ZIP Code 78628: Population, Income, Housing

State: TX

Total population: 50,822 Household income: $125,635 Rent: $1,687

Overview

Total population

50,822

Rent

$1,687

Year built

2011

Household income

$125,635

Per capita income

$60,880

Poverty rate

7.3%

Unemployment rate

N/A

Household size

2.7 persons

Rent over 30% of income

56.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Texas

County

Williamson County

City

Georgetown

Total population

50,822

Adults over 25

36,102

Total households

19,084

Household size

2.7 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$125,635

Per capita income

$60,880

Poverty rate

7.3%

Unemployment rate

N/A

Rent over 30% of income

56.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,687

Year built

2011

Households that rent

24.5%

Households that own

75.5%

Rooms per home (all homes)

6.4

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

72.1%

Black

3.5%

Asian

8.5%

Two or more races

11.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

15.2%

Not Hispanic or Latino

84.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

18,011 (73.5%)

Commute time to work

29 mins

Work from home

6,510 (26.5%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

22.6%

High school graduate or GED

14.2%

Some college or associate degree

8.2%

Bachelor’s degree or higher

55%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 78628 with: Williamson County, TX Austin metro area, TX Texas United States

ZIP 78628

Total population50,822

Rent$1,687

Year built2011

Household income$125,635

Per capita income$60,880

Poverty rate7.3%

Unemployment rateN/A

Williamson County, TX

Total population672,688

Rent$1,796

Year built2006

Household income$111,340

Per capita income$53,505

Poverty rate6.4%

Unemployment rate3.2%

Austin Metro Area, TX

Total population2,426,592

Rent$1,726

Year built2002

Household income$100,431

Per capita income$56,313

Poverty rate9.8%

Unemployment rate3.5%

Texas State

Total population30,188,424

Rent$1,403

Year built1992

Household income$78,476

Per capita income$40,752

Poverty rate13.8%

Unemployment rate4.1%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP78628	CountyWilliamson, TX	Metro AreaAustin metro area, TX	StateTexas	CountryUnited States
Total population	50,822	672,688	2,426,592	30,188,424	334,922,499
Rent	$1,687	$1,796	$1,726	$1,403	$1,413
Year built	2011	2006	2002	1992	1980
Household income	$125,635	$111,340	$100,431	$78,476	$80,734
Per capita income	$60,880	$53,505	$56,313	$40,752	$44,673
Poverty rate	7.3%	6.4%	9.8%	13.8%	12.5%
Unemployment rate	N/A	3.2%	3.5%	4.1%	4%

View the full multi-level comparison →

Summary for 78628

Rent & Income

In 78628, the typical monthly rent is $1,687 and the typical household income is $125,635. Rent here is higher than Texas, and household income is higher than Texas. The estimated poverty rate is 7.3%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 24.5% of households. About 56.9% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 55% of adults holding a bachelor’s degree or higher.

ZIP 78628 — Rent vs Household Income

ZIP 78628 — Poverty

How ZIP 78628 compares in Texas (388 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,687	268 / 388	from lower rent	$747 – $3,501
Household income	$125,635	44 / 388	from higher income	$30,377 – $250,001
Poverty rate	7.3%	99 / 388	from lower poverty	1.5% – 47.7%

Rankings are calculated among ZIP Codes in Texas with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 78628

Rent

Rent-wise, this area comes 268th out of 388 ZIP Codes in Texas. At the state level, values extend from $747 in ZIP 78582 up to $3,501 in ZIP 76092.

Household income

Looking at income levels, ZIP Code 78628 holds the 44th out of 388 ZIP Codes. In Texas as a whole, the range goes from $30,377 in ZIP 77840 up to $250,001 in ZIP 76092.

Poverty rate

Regarding poverty rate, ZIP Code 78628 ranks 99th out of 388 ZIP Codes. Statewide, values range from 1.5% in ZIP 76092 up to 47.7% in ZIP 77840.

💰 Rent in ZIP Code 78628 (with Utilities)

Estimated Monthly Rent: $1,687 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 78628

Annual Household Income: $125,635

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 78628

Estimated Rate: 7.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 78628

In ZIP Code 78628, households that rent: 4,681 (24.5%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	4,681	24.5%
Owner-Occupied	14,403	75.5%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 78628

In ZIP Code 78628, cost-burdened renters (households spending over 30% of income on housing): 2,662 (56.9%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,662	56.9%
Other renter households	2,019	43.1%
Total renter households	4,681	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 78628

Less than High School: 8,150 people (22.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,128 people (14.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,963 people (8.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 19,861 people (55%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 36,102

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.