ZIP Code 75040: Population, Income, Housing

State: TX

Total population: 64,606 Household income: $74,519 Rent: $1,728

Overview

Total population

64,606

Rent

$1,728

Year built

1980

Household income

$74,519

Per capita income

$30,538

Poverty rate

9.9%

Unemployment rate

N/A

Household size

3.1 persons

Rent over 30% of income

60%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Texas

County

Dallas County

City

Garland

Total population

64,606

Adults over 25

41,994

Total households

20,958

Household size

3.1 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$74,519

Per capita income

$30,538

Poverty rate

9.9%

Unemployment rate

N/A

Rent over 30% of income

60%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,728

Year built

1980

Households that rent

33.2%

Households that own

66.8%

Rooms per home (all homes)

5.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

27.8%

Black

14.7%

Asian

12.5%

Two or more races

34.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

47.8%

Not Hispanic or Latino

52.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

28,349 (89.8%)

Commute time to work

28 mins

Work from home

3,230 (10.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

36.6%

High school graduate or GED

26.6%

Some college or associate degree

12.5%

Bachelor’s degree or higher

24.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 75040 with: Dallas County, TX Garland, TX Dallas metro area, TX Texas United States

ZIP 75040

Total population64,606

Rent$1,728

Year built1980

Household income$74,519

Per capita income$30,538

Poverty rate9.9%

Unemployment rateN/A

Dallas County, TX

Total population2,621,179

Rent$1,565

Year built1983

Household income$76,547

Per capita income$42,559

Poverty rate13.9%

Unemployment rate3.7%

Garland, TX

Total population246,844

Rent$1,641

Year built1978

Household income$76,320

Per capita income$31,917

Poverty rate13%

Unemployment rate3.4%

Dallas Metro Area, TX

Total population7,985,590

Rent$1,614

Year built1993

Household income$90,275

Per capita income$45,949

Poverty rate10.5%

Unemployment rate3.9%

Texas State

Total population30,188,424

Rent$1,403

Year built1992

Household income$78,476

Per capita income$40,752

Poverty rate13.8%

Unemployment rate4.1%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP75040	CountyDallas, TX	CityGarland, TX	Metro AreaDallas metro area, TX	StateTexas	CountryUnited States
Total population	64,606	2,621,179	246,844	7,985,590	30,188,424	334,922,499
Rent	$1,728	$1,565	$1,641	$1,614	$1,403	$1,413
Year built	1980	1983	1978	1993	1992	1980
Household income	$74,519	$76,547	$76,320	$90,275	$78,476	$80,734
Per capita income	$30,538	$42,559	$31,917	$45,949	$40,752	$44,673
Poverty rate	9.9%	13.9%	13%	10.5%	13.8%	12.5%
Unemployment rate	N/A	3.7%	3.4%	3.9%	4.1%	4%

View the full multi-level comparison →

Summary for 75040

Rent & Income

In 75040, the typical monthly rent is $1,728 and the typical household income is $74,519. Rent here is higher than both Garland and Texas, and household income is similar to Garland and lower than Texas. The estimated poverty rate is 9.9%, which is lower than in both Garland and Texas.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 33.2% of households. About 60% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 24.3% of adults holding a bachelor’s degree or higher.

ZIP 75040 — Rent vs Household Income

ZIP 75040 — Poverty

How ZIP 75040 compares in Texas (388 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,728	281 / 388	from lower rent	$747 – $3,501
Household income	$74,519	219 / 388	from higher income	$30,377 – $250,001
Poverty rate	9.9%	159 / 388	from lower poverty	1.5% – 47.7%

Rankings are calculated among ZIP Codes in Texas with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 75040

Rent

When it comes to rent, ZIP Code 75040 ranks 281st out of 388 ZIP Codes in Texas. Statewide, values range from $747 in ZIP 78582 up to $3,501 in ZIP 76092.

Household income

Income-wise, this area is placed 219th out of 388 ZIP Codes. Across Texas, figures vary from $30,377 in ZIP 77840 up to $250,001 in ZIP 76092.

Poverty rate

When it comes to poverty, ZIP Code 75040 places 159th out of 388 ZIP Codes. Throughout Texas, numbers span from 1.5% in ZIP 76092 up to 47.7% in ZIP 77840.

💰 Rent in ZIP Code 75040 (with Utilities)

Estimated Monthly Rent: $1,728 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 75040

Annual Household Income: $74,519

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 75040

Estimated Rate: 9.9%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 75040

In ZIP Code 75040, households that rent: 6,965 (33.2%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	6,965	33.2%
Owner-Occupied	13,993	66.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 75040

In ZIP Code 75040, cost-burdened renters (households spending over 30% of income on housing): 4,180 (60%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	4,180	60%
Other renter households	2,785	40%
Total renter households	6,965	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 75040

Less than High School: 15,360 people (36.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 11,165 people (26.6%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 5,264 people (12.5%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 10,205 people (24.3%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 41,994

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.