ZIP Code 75703: Population, Income, Housing

State: TX
Total population: 46,039 Household income: $79,194 Rent: $1,319

Overview

Total population
46,039
Rent
$1,319
Year built
1991
Household income
$79,194
Per capita income
$45,097
Poverty rate
8.5%
Unemployment rate
N/A
Household size
2.5 persons
Rent over 30% of income
47.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Texas
County
Smith County
City
Tyler
Total population
46,039
Adults over 25
31,143
Total households
17,862
Household size
2.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$79,194
Per capita income
$45,097
Poverty rate
8.5%
Unemployment rate
N/A
Rent over 30% of income
47.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,319
Year built
1991
Households that rent
42.9%
Households that own
57.1%
Rooms per home (all homes)
5.1

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
69.2%
Black
17.2%
Asian
4.4%
Two or more races
7.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
9.4%
Not Hispanic or Latino
90.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
18,827 (87.8%)
Commute time to work
22 mins
Work from home
2,627 (12.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
27.6%
High school graduate or GED
18.2%
Some college or associate degree
11.5%
Bachelor’s degree or higher
42.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 75703 with: Smith County, TX Texas United States

ZIP 75703

Total population46,039
Rent$1,319
Year built1991
Household income$79,194
Per capita income$45,097
Poverty rate8.5%
Unemployment rateN/A

Smith County, TX

Total population241,740
Rent$1,238
Year built1986
Household income$74,192
Per capita income$35,679
Poverty rate11.6%
Unemployment rate3.4%

Texas State

Total population30,188,424
Rent$1,403
Year built1992
Household income$78,476
Per capita income$40,752
Poverty rate13.8%
Unemployment rate4.1%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP75703 CountySmith, TXStateTexasCountryUnited States
Total population46,039241,74030,188,424334,922,499
Rent$1,319$1,238$1,403$1,413
Year built1991198619921980
Household income$79,194$74,192$78,476$80,734
Per capita income$45,097$35,679$40,752$44,673
Poverty rate8.5%11.6%13.8%12.5%
Unemployment rateN/A3.4%4.1%4%

View the full multi-level comparison →

 

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Summary for 75703

Rent & Income

In 75703, the typical monthly rent is $1,319 and the typical household income is $79,194. Rent here is lower than Texas, and household income is similar to Texas. The estimated poverty rate is 8.5%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 42.9% of households. About 47.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 42.8% of adults holding a bachelor’s degree or higher.


 

ZIP 75703 — Rent vs Household Income

 


 

ZIP 75703 — Poverty

 


 

How ZIP 75703 compares in Texas (388 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,319 142 / 388 from lower rent $747 – $3,501
Household income $79,194 196 / 388 from higher income $30,377 – $250,001
Poverty rate 8.5% 131 / 388 from lower poverty 1.5% – 47.7%

Rankings are calculated among ZIP Codes in Texas with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 75703

Rent

Rent-wise, this area comes 142nd out of 388 ZIP Codes in Texas. At the state level, values extend from $747 in ZIP 78582 up to $3,501 in ZIP 76092.

Household income

Looking at income levels, ZIP Code 75703 holds the 196th out of 388 ZIP Codes. In Texas as a whole, the range goes from $30,377 in ZIP 77840 up to $250,001 in ZIP 76092.

Poverty rate

Regarding poverty rate, ZIP Code 75703 ranks 131st out of 388 ZIP Codes. Statewide, values range from 1.5% in ZIP 76092 up to 47.7% in ZIP 77840.

 


💰 Rent in ZIP Code 75703 (with Utilities)

Estimated Monthly Rent: $1,319 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 75703

Annual Household Income: $79,194

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 75703

Estimated Rate: 8.5%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 75703

In ZIP Code 75703, households that rent: 7,663 (42.9%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 7,663 42.9%
Owner-Occupied 10,199 57.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 75703

In ZIP Code 75703, cost-burdened renters (households spending over 30% of income on housing): 3,610 (47.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,610 47.1%
Other renter households 4,053 52.9%
Total renter households 7,663 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 75703

Less than High School: 8,580 people (27.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,660 people (18.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,571 people (11.5%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 13,332 people (42.8%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 31,143


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.