Population, Income, Housing

State: WA

Total population: 50,635 Household income: $66,305 Rent: $1,172

Overview

Total population

50,635

Rent

$1,172

Year built

1970

Household income

$66,305

Per capita income

$36,695

Poverty rate

14.8%

Unemployment rate

N/A

Household size

2.4 persons

Rent over 30% of income

51.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Washington

County

Cowlitz County

Total population

50,635

Adults over 25

35,644

Total households

20,613

Household size

2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$66,305

Per capita income

$36,695

Poverty rate

14.8%

Unemployment rate

N/A

Rent over 30% of income

51.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,172

Year built

1970

Households that rent

39.2%

Households that own

60.8%

Rooms per home (all homes)

5.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

81.3%

Black

0.5%

Asian

1.6%

Two or more races

11.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

13.3%

Not Hispanic or Latino

86.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

19,373 (92.9%)

Commute time to work

26 mins

Work from home

1,478 (7.1%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

36.5%

High school graduate or GED

31.9%

Some college or associate degree

14.8%

Bachelor’s degree or higher

16.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 98632 with: Cowlitz County, WA Washington State United States

ZIP 98632

Total population50,635

Rent$1,172

Year built1970

Household income$66,305

Per capita income$36,695

Poverty rate14.8%

Unemployment rateN/A

Cowlitz County, WA

Total population112,360

Rent$1,206

Year built1976

Household income$76,531

Per capita income$38,105

Poverty rate12.2%

Unemployment rate5.4%

Washington State

Total population7,816,116

Rent$1,760

Year built1985

Household income$98,141

Per capita income$53,744

Poverty rate9.9%

Unemployment rate4.5%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP98632	CountyCowlitz, WA	StateWashington	CountryUnited States
Total population	50,635	112,360	7,816,116	334,922,499
Rent	$1,172	$1,206	$1,760	$1,413
Year built	1970	1976	1985	1980
Household income	$66,305	$76,531	$98,141	$80,734
Per capita income	$36,695	$38,105	$53,744	$44,673
Poverty rate	14.8%	12.2%	9.9%	12.5%
Unemployment rate	N/A	5.4%	4.5%	4%

View the full multi-level comparison →

Summary for 98632

Rent & Income

In 98632, the typical monthly rent is $1,172 and the typical household income is $66,305. Rent here is lower than Washington, and household income is lower than Washington. The estimated poverty rate is 14.8%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 39.2% of households. About 51.8% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Only about 16.9% of adults have a bachelor’s degree or higher, indicating lower levels of formal education.

ZIP 98632 — Rent vs Household Income

ZIP 98632 — Poverty

How ZIP 98632 compares in Washington State (102 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,172	6 / 102	from lower rent	$1,024 – $2,836
Household income	$66,305	95 / 102	from higher income	$48,231 – $244,362
Poverty rate	14.8%	87 / 102	from lower poverty	3.3% – 28.6%

Rankings are calculated among ZIP Codes in Washington State with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 98632

Rent

Looking at rent levels, ZIP Code 98632 places 6th out of 102 ZIP Codes in Washington State. Throughout Washington State, numbers span from $1,024 in ZIP 98901 up to $2,836 in ZIP 98006.

Household income

In terms of earnings, this ZIP comes 95th out of 102 ZIP Codes. At the state level, values extend from $48,231 in ZIP 99163 up to $244,362 in ZIP 98074.

Poverty rate

In terms of poverty rate, ZIP Code 98632 comes 87th out of 102 ZIP Codes. In Washington State as a whole, the range goes from 3.3% in ZIP 98685 up to 28.6% in ZIP 99163.

💰 Rent in ZIP Code 98632 (with Utilities)

Estimated Monthly Rent: $1,172 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 98632

Annual Household Income: $66,305

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 98632

Estimated Rate: 14.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 98632

In ZIP Code 98632, households that rent: 8,077 (39.2%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	8,077	39.2%
Owner-Occupied	12,536	60.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 98632

In ZIP Code 98632, cost-burdened renters (households spending over 30% of income on housing): 4,187 (51.8%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	4,187	51.8%
Other renter households	3,890	48.2%
Total renter households	8,077	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 98632

Less than High School: 13,010 people (36.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 11,365 people (31.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 5,260 people (14.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 6,009 people (16.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 35,644

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.