ZIP Code 87105: Population, Income, Housing

State: NM
Total population: 54,367 Household income: $55,644 Rent: $991

Overview

Total population
54,367
Rent
$991
Year built
1972
Household income
$55,644
Per capita income
$27,233
Poverty rate
19.1%
Unemployment rate
N/A
Household size
2.8 persons
Rent over 30% of income
46.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
New Mexico
County
Bernalillo County
City
Albuquerque
Total population
54,367
Adults over 25
36,702
Total households
18,981
Household size
2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$55,644
Per capita income
$27,233
Poverty rate
19.1%
Unemployment rate
N/A
Rent over 30% of income
46.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$991
Year built
1972
Households that rent
25.8%
Households that own
74.2%
Rooms per home (all homes)
5.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
30.1%
Black
0.9%
Asian
0.3%
Two or more races
40.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
80.7%
Not Hispanic or Latino
19.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
20,153 (91.4%)
Commute time to work
25 mins
Work from home
1,905 (8.6%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
35.7%
High school graduate or GED
35.6%
Some college or associate degree
12.6%
Bachelor’s degree or higher
16.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 87105 with: Bernalillo County, NM Albuquerque metro area, NM New Mexico United States

ZIP 87105

Total population54,367
Rent$991
Year built1972
Household income$55,644
Per capita income$27,233
Poverty rate19.1%
Unemployment rateN/A

Bernalillo County, NM

Total population673,930
Rent$1,144
Year built1982
Household income$69,473
Per capita income$40,690
Poverty rate15.2%
Unemployment rate3.5%

Albuquerque Metro Area, NM

Total population921,482
Rent$1,156
Year built1985
Household income$70,783
Per capita income$39,741
Poverty rate14.6%
Unemployment rate3.9%

New Mexico State

Total population2,120,246
Rent$1,067
Year built1985
Household income$64,059
Per capita income$36,218
Poverty rate17.8%
Unemployment rate4.2%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP87105 CountyBernalillo, NMMetro AreaAlbuquerque metro area, NMStateNew MexicoCountryUnited States
Total population54,367673,930921,4822,120,246334,922,499
Rent$991$1,144$1,156$1,067$1,413
Year built19721982198519851980
Household income$55,644$69,473$70,783$64,059$80,734
Per capita income$27,233$40,690$39,741$36,218$44,673
Poverty rate19.1%15.2%14.6%17.8%12.5%
Unemployment rateN/A3.5%3.9%4.2%4%

View the full multi-level comparison →

 

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Summary for 87105

Rent & Income

In 87105, the typical monthly rent is $991 and the typical household income is $55,644. Rent here is lower than New Mexico, and household income is lower than New Mexico. The estimated poverty rate is 19.1%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 25.8% of households. About 46.5% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Only about 16.1% of adults have a bachelor’s degree or higher, indicating lower levels of formal education.


 

ZIP 87105 — Rent vs Household Income

 


 

ZIP 87105 — Poverty

 


 

How ZIP 87105 compares in New Mexico (24 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $991 4 / 24 from lower rent $806 – $1,688
Household income $55,644 21 / 24 from higher income $33,087 – $94,550
Poverty rate 19.1% 16 / 24 from lower poverty 7.5% – 34.4%

Rankings are calculated among ZIP Codes in New Mexico with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 87105

Rent

When it comes to rent, ZIP Code 87105 ranks 4th out of 24 ZIP Codes in New Mexico. Statewide, values range from $806 in ZIP 88001 up to $1,688 in ZIP 87144.

Household income

Income-wise, this area is placed 21st out of 24 ZIP Codes. Across New Mexico, figures vary from $33,087 in ZIP 88001 up to $94,550 in ZIP 87144.

Poverty rate

When it comes to poverty, ZIP Code 87105 places 16th out of 24 ZIP Codes. Throughout New Mexico, numbers span from 7.5% in ZIP 87124 up to 34.4% in ZIP 88001.

 


💰 Rent in ZIP Code 87105 (with Utilities)

Estimated Monthly Rent: $991 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 87105

Annual Household Income: $55,644

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 87105

Estimated Rate: 19.1%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 87105

In ZIP Code 87105, households that rent: 4,900 (25.8%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 4,900 25.8%
Owner-Occupied 14,081 74.2%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 87105

In ZIP Code 87105, cost-burdened renters (households spending over 30% of income on housing): 2,277 (46.5%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,277 46.5%
Other renter households 2,623 53.5%
Total renter households 4,900 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 87105

Less than High School: 13,115 people (35.7%)

Includes adults who did not complete high school.

High School Graduate or GED: 13,072 people (35.6%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 4,617 people (12.6%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,898 people (16.1%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 36,702


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.