ZIP Code 85286: Population, Income, Housing

State: AZ
Total population: 50,621 Household income: $121,758 Rent: $2,109

Overview

Total population
50,621
Rent
$2,109
Year built
2006
Household income
$121,758
Per capita income
$56,007
Poverty rate
5.7%
Unemployment rate
N/A
Household size
2.8 persons
Rent over 30% of income
42.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Arizona
County
Maricopa County
City
Chandler
Total population
50,621
Adults over 25
32,965
Total households
18,295
Household size
2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$121,758
Per capita income
$56,007
Poverty rate
5.7%
Unemployment rate
N/A
Rent over 30% of income
42.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$2,109
Year built
2006
Households that rent
34.6%
Households that own
65.4%
Rooms per home (all homes)
5.9

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
56.2%
Black
4.9%
Asian
16.1%
Two or more races
17.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
19.1%
Not Hispanic or Latino
80.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
19,793 (73%)
Commute time to work
26 mins
Work from home
7,310 (27%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
20.8%
High school graduate or GED
14.9%
Some college or associate degree
9.6%
Bachelor’s degree or higher
54.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 85286 with: Maricopa County, AZ Chandler, AZ Phoenix metro area, AZ Arizona United States

ZIP 85286

Total population50,621
Rent$2,109
Year built2006
Household income$121,758
Per capita income$56,007
Poverty rate5.7%
Unemployment rateN/A

Maricopa County, AZ

Total population4,559,748
Rent$1,708
Year built1993
Household income$89,300
Per capita income$46,183
Poverty rate11%
Unemployment rate3.1%

Chandler, AZ

Total population280,136
Rent$1,902
Year built1997
Household income$108,095
Per capita income$53,946
Poverty rate7.9%
Unemployment rate2.8%

Phoenix Metro Area, AZ

Total population5,028,754
Rent$1,702
Year built1994
Household income$88,301
Per capita income$45,239
Poverty rate11%
Unemployment rate3.2%

Arizona State

Total population7,378,838
Rent$1,543
Year built1992
Household income$79,964
Per capita income$42,503
Poverty rate12.5%
Unemployment rate3.6%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP85286 CountyMaricopa, AZCityChandler, AZMetro AreaPhoenix metro area, AZStateArizonaCountryUnited States
Total population50,6214,559,748280,1365,028,7547,378,838334,922,499
Rent$2,109$1,708$1,902$1,702$1,543$1,413
Year built200619931997199419921980
Household income$121,758$89,300$108,095$88,301$79,964$80,734
Per capita income$56,007$46,183$53,946$45,239$42,503$44,673
Poverty rate5.7%11%7.9%11%12.5%12.5%
Unemployment rateN/A3.1%2.8%3.2%3.6%4%

View the full multi-level comparison →

 

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Summary for 85286

Rent & Income

In 85286, the typical monthly rent is $2,109 and the typical household income is $121,758. Rent here is higher than in both Chandler and Arizona, and household income is also higher than in both. The estimated poverty rate is 5.7%, which is lower than in both Chandler and Arizona.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 34.6% of households. About 42.3% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 54.8% of adults holding a bachelor’s degree or higher.


 

ZIP 85286 — Rent vs Household Income

 


 

ZIP 85286 — Poverty

 


 

How ZIP 85286 compares in Arizona (118 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $2,109 100 / 118 from lower rent $727 – $2,785
Household income $121,758 15 / 118 from higher income $37,194 – $156,425
Poverty rate 5.7% 18 / 118 from lower poverty 3.2% – 33.6%

Rankings are calculated among ZIP Codes in Arizona with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 85286

Rent

In terms of rental prices, this ZIP stands 100th out of 118 ZIP Codes in Arizona. Across Arizona, figures vary from $727 in ZIP 85349 up to $2,785 in ZIP 85298.

Household income

When comparing household incomes, ZIP Code 85286 stands 15th out of 118 ZIP Codes. Throughout Arizona, numbers span from $37,194 in ZIP 85705 up to $156,425 in ZIP 85298.

Poverty rate

Looking at poverty indicators, this ZIP stands 18th out of 118 ZIP Codes. At the state level, values extend from 3.2% in ZIP 85298 up to 33.6% in ZIP 85719.

 


💰 Rent in ZIP Code 85286 (with Utilities)

Estimated Monthly Rent: $2,109 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 85286

Annual Household Income: $121,758

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 85286

Estimated Rate: 5.7%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 85286

In ZIP Code 85286, households that rent: 6,337 (34.6%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 6,337 34.6%
Owner-Occupied 11,958 65.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 85286

In ZIP Code 85286, cost-burdened renters (households spending over 30% of income on housing): 2,683 (42.3%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,683 42.3%
Other renter households 3,654 57.7%
Total renter households 6,337 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 85286

Less than High School: 6,851 people (20.8%)

Includes adults who did not complete high school.

High School Graduate or GED: 4,904 people (14.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,149 people (9.6%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 18,061 people (54.8%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 32,965


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.