ZIP Code 78045: Population, Income, Housing

State: TX

Total population: 67,333 Household income: $90,608 Rent: $1,420

Overview

Total population

67,333

Rent

$1,420

Year built

2004

Household income

$90,608

Per capita income

$34,902

Poverty rate

7.3%

Unemployment rate

N/A

Household size

3.2 persons

Rent over 30% of income

50.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Texas

County

Webb County

Total population

67,333

Adults over 25

40,751

Total households

21,110

Household size

3.2 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$90,608

Per capita income

$34,902

Poverty rate

7.3%

Unemployment rate

N/A

Rent over 30% of income

50.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,420

Year built

2004

Households that rent

21.1%

Households that own

78.9%

Rooms per home (all homes)

5.5

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

24.3%

Black

0.9%

Asian

1.1%

Two or more races

63.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

92.6%

Not Hispanic or Latino

7.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

30,789 (93.5%)

Commute time to work

20 mins

Work from home

2,142 (6.5%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

32.6%

High school graduate or GED

17.9%

Some college or associate degree

13.6%

Bachelor’s degree or higher

35.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 78045 with: Webb County, TX Laredo metro area, TX Texas United States

ZIP 78045

Total population67,333

Rent$1,420

Year built2004

Household income$90,608

Per capita income$34,902

Poverty rate7.3%

Unemployment rateN/A

Webb County, TX

Total population269,294

Rent$1,027

Year built1997

Household income$63,058

Per capita income$24,920

Poverty rate21.3%

Unemployment rate3.7%

Laredo Metro Area, TX

Total population269,294

Rent$1,027

Year built1997

Household income$63,058

Per capita income$24,920

Poverty rate21.3%

Unemployment rate4.2%

Texas State

Total population30,188,424

Rent$1,403

Year built1992

Household income$78,476

Per capita income$40,752

Poverty rate13.8%

Unemployment rate4.1%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP78045	CountyWebb, TX	Metro AreaLaredo metro area, TX	StateTexas	CountryUnited States
Total population	67,333	269,294	269,294	30,188,424	334,922,499
Rent	$1,420	$1,027	$1,027	$1,403	$1,413
Year built	2004	1997	1997	1992	1980
Household income	$90,608	$63,058	$63,058	$78,476	$80,734
Per capita income	$34,902	$24,920	$24,920	$40,752	$44,673
Poverty rate	7.3%	21.3%	21.3%	13.8%	12.5%
Unemployment rate	N/A	3.7%	4.2%	4.1%	4%

View the full multi-level comparison →

Summary for 78045

Rent & Income

In 78045, the typical monthly rent is $1,420 and the typical household income is $90,608. Rent here is similar to Texas, and household income is higher than Texas. The estimated poverty rate is 7.3%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 21.1% of households. About 50.6% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 35.9% of adults holding a bachelor’s degree or higher.

ZIP 78045 — Rent vs Household Income

ZIP 78045 — Poverty

How ZIP 78045 compares in Texas (388 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,420	180 / 388	from lower rent	$747 – $3,501
Household income	$90,608	143 / 388	from higher income	$30,377 – $250,001
Poverty rate	7.3%	99 / 388	from lower poverty	1.5% – 47.7%

Rankings are calculated among ZIP Codes in Texas with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 78045

Rent

When it comes to rent, ZIP Code 78045 ranks 180th out of 388 ZIP Codes in Texas. Statewide, values range from $747 in ZIP 78582 up to $3,501 in ZIP 76092.

Household income

Income-wise, this area is placed 143rd out of 388 ZIP Codes. Across Texas, figures vary from $30,377 in ZIP 77840 up to $250,001 in ZIP 76092.

Poverty rate

When it comes to poverty, ZIP Code 78045 places 99th out of 388 ZIP Codes. Throughout Texas, numbers span from 1.5% in ZIP 76092 up to 47.7% in ZIP 77840.

💰 Rent in ZIP Code 78045 (with Utilities)

Estimated Monthly Rent: $1,420 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 78045

Annual Household Income: $90,608

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 78045

Estimated Rate: 7.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 78045

In ZIP Code 78045, households that rent: 4,445 (21.1%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	4,445	21.1%
Owner-Occupied	16,665	78.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 78045

In ZIP Code 78045, cost-burdened renters (households spending over 30% of income on housing): 2,248 (50.6%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,248	50.6%
Other renter households	2,197	49.4%
Total renter households	4,445	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 78045

Less than High School: 13,285 people (32.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 7,286 people (17.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 5,537 people (13.6%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 14,643 people (35.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 40,751

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.