ZIP Code 75074: Population, Income, Housing

State: TX
Total population: 53,831 Household income: $88,697 Rent: $1,718

Overview

Total population
53,831
Rent
$1,718
Year built
1994
Household income
$88,697
Per capita income
$41,940
Poverty rate
9.6%
Unemployment rate
N/A
Household size
2.8 persons
Rent over 30% of income
41.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Texas
County
Collin County
City
Plano
Total population
53,831
Adults over 25
35,485
Total households
18,982
Household size
2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$88,697
Per capita income
$41,940
Poverty rate
9.6%
Unemployment rate
N/A
Rent over 30% of income
41.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,718
Year built
1994
Households that rent
46.5%
Households that own
53.5%
Rooms per home (all homes)
5.4

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
42.5%
Black
10.7%
Asian
15.6%
Two or more races
20.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
34.6%
Not Hispanic or Latino
65.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
22,813 (79.7%)
Commute time to work
27 mins
Work from home
5,821 (20.3%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
27.5%
High school graduate or GED
17.1%
Some college or associate degree
11.1%
Bachelor’s degree or higher
44.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 75074 with: Collin County, TX Plano, TX Dallas metro area, TX Texas United States

ZIP 75074

Total population53,831
Rent$1,718
Year built1994
Household income$88,697
Per capita income$41,940
Poverty rate9.6%
Unemployment rateN/A

Collin County, TX

Total population1,163,337
Rent$1,859
Year built2003
Household income$121,600
Per capita income$57,056
Poverty rate6.2%
Unemployment rate3.4%

Plano, TX

Total population290,594
Rent$1,841
Year built1993
Household income$112,253
Per capita income$59,916
Poverty rate6.8%
Unemployment rate3.4%

Dallas Metro Area, TX

Total population7,985,590
Rent$1,614
Year built1993
Household income$90,275
Per capita income$45,949
Poverty rate10.5%
Unemployment rate3.9%

Texas State

Total population30,188,424
Rent$1,403
Year built1992
Household income$78,476
Per capita income$40,752
Poverty rate13.8%
Unemployment rate4.1%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP75074 CountyCollin, TXCityPlano, TXMetro AreaDallas metro area, TXStateTexasCountryUnited States
Total population53,8311,163,337290,5947,985,59030,188,424334,922,499
Rent$1,718$1,859$1,841$1,614$1,403$1,413
Year built199420031993199319921980
Household income$88,697$121,600$112,253$90,275$78,476$80,734
Per capita income$41,940$57,056$59,916$45,949$40,752$44,673
Poverty rate9.6%6.2%6.8%10.5%13.8%12.5%
Unemployment rateN/A3.4%3.4%3.9%4.1%4%

View the full multi-level comparison →

 

Loading...

 

Summary for 75074

Rent & Income

In 75074, the typical monthly rent is $1,718 and the typical household income is $88,697. Rent here is lower than Plano and higher than Texas, and household income is lower than Plano and higher than Texas. The estimated poverty rate is 9.6%, which is higher than the Plano rate but lower than the Texas rate.

Housing & Affordability

Renters make up about 46.5% of households, indicating a relatively balanced mix of renters and owners. About 41.9% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 44.2% of adults holding a bachelor’s degree or higher.


 

ZIP 75074 — Rent vs Household Income

 


 

ZIP 75074 — Poverty

 


 

How ZIP 75074 compares in Texas (388 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,718 277 / 388 from lower rent $747 – $3,501
Household income $88,697 154 / 388 from higher income $30,377 – $250,001
Poverty rate 9.6% 155 / 388 from lower poverty 1.5% – 47.7%

Rankings are calculated among ZIP Codes in Texas with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 75074

Rent

For rent, this ZIP is positioned 277th out of 388 ZIP Codes in Texas. In Texas as a whole, the range goes from $747 in ZIP 78582 up to $3,501 in ZIP 76092.

Household income

For household income, ZIP Code 75074 ranks 154th out of 388 ZIP Codes. Statewide, values range from $30,377 in ZIP 77840 up to $250,001 in ZIP 76092.

Poverty rate

For poverty levels, this ZIP is positioned 155th out of 388 ZIP Codes. Across Texas, figures vary from 1.5% in ZIP 76092 up to 47.7% in ZIP 77840.

 


💰 Rent in ZIP Code 75074 (with Utilities)

Estimated Monthly Rent: $1,718 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 75074

Annual Household Income: $88,697

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 75074

Estimated Rate: 9.6%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 75074

In ZIP Code 75074, households that rent: 8,830 (46.5%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 8,830 46.5%
Owner-Occupied 10,152 53.5%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 75074

In ZIP Code 75074, cost-burdened renters (households spending over 30% of income on housing): 3,697 (41.9%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,697 41.9%
Other renter households 5,133 58.1%
Total renter households 8,830 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 75074

Less than High School: 9,758 people (27.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 6,084 people (17.1%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,944 people (11.1%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 15,699 people (44.2%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 35,485


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.