ZIP Code 80524: Population, Income, Housing

State: CO
Total population: 40,030 Household income: $85,035 Rent: $1,697

Overview

Total population
40,030
Rent
$1,697
Year built
1990
Household income
$85,035
Per capita income
$50,462
Poverty rate
14.2%
Unemployment rate
N/A
Household size
2.3 persons
Rent over 30% of income
50.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Colorado
County
Larimer County
Total population
40,030
Adults over 25
27,754
Total households
17,399
Household size
2.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$85,035
Per capita income
$50,462
Poverty rate
14.2%
Unemployment rate
N/A
Rent over 30% of income
50.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,697
Year built
1990
Households that rent
35.7%
Households that own
64.3%
Rooms per home (all homes)
6.0

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
80.1%
Black
1.2%
Asian
1.2%
Two or more races
12.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
17.3%
Not Hispanic or Latino
82.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
17,098 (79.6%)
Commute time to work
22 mins
Work from home
4,381 (20.4%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
20.8%
High school graduate or GED
16.4%
Some college or associate degree
10.1%
Bachelor’s degree or higher
52.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 80524 with: Larimer County, CO Fort Collins metro area, CO Colorado United States

ZIP 80524

Total population40,030
Rent$1,697
Year built1990
Household income$85,035
Per capita income$50,462
Poverty rate14.2%
Unemployment rateN/A

Larimer County, CO

Total population367,368
Rent$1,716
Year built1993
Household income$93,765
Per capita income$51,165
Poverty rate11.2%
Unemployment rate4.2%

Fort Collins Metro Area, CO

Total population367,368
Rent$1,716
Year built1993
Household income$93,765
Per capita income$51,165
Poverty rate11.2%
Unemployment rate4.1%

Colorado State

Total population5,862,189
Rent$1,761
Year built1988
Household income$95,470
Per capita income$52,636
Poverty rate9.4%
Unemployment rate4.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP80524 CountyLarimer, COMetro AreaFort Collins metro area, COStateColoradoCountryUnited States
Total population40,030367,368367,3685,862,189334,922,499
Rent$1,697$1,716$1,716$1,761$1,413
Year built19901993199319881980
Household income$85,035$93,765$93,765$95,470$80,734
Per capita income$50,462$51,165$51,165$52,636$44,673
Poverty rate14.2%11.2%11.2%9.4%12.5%
Unemployment rateN/A4.2%4.1%4.3%4%

View the full multi-level comparison →

 

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Summary for 80524

Rent & Income

In 80524, the typical monthly rent is $1,697 and the typical household income is $85,035. Rent here is similar to Colorado, and household income is lower than Colorado. The estimated poverty rate is 14.2%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 35.7% of households. About 50.2% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 52.8% of adults holding a bachelor’s degree or higher.

 

ZIP 80524 — Rent vs Household Income

 

 

ZIP 80524 — Poverty

 

 

How ZIP 80524 compares in Colorado (79 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,697 22 / 79 from lower rent $1,080 – $2,798
Household income $85,035 57 / 79 from higher income $48,417 – $181,049
Poverty rate 14.2% 66 / 79 from lower poverty 2.7% – 32.6%

Rankings are calculated among ZIP Codes in Colorado with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 80524

Rent

For rent, this ZIP is positioned 22nd out of 79 ZIP Codes in Colorado. In Colorado as a whole, the range goes from $1,080 in ZIP 81005 up to $2,798 in ZIP 80516.

Household income

For household income, ZIP Code 80524 ranks 57th out of 79 ZIP Codes. Statewide, values range from $48,417 in ZIP 81001 up to $181,049 in ZIP 80108.

Poverty rate

For poverty levels, this ZIP is positioned 66th out of 79 ZIP Codes. Across Colorado, figures vary from 2.7% in ZIP 80126 up to 32.6% in ZIP 80521.

 

💰 Rent in ZIP Code 80524 (with Utilities)

Estimated Monthly Rent: $1,697 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 80524

Annual Household Income: $85,035

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 80524

Estimated Rate: 14.2%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 80524

In ZIP Code 80524, households that rent: 6,203 (35.7%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 6,203 35.7%
Owner-Occupied 11,196 64.3%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 80524

In ZIP Code 80524, cost-burdened renters (households spending over 30% of income on housing): 3,113 (50.2%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,113 50.2%
Other renter households 3,090 49.8%
Total renter households 6,203 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 80524

Less than High School: 5,765 people (20.8%)

Includes adults who did not complete high school.

High School Graduate or GED: 4,558 people (16.4%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,790 people (10.1%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 14,641 people (52.8%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 27,754

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.