ZIP Code 80631: Population, Income, Housing

State: CO
Total population: 53,722 Household income: $54,591 Rent: $1,238

Overview

Total population
53,722
Rent
$1,238
Year built
1973
Household income
$54,591
Per capita income
$26,185
Poverty rate
22.5%
Unemployment rate
N/A
Household size
2.8 persons
Rent over 30% of income
56%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Colorado
County
Weld County
City
Greeley
Total population
53,722
Adults over 25
30,517
Total households
17,863
Household size
2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$54,591
Per capita income
$26,185
Poverty rate
22.5%
Unemployment rate
N/A
Rent over 30% of income
56%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,238
Year built
1973
Households that rent
53.3%
Households that own
46.7%
Rooms per home (all homes)
5.0

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
62.3%
Black
4.4%
Asian
1.1%
Two or more races
14.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
53.9%
Not Hispanic or Latino
46.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
22,742 (92.5%)
Commute time to work
23 mins
Work from home
1,854 (7.5%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
41.9%
High school graduate or GED
27.2%
Some college or associate degree
12.4%
Bachelor’s degree or higher
18.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 80631 with: Weld County, CO Greeley metro area, CO Colorado United States

ZIP 80631

Total population53,722
Rent$1,238
Year built1973
Household income$54,591
Per capita income$26,185
Poverty rate22.5%
Unemployment rateN/A

Weld County, CO

Total population350,396
Rent$1,539
Year built2001
Household income$97,097
Per capita income$43,312
Poverty rate9.6%
Unemployment rate4.7%

Greeley Metro Area, CO

Total population350,396
Rent$1,539
Year built2001
Household income$97,097
Per capita income$43,312
Poverty rate9.6%
Unemployment rate4.5%

Colorado State

Total population5,862,189
Rent$1,761
Year built1988
Household income$95,470
Per capita income$52,636
Poverty rate9.4%
Unemployment rate4.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP80631 CountyWeld, COMetro AreaGreeley metro area, COStateColoradoCountryUnited States
Total population53,722350,396350,3965,862,189334,922,499
Rent$1,238$1,539$1,539$1,761$1,413
Year built19732001200119881980
Household income$54,591$97,097$97,097$95,470$80,734
Per capita income$26,185$43,312$43,312$52,636$44,673
Poverty rate22.5%9.6%9.6%9.4%12.5%
Unemployment rateN/A4.7%4.5%4.3%4%

View the full multi-level comparison →

 

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Summary for 80631

Rent & Income

In 80631, the typical monthly rent is $1,238 and the typical household income is $54,591. Rent here is lower than Colorado, and household income is lower than Colorado. The estimated poverty rate is 22.5%.

Housing & Affordability

Renters make up about 53.3% of households, indicating a relatively balanced mix of renters and owners. About 56% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Only about 18.5% of adults have a bachelor’s degree or higher, indicating lower levels of formal education.


 

ZIP 80631 — Rent vs Household Income

 


 

ZIP 80631 — Poverty

 


 

How ZIP 80631 compares in Colorado (79 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,238 4 / 79 from lower rent $1,080 – $2,798
Household income $54,591 78 / 79 from higher income $48,417 – $181,049
Poverty rate 22.5% 78 / 79 from lower poverty 2.7% – 32.6%

Rankings are calculated among ZIP Codes in Colorado with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 80631

Rent

In terms of rental prices, this ZIP stands 4th out of 79 ZIP Codes in Colorado. Across Colorado, figures vary from $1,080 in ZIP 81005 up to $2,798 in ZIP 80516.

Household income

When comparing household incomes, ZIP Code 80631 stands 78th out of 79 ZIP Codes. Throughout Colorado, numbers span from $48,417 in ZIP 81001 up to $181,049 in ZIP 80108.

Poverty rate

Looking at poverty indicators, this ZIP stands 78th out of 79 ZIP Codes. At the state level, values extend from 2.7% in ZIP 80126 up to 32.6% in ZIP 80521.

 


💰 Rent in ZIP Code 80631 (with Utilities)

Estimated Monthly Rent: $1,238 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 80631

Annual Household Income: $54,591

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 80631

Estimated Rate: 22.5%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 80631

In ZIP Code 80631, households that rent: 9,527 (53.3%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 9,527 53.3%
Owner-Occupied 8,336 46.7%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 80631

In ZIP Code 80631, cost-burdened renters (households spending over 30% of income on housing): 5,338 (56%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 5,338 56%
Other renter households 4,189 44%
Total renter households 9,527 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 80631

Less than High School: 12,798 people (41.9%)

Includes adults who did not complete high school.

High School Graduate or GED: 8,289 people (27.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,794 people (12.4%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,636 people (18.5%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 30,517


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.