ZIP Code 87109: Population, Income, Housing

State: NM
Total population: 39,324 Household income: $58,900 Rent: $1,168

Overview

Total population
39,324
Rent
$1,168
Year built
1978
Household income
$58,900
Per capita income
$44,059
Poverty rate
14%
Unemployment rate
N/A
Household size
2.0 persons
Rent over 30% of income
50.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
New Mexico
County
Bernalillo County
City
Albuquerque
Total population
39,324
Adults over 25
29,808
Total households
19,698
Household size
2.0 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$58,900
Per capita income
$44,059
Poverty rate
14%
Unemployment rate
N/A
Rent over 30% of income
50.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,168
Year built
1978
Households that rent
46.6%
Households that own
53.4%
Rooms per home (all homes)
4.8

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
56.4%
Black
3.5%
Asian
4.5%
Two or more races
19%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
35.6%
Not Hispanic or Latino
64.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
16,843 (86.9%)
Commute time to work
20 mins
Work from home
2,548 (13.1%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
27.5%
High school graduate or GED
17.6%
Some college or associate degree
11%
Bachelor’s degree or higher
43.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 87109 with: Bernalillo County, NM Albuquerque, NM Albuquerque metro area, NM New Mexico United States

ZIP 87109

Total population39,324
Rent$1,168
Year built1978
Household income$58,900
Per capita income$44,059
Poverty rate14%
Unemployment rateN/A

Bernalillo County, NM

Total population673,930
Rent$1,144
Year built1982
Household income$69,473
Per capita income$40,690
Poverty rate15.2%
Unemployment rate3.5%

Albuquerque, NM

Total population562,218
Rent$1,145
Year built1982
Household income$68,317
Per capita income$40,469
Poverty rate15.5%
Unemployment rate3.5%

Albuquerque Metro Area, NM

Total population921,482
Rent$1,156
Year built1985
Household income$70,783
Per capita income$39,741
Poverty rate14.6%
Unemployment rate3.9%

New Mexico State

Total population2,120,246
Rent$1,067
Year built1985
Household income$64,059
Per capita income$36,218
Poverty rate17.8%
Unemployment rate4.2%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP87109 CountyBernalillo, NMCityAlbuquerque, NMMetro AreaAlbuquerque metro area, NMStateNew MexicoCountryUnited States
Total population39,324673,930562,218921,4822,120,246334,922,499
Rent$1,168$1,144$1,145$1,156$1,067$1,413
Year built197819821982198519851980
Household income$58,900$69,473$68,317$70,783$64,059$80,734
Per capita income$44,059$40,690$40,469$39,741$36,218$44,673
Poverty rate14%15.2%15.5%14.6%17.8%12.5%
Unemployment rateN/A3.5%3.5%3.9%4.2%4%

View the full multi-level comparison →

 

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Summary for 87109

Rent & Income

In 87109, the typical monthly rent is $1,168 and the typical household income is $58,900. Rent here is similar to Albuquerque and higher than New Mexico, and household income is lower than both Albuquerque and New Mexico. The estimated poverty rate is 14%, which is lower than in both Albuquerque and New Mexico.

Housing & Affordability

Renters make up about 46.6% of households, indicating a relatively balanced mix of renters and owners. About 50.9% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 43.9% of adults holding a bachelor’s degree or higher.


 

ZIP 87109 — Rent vs Household Income

 


 

ZIP 87109 — Poverty

 


 

How ZIP 87109 compares in New Mexico (24 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,168 14 / 24 from lower rent $806 – $1,688
Household income $58,900 18 / 24 from higher income $33,087 – $94,550
Poverty rate 14% 10 / 24 from lower poverty 7.5% – 34.4%

Rankings are calculated among ZIP Codes in New Mexico with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 87109

Rent

For rent, this ZIP is positioned 14th out of 24 ZIP Codes in New Mexico. In New Mexico as a whole, the range goes from $806 in ZIP 88001 up to $1,688 in ZIP 87144.

Household income

For household income, ZIP Code 87109 ranks 18th out of 24 ZIP Codes. Statewide, values range from $33,087 in ZIP 88001 up to $94,550 in ZIP 87144.

Poverty rate

For poverty levels, this ZIP is positioned 10th out of 24 ZIP Codes. Across New Mexico, figures vary from 7.5% in ZIP 87124 up to 34.4% in ZIP 88001.

 


💰 Rent in ZIP Code 87109 (with Utilities)

Estimated Monthly Rent: $1,168 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 87109

Annual Household Income: $58,900

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 87109

Estimated Rate: 14%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 87109

In ZIP Code 87109, households that rent: 9,179 (46.6%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 9,179 46.6%
Owner-Occupied 10,519 53.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 87109

In ZIP Code 87109, cost-burdened renters (households spending over 30% of income on housing): 4,669 (50.9%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 4,669 50.9%
Other renter households 4,510 49.1%
Total renter households 9,179 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 87109

Less than High School: 8,190 people (27.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,250 people (17.6%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,291 people (11%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 13,077 people (43.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,808


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.